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Rhett Bowman

Can I combine California PFL baby bonding with employer-provided leave or do I have to choose?

I'm due to have my first baby in March 2025 and trying to understand how leave works. My employer offers 6 weeks of paid parental leave at 100% salary. I also know California has the Paid Family Leave program for bonding time. Can I use both? Like take the California PFL (8 weeks I think?) and THEN use my employer's 6 weeks? Or are they mutually exclusive and I have to pick one? My HR dept wasn't clear and gave me a bunch of confusing paperwork. Has anyone successfully combined both types of leave?

Yes! You can absolutely use both California PFL and your employer's parental leave. They're two separate benefits and you're entitled to both. The key is coordinating them properly. Most people use them in this order: 1. Pregnancy Disability Leave (if applicable) + SDI benefits 2. California PFL for baby bonding (8 weeks) 3. Employer-provided parental leave (your 6 weeks) Some employers require you to use their benefit concurrently with state benefits, while others allow consecutive use. You need to specifically ask your HR if they allow you to "supplement" or "stack" the benefits.

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Thank you so much! I'll ask HR specifically about "supplementing" or "stacking" - those terms might help get a clearer answer. I didn't even think about pregnancy disability leave before the baby bonding time. Is that automatic or do I have to apply for that separately?

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i had my baby last yr and used both!!! my work gave me 4 wks and then i got the CA bonding time after. but my friend at another company had to take them at the same time bc of her work policy. so it really depends on ur employer rules

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That's really helpful to know it varies by company. Did your employer pay you their full benefit on top of what California gave you, or did they just cover the difference?

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The correct answer depends entirely on your employer's specific policy. California PFL provides approximately 60-70% of your wages up to a maximum benefit amount when you take time off to bond with a new child. This is a state benefit that you're entitled to regardless of what your employer offers. Your employer's policy will determine whether: 1. You can take their 6 weeks AFTER your state PFL (consecutive/stacked) 2. You must take their 6 weeks AT THE SAME TIME as your state PFL (concurrent/supplemental) In the concurrent scenario, your employer might pay the difference between the state benefit and your full salary. In the consecutive scenario, you could potentially get 14 weeks total (8 weeks state + 6 weeks employer). Ask your HR department specifically: "Is your parental leave policy concurrent with or consecutive to California PFL benefits?

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This is such important information! When I had my baby in 2024, my employer told me I HAD to take their leave concurrently, but then I found out from a coworker that wasn't true. I had to show HR the actual company policy (which they apparently didn't understand). Make sure you get it in writing!

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Don't forget that CA PFL is NOT job protected! You need CFRA for that! So many ppl don't know this and get confused.

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Good point! California Family Rights Act (CFRA) provides the job protection, while PFL provides the partial wage replacement. You need to make sure you qualify for CFRA (work for an employer with 5+ employees, worked there 1+ year, worked 1,250+ hours in the past 12 months). Most people use CFRA and PFL together.

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I HATE how confusing they make this!!! When I had my baby last year, I spent HOURS on hold with EDD trying to figure out how to coordinate everything. I kept getting disconnected or getting different answers each time I called. So frustrating!!! Eventually I found this service called Claimyr (claimyr.com) that got me connected to an EDD rep in like 10 minutes instead of waiting for hours. They have a video demo: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5. It saved my sanity during maternity leave planning. The EDD rep was able to explain exactly how to file everything to maximize my benefits.

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Does that service actually work? I've spent like 4 hours on hold with EDD over the past few days trying to figure out how my employer's leave coordinates with PFL. Might try this if it actually connects you faster.

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Here's my experience with combining benefits in 2024: 1. I took 4 weeks of pregnancy disability before birth (got SDI payments) 2. After birth, I remained on disability for 6 more weeks for vaginal delivery recovery (8 weeks for c-section is standard) 3. THEN I took 8 weeks of California PFL for baby bonding 4. FINALLY I took my employer's 10 weeks of parental leave Total time off: 18 weeks (would be 20 if I had a c-section)! But again, it depends on your employer's policies. Mine specifically stated that their parental leave could be taken after state benefits. Get your hands on your company's written policy.

