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Amara Oluwaseyi

CA PFL: How to balance 8-week leave with new promotion and family finances?

Just had a baby and starting my paid family leave claim. Debating whether to take all my time off at once or split it up. It's tough because I just got a promotion and work is really busy, but I'm also the head of household and any interruption with pay will hurt my family. Anyone else been in this situation? How did you handle it? Also, I heard California increased the percentage for PFL benefits this year. Can anyone confirm? I'm trying to figure out how much I'll actually get paid during my leave.

CosmicCaptain

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Congrats on the baby! šŸŽ‰ I was in a similar boat last year. Here's what I learned: • CA now offers up to 8 weeks of PFL for bonding • Benefits are 60-70% of your weekly wage for higher earners • Lower-income folks get 70-90% (new increase this year) • You can split your leave, but it might delay payments when you reopen the claim I ended up taking 6 weeks all at once and saved 2 weeks for later. It worked well for me, but everyone's situation is different. Have you talked to your HR about options?

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Thanks for the detailed info! šŸ™ I haven't talked to HR yet, but that's a good idea. Did you have any issues with the payments when you took the 6 weeks?

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CosmicCaptain

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No problem! I didn't have any issues with the 6-week stretch. Payments were pretty consistent. Just make sure you certify on time every two weeks.

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wait, you can split the leave?? i thought you had to take it all at once šŸ¤”

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CosmicCaptain

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Yep, you can split it! But heads up, it might cause some delays when you reopen the claim for the second part.

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oof, i feel you. i took my leave all at once cuz i couldn't deal with the stress of going back to work right away. but ngl, it was rough financially. make sure you have some savings to fall back on if you can

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Have you considered asking your work about doing part-time for a bit? That way you could ease back in and still get some bonding time. Might help with the financial stress too.

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That's actually a really good idea. I hadn't thought about part-time. I'll definitely bring that up when I talk to my boss.

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Part-time is the way to go! I did that and it was a lifesaver. Just make sure you understand how it affects your benefits.

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Dmitry Petrov

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Guys, I found a way to actually get someone on the phone at EDD! I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/DOLxZQb92wM

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StarSurfer

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Sounds too good to be true. Is this legit?

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Dmitry Petrov

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I was skeptical too, but I tried it and it actually worked. Saved me hours of hold time.

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Ava Martinez

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20 bucks tho? 😬 Idk if its worth it

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Dmitry Petrov

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Trust me, after spending weeks trying to get through, $20 was totally worth it to finally talk to someone and get my issue resolved.

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Miguel Castro

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lol welcome to the wonderful world of parental leave in america 🤔 where you have to choose between bonding with your baby and paying bills. system's broken af

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Preach! šŸ™Œ We need better policies for new parents. This ain't it.

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Connor Byrne

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fr tho. my friend in canada got like a year off, fully paid. we're living in the stone age here šŸ’€

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Yara Elias

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Quick tip: make sure you file your claim within the first 41 weeks after your child's birth. I almost missed the deadline and it was a whole thing. Don't be like me lol

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QuantumQuasar

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Anyone else notice how the EDD website is always "under maintenance" when you need it most? šŸ™„ Trying to file a claim is like playing whack-a-mole with error messages.

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omg yes! i swear they do it on purpose to make us give up 😤

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Paolo Moretti

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Pro tip: try accessing the site super early in the morning or late at night. Less traffic = fewer issues usually

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Amina Diop

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Hey OP, congrats on the new addition! šŸ‘¶ Just a heads up, make sure you're clear on how your employer's policy interacts with the state benefits. Some companies "top up" your pay to 100%, others don't. It can make a big difference in your planning.

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Thanks for the tip! I'll definitely check with HR about that. Didn't even think about the possibility of a top-up.

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Oliver Weber

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unpopular opinion: take all the time you can get. you'll never get these early months back with your kid. work will always be there, but your baby wont be tiny forever šŸ’Æ

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This! šŸ‘† I went back to work early and totally regret it. Cherish the time if you can afford it.

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NebulaNinja

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Easy to say when you're not the one paying the bills... šŸ™„

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Oliver Weber

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I get it, money's tight. But if theres any way to make it work, its worth considering. Just my 2 cents šŸ¤·ā€ā™‚ļø

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Ruby Knight

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Hey Amara! Congrats on your little one! šŸ¼ I just went through this exact same situation a few months ago. Here's what helped me decide: I made a simple pros/cons list for taking it all at once vs. splitting: • All at once = consistent payments, full bonding time, but harder transition back • Split = flexibility for work emergencies, but potential payment delays between claims Since you mentioned being head of household, definitely calculate your exact benefit amount first. The new rates are pretty decent - I got about 68% of my regular pay. Also ask your employer if they offer any supplemental benefits during PFL. One thing that really helped me was setting up a small emergency fund before starting leave, even if it was just a few hundred bucks. Made the reduced income way less stressful. Whatever you choose, don't feel guilty about it! You're doing what's best for your family. Good luck! šŸ’Ŗ

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