Good point - just checked and my SDI claim says active. So relieved everything seems to be in order for now!

Just wanted to add that timing is really important here! I made the mistake of applying too early (like 3 weeks before my SDI ended) and EDD told me I had to wait and reapply closer to the actual transition date. Apparently they won't process PFL claims that are submitted too far in advance. Also, keep your birth certificate or hospital records handy when you apply online - you'll need to upload a clear photo or scan of them as part of the application. The system is pretty picky about image quality, so make sure it's well-lit and all text is readable. One more tip: if you're planning to take the full 8 weeks of baby bonding, make sure you enter the correct return-to-work date when applying. I miscalculated mine by a few days and had to call EDD to fix it, which was a hassle.

I'm currently going through this decision myself and honestly feeling pretty overwhelmed by all the options. Reading through everyone's experiences here is really helpful though! @Steven Adams - I think you probably made the right choice if you had big upfront expenses. From what I'm seeing, most people who chose the lump sum seem happy with it as long as they were disciplined about budgeting. The incremental payments seem safer but less flexible. Thanks everyone for sharing your real experiences - way more useful than the official website! 🙏

Just went through this exact same dilemma a few months ago! I ended up choosing the lump sum and honestly, no regrets. We had a ton of medical bills from the birth that needed to be paid right away, plus all the baby essentials. The one-time payout let us handle everything without stress. One thing I wish someone had told me though - make sure you have a solid plan for the money before you get it. I put about 60% in a separate savings account and used the rest for immediate expenses. Then I transferred money to myself every two weeks like a regular paycheck. Worked out perfectly! The incremental payments might feel "safer" but honestly, life doesn't always work on a predictable schedule. Sometimes you need that financial flexibility upfront. Sounds like you made the smart choice for your situation! 👍

Here's a detailed breakdown of what to expect when setting up an offset for benefits overpayment: • First, gather all relevant documents: overpayment notice, past benefit statements, and any correspondence with EDD. • When you call, you'll need to provide your Social Security number and confirm your identity. • The rep will explain the reason for the overpayment and the total amount owed. • You can then discuss repayment options. An offset means they'll reduce your future benefits to recoup the overpayment. • You have the right to negotiate the amount of the offset. They can't take more than 25% of your weekly benefit. • If you disagree with the overpayment, you can request an appeal or apply for a waiver. • Make sure to get a confirmation number or case number for your offset agreement. • Ask for a written statement of the agreement to be mailed to you. Remember, stay