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That's amazing you got so much time! Did your employer require any specific documentation to prove you'd completed the state benefits before starting their leave? I'm definitely going to track down our written policy.

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wait i thought california pfl was 6 weeks not 8??

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It used to be 6 weeks, but it was increased to 8 weeks a few years ago. As of 2025, California PFL provides 8 weeks of partial wage replacement benefits for baby bonding.

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Another thing to consider - if u have a partner, they can also get 8 wks PFL for bonding too! My husband and I staggered our leaves so baby had parent home longer

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That's a great point! My husband's work doesn't have a great leave policy, so knowing he can at least get the CA PFL is helpful. We'll definitely look into staggering our leaves.

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One more important point: When you apply for PFL through EDD, you'll need to use the DE2508 form. Make sure to indicate the correct start date based on when your employer leave ends (if taking consecutively) or when your baby is born/adopted (if taking concurrently). Your doctor will need to verify the birth date. Also, remember you don't have to take all 8 weeks at once - you can split it up within the first year of your baby's life.

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Thank you for mentioning the specific form! I hadn't even gotten that far in my research. And I didn't realize I could split up the 8 weeks - that might actually be really helpful depending on how my employer's policy works. This thread has been so helpful!

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This is such a helpful thread! I'm in a similar situation - expecting my first baby in April 2025. One thing I learned from my sister who went through this last year is to start the paperwork early. She said the EDD processing times can be unpredictable, and you want everything approved before your leave starts. Also, make sure to keep copies of everything you submit because she had to resubmit documents that somehow got "lost" in their system. The coordination between employer leave and state benefits is definitely confusing, but it sounds like it's worth the effort to get both if your company allows it!

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This is such valuable information! As someone expecting my first baby in June 2025, I've been so confused about all the different leave options. Reading through everyone's experiences really helps clarify things. I think the key takeaway is that I need to get my employer's exact policy in writing - whether they allow stacking or require concurrent use of benefits. I'm also going to start gathering all the forms and documentation early like Omar mentioned. Has anyone had experience with employers who initially said "no" to stacking benefits but then changed their position when shown the actual policy language? I'm worried my HR department might not fully understand their own policies based on some of the stories here.

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Yes! I actually had that exact situation happen. My HR initially told me I could only take their leave OR the state benefits, not both. But when I brought them the actual employee handbook language that said "parental leave may be taken in addition to other applicable benefits," they had to backtrack. Turns out the HR person I spoke with was new and hadn't been properly trained on the policy. I'd recommend asking for a meeting with HR and bringing a printed copy of your employee handbook or benefits guide. Also ask to speak with someone senior if the first person seems unsure - you don't want to get stuck with wrong information that could cost you weeks of benefits!

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I'm going through this exact same situation right now! I'm due in February 2025 and just had my meeting with HR last week. What really helped me was creating a simple timeline document showing exactly how I wanted to use the benefits - like "Weeks 1-8: California PFL at 60% pay, Weeks 9-14: Company parental leave at 100% pay." When I presented it that way, HR could see exactly what I was asking for and it wasn't just a vague "can I use both?" question. Also, I found out our company has a third-party administrator for leave management (not just HR) who actually knew way more about coordinating state and company benefits. You might want to ask if your company uses an outside firm for leave administration - they tend to be more knowledgeable about these combinations since they handle them all the time. One last tip: I printed out the California EDD website page that explains PFL benefits and brought it to the meeting. Having the official state information helped clarify exactly what I was entitled to under state law versus what the company was offering on top of that.

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That timeline document idea is brilliant! I never thought of presenting it that way but it makes so much sense - showing HR exactly what you want instead of making them figure it out. I'm definitely going to create something similar before I meet with my HR team. And thanks for mentioning the third-party administrator possibility - I'll ask about that too. It would be such a relief to talk to someone who actually deals with these benefit combinations regularly instead of getting confused looks from HR. Did your company end up approving the stacked approach, or are you still waiting to hear back?

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This thread has been incredibly helpful! I'm expecting in May 2025 and have been dreading the conversation with HR because I keep hearing horror stories about people getting wrong information. Reading everyone's experiences gives me so much more confidence going into that meeting. A few questions for those who successfully combined benefits: 1. Did you have to formally apply for CFRA job protection separately, or did your employer automatically process that when you requested the leave? 2. For those who took consecutive leaves (state then employer), was there any gap in pay between when one benefit ended and the other started? 3. Has anyone dealt with a situation where their employer's leave policy changed between when you got pregnant and when you actually needed to take leave? I'm also wondering if it's worth consulting with an employment attorney before having the HR conversation, just to make sure I know my rights. Some of the stories about HR giving wrong information are making me nervous that I might miss out on benefits I'm entitled to. Thanks again everyone - this community is amazing for navigating these confusing systems!

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Great questions! I can answer a couple based on my experience in 2024: 1. CFRA was automatic - when I submitted my leave request with medical documentation, HR processed both the job protection (CFRA) and coordinated with the state benefits. I didn't have to file separately. 2. There was about a 1-week gap in my pay between when PFL ended and employer leave started. My company pays bi-weekly and the timing just didn't align perfectly. Plan for that potential gap! 3. My company actually IMPROVED their policy while I was pregnant - went from 8 weeks to 12 weeks paid leave! But I've heard of the opposite happening too, which is scary. Regarding the employment attorney - honestly, if you have a decent HR department, you probably won't need one. But if your employer starts giving you pushback or conflicting information, it might be worth a consultation. Many employment lawyers do free initial consultations for these types of questions. The important thing is knowing that California PFL is YOUR right as someone who pays into the system - your employer can't take that away from you, they can only decide how their own policy works alongside it. Document everything in writing (emails are your friend!) and don't be afraid to ask for clarification if something doesn't sound right.

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This is such a comprehensive discussion! As someone who works in benefits administration, I want to add a few practical tips that might help: 1. **Get everything in writing** - Don't rely on verbal conversations with HR. Send follow-up emails summarizing what was discussed: "Per our conversation today, you confirmed that I can take 8 weeks of CA PFL followed by 6 weeks of company leave for a total of 14 weeks." 2. **Know your state benefit calculation** - CA PFL pays about 60-70% of your wages up to a weekly maximum (around $1,620/week in 2025). Calculate this beforehand so you know what to expect. 3. **Timing matters for applications** - You can apply for PFL up to 41 days before your planned start date, but not earlier. Don't wait until the last minute though! 4. **Consider tax implications** - State benefits are taxable, and your employer benefits might be too. Plan accordingly for tax season. The confusion around these benefits is unfortunately very common, but you're absolutely entitled to both if your employer allows consecutive use. Don't let anyone tell you otherwise! And remember, even if your company requires concurrent use, you're still better off financially than taking unpaid leave. Good luck to all the expecting parents here! 🍼

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This is incredibly helpful! I'm due in March 2025 (same as the original poster) and had no idea about the timing restrictions for applying to PFL - 41 days before but not earlier is such specific information that I never would have found on my own. The tax implications point is also something I hadn't considered at all. The "get everything in writing" advice really resonates with me after reading all these stories about HR giving conflicting information. I'm definitely going to follow up every conversation with an email summary. One quick question - when you mention the weekly maximum being around $1,620 in 2025, is that the absolute maximum someone can receive, or does it depend on your previous earnings? I'm trying to do the math on what my actual PFL payments would be versus my full salary to understand the financial impact. Thanks so much for sharing your professional insights! This thread has been more helpful than hours of trying to navigate government websites. 🙏

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This thread has been incredibly eye-opening! I'm expecting in January 2025 and honestly had no idea about most of this stuff. My company's HR just handed me a packet of forms without any explanation, so reading everyone's real experiences is way more valuable than those confusing government websites. A couple things I'm still unclear on after reading through everything: 1. If I take disability leave first (for recovery), then PFL for bonding, then employer leave - do I need to apply for each one separately with different forms and timing? 2. For those who had C-sections, was the 8-week disability period automatic or did you have to fight for it? My doctor mentioned it might only be 6 weeks depending on complications. 3. Has anyone dealt with a situation where your baby came early or late? I'm wondering how that affects all the carefully planned timing of these benefits. The advice about documenting everything in writing and asking for specific policy language is something I'm definitely going to do. It sounds like being well-prepared and knowing the right questions to ask makes all the difference in getting the benefits you're entitled to. Thanks everyone for sharing your experiences - this community is amazing! 🤱

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Great questions Miguel! I can help with a couple of these based on what I learned during my leave planning: 1. Yes, you typically need separate applications. Disability (SDI) uses one form, PFL uses the DE2508 form, and your employer leave is through your company's process. The timing can be tricky - I'd recommend starting the PFL application about 6 weeks before you plan to transition from disability to bonding time. 2. For C-sections, 8 weeks is pretty standard but your doctor has to certify the medical necessity. Most doctors will automatically approve 8 weeks for C-section recovery, but it's not completely automatic - they have to fill out the medical certification. I'd ask your doctor specifically about this at your next appointment. 3. The early/late baby thing is actually a good point! From what I understand, if baby comes early, you just adjust your start dates accordingly. If baby comes late, you might end up using some of your employer leave earlier than planned if you're already on approved time off. The key is staying flexible with your timeline and keeping all the relevant parties (HR, EDD, your doctor) informed of any changes. Definitely document everything like others have suggested!

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This has been such an informative thread! I'm expecting my second baby in April 2025, and even though I went through this process before in 2022, the information here is helping me realize I might not have maximized my benefits the first time around. One thing I wanted to add that I learned the hard way: if you're planning to breastfeed, factor in pumping time and potential lactation accommodations when you return to work. This can affect how you structure your leave timing. I ended up taking my employer leave in smaller chunks spread out over several months rather than all at once, which helped with the transition back to work. Also, for those asking about early/late babies - definitely have a "Plan B" timeline ready! My first baby came 3 weeks early, and it threw off all my carefully planned benefit timing. Having backup paperwork ready and knowing who to contact at EDD for timeline changes would have saved me a lot of stress during those first chaotic weeks with a newborn. The advice about getting everything in writing cannot be overstated. I still have the email chain from my first leave saved because it ended up being crucial when there was confusion about my return date. Keep advocating for yourselves - you've earned these benefits! 💪

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Thank you so much for sharing your second-time perspective, Sarah! The point about breastfeeding and pumping accommodations is something I hadn't even thought about yet. Taking employer leave in smaller chunks sounds really smart for the transition back - I'm definitely going to ask HR if that's an option with our policy. The early baby scenario is exactly what I'm worried about! Three weeks early would completely mess up my timeline. Do you remember what specific paperwork you wished you had ready? Like, did you need different forms for EDD or just updated dates on the same forms? I'm also curious - when you say you "might not have maximized benefits" the first time, what do you think you would do differently this time around? I want to make sure I'm not missing any opportunities, especially since this might be our only child. Thanks for the reminder about advocating for ourselves. Sometimes it feels intimidating to push back on HR or ask detailed questions, but reading everyone's experiences here shows how important it is to be persistent! 🤱

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This thread is incredible! I'm expecting in July 2025 and have been so overwhelmed trying to figure out the leave situation. Reading everyone's experiences has been way more helpful than the confusing government websites and vague HR responses I've been getting. A few things that really stood out to me: - The importance of getting your employer's exact policy language in writing (not just verbal explanations from HR) - Starting the paperwork early since EDD processing can be unpredictable - Creating a timeline document to present to HR showing exactly how you want to coordinate benefits - The distinction between PFL (wage replacement) and CFRA (job protection) - I had no idea these were separate! One question I haven't seen addressed: Has anyone dealt with coordinating these benefits while working for a smaller employer (under 50 employees)? I'm wondering if the rules are different or if there are fewer protections available. My company has about 30 employees and offers some parental leave, but I'm not sure if all the same state protections apply. Also, for those who used services like Claimyr to get through to EDD faster - was it worth the cost? I'm dreading spending hours on hold, especially while dealing with a newborn! Thanks to everyone for sharing such detailed experiences. This community is amazing! 🤰

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Hi Mary! Great question about smaller employers. The good news is that California PFL is available regardless of your employer size since it's a state program funded by employee payroll deductions. However, you're right that some protections are different for smaller companies. For CFRA (job protection), employers with 5+ employees must provide it, so at 30 employees you should be covered. But if your company has fewer than 50 employees, federal FMLA doesn't apply - only California's version. The key things to verify with your smaller employer: - Their exact parental leave policy (duration, pay, timing) - Whether they allow stacking benefits or require concurrent use - What documentation they need for leave coordination Regarding Claimyr - I used it during my 2024 leave and honestly, yes, it was worth every penny! I paid like $20 and got connected to an EDD rep in under 15 minutes versus the 3+ hours I'd spent on hold previously. When you're sleep-deprived with a newborn, that time savings is invaluable. Plus the rep I spoke with was super knowledgeable about benefit coordination. Definitely start gathering your paperwork early and get that employer policy in writing. Smaller companies sometimes have more flexibility in how they handle these requests, which could work in your favor! Good luck! 🍀

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This discussion has been incredibly helpful! I'm expecting my first baby in February 2025 and was completely lost on how to navigate all these different leave options. After reading through everyone's experiences, I feel much more prepared to have that conversation with HR. A few key takeaways I'm noting for my own preparation: - Ask specifically if company policy allows "stacking" or "supplementing" benefits vs. requiring concurrent use - Request the written employee handbook/policy language (not just verbal explanations) - Create a timeline document showing exactly how I want to coordinate the benefits - Start EDD paperwork early but remember the 41-day rule for PFL applications - Document everything in follow-up emails One question I have: For those who successfully stacked benefits, did you have to negotiate this with HR or was it clearly stated in your company policy? I'm trying to figure out if this is something I need to "sell" them on or if it's typically a standard option that HR should already know about. Also wondering - has anyone had experience with HR initially saying no to stacking but then approving it after you provided more information about state vs. company benefits? I want to be prepared in case I get initial pushback. Thanks to everyone for sharing such detailed real-world experiences. This thread should be required reading for all expectant parents in California!

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Hi Carmen! Great questions - I'm expecting in March 2025 too and have been following this thread closely. Based on what I've read here, it sounds like whether you need to "negotiate" stacking really depends on your company's specific policy and how well HR understands it. From what others have shared, some companies clearly state in their policies that parental leave can be taken "in addition to" other benefits, while others are more vague. The stories about HR reps not fully understanding their own policies are a bit concerning but seem pretty common! I think the key is going in prepared with the right language and questions. Instead of asking "Can I stack benefits?" maybe ask "Does our parental leave policy require concurrent use with state benefits, or can it be taken consecutively?" That way you're not asking them to make a decision - you're asking them to clarify existing policy. And definitely have backup plans ready if you get initial pushback! Several people mentioned that bringing in the actual policy language or asking to speak with someone more senior helped when the first HR contact was unsure. I'm planning to schedule my HR meeting soon and will definitely use the timeline document approach that Ezra mentioned earlier. Having a visual representation of exactly what you want seems way more effective than a general conversation. Good luck with your February baby! This thread has been such a lifesaver for navigating all this complexity. 🤞

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This thread has been absolutely invaluable! I'm expecting in June 2025 and honestly had no clue where to even start with understanding how all these benefits work together. Reading everyone's real experiences is so much better than trying to decode government websites and confusing HR packets. What's really striking me is how much the success seems to depend on your specific employer's policy language and how well your HR department understands their own rules. It sounds like the key is being really prepared with the right questions and documentation before that first meeting. I'm definitely going to: 1. Get my company's written parental leave policy (not just verbal explanations) 2. Create that timeline document showing exactly how I want to sequence the benefits 3. Ask specifically about "concurrent vs consecutive" use of state and company benefits 4. Start gathering EDD paperwork early but watch that 41-day application window The stories about HR reps giving wrong information initially but then having to correct themselves when shown actual policy language are both encouraging and nerve-wracking! At least it shows that persistence and preparation really pay off. One thing I'm curious about - for those who ended up with really generous total leave time (like 18+ weeks), how did you handle the financial planning? Even with partial wage replacement from state benefits, that's a significant income adjustment to plan for. Any tips on budgeting for extended leave periods? Thank you everyone for being so generous with sharing your experiences! This community is amazing for navigating these complex systems. 🙏

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Great question about financial planning! I went through this in 2023 and definitely had to budget carefully. Here are some tips that helped me: 1. **Calculate your actual PFL amount early** - Don't just assume 60-70%. Log into your EDD account and use their benefit calculator with your actual wage history. Mine ended up being closer to 65%. 2. **Start saving during pregnancy** - I began setting aside the difference between my full salary and estimated PFL payments starting at 20 weeks pregnant. This created a buffer for the reduced income period. 3. **Consider timing of employer leave** - If your company allows consecutive benefits, you might want to take the higher-paying employer leave first, then PFL, to ease the financial transition. 4. **Factor in healthcare premiums** - Some employers require you to pay your portion while on unpaid leave, so budget for that too. 5. **Look into dependent care FSA** - If you're planning daycare later, you can set this up during open enrollment to help with future costs. The reduced income period is definitely challenging, but having that extended bonding time was so worth it! Start the financial planning early and you'll feel much more confident about taking the full leave you're entitled to. Good luck with your June baby! 🍼

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This thread has been so incredibly helpful! I'm expecting in August 2025 and was completely overwhelmed by all the different leave options until I found this discussion. Everyone's real-world experiences are way more valuable than the confusing government websites and vague HR responses. I love how organized some of you have been with your approach - especially the timeline document idea and getting everything in writing. It's clear that being well-prepared makes a huge difference in getting the benefits you're entitled to. One question I haven't seen addressed: Has anyone dealt with a situation where you work remotely for a California-based company but live in a different state? I'm wondering if that affects eligibility for California PFL or if there are any complications with coordinating benefits across state lines. My company is headquartered in CA and I pay into the CA SDI system, but I live in Nevada. Also, for those mentioning the importance of CFRA job protection - does anyone know if there are any gotchas or situations where you might not qualify even if you meet the basic requirements? I want to make sure I understand all the pieces before approaching my HR team. Thanks to everyone for creating such a supportive and informative community! Reading all these experiences gives me so much more confidence going into the leave planning process. 🤰

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Great question about remote work, Mei-Ling! I actually went through this exact situation in 2024. I work remotely for a CA company but live in Oregon. The good news is that if you're paying into CA SDI through your paycheck (which you mentioned you are), you should be eligible for CA PFL regardless of where you physically live. The key is that your employer is CA-based and you're contributing to the CA system. However, there can be some complications with paperwork and timing. For example, if you need medical certifications, make sure your out-of-state doctor understands they're filling out CA forms. I had to educate my Oregon OB about the CA PFL requirements since they weren't familiar with the system. Also double-check your employer's leave policy - some companies have different policies for remote workers in different states, especially regarding job protection laws that might vary by your resident state. For CFRA eligibility, the main gotchas are: 1) You must work for an employer with 5+ employees, 2) You must have worked there for 12+ months, and 3) You must have worked 1,250+ hours in the past 12 months. The hours requirement can sometimes trip up part-time or newer employees. I'd recommend contacting EDD directly to confirm your eligibility before starting the application process, just to avoid any surprises. Good luck with your August baby!

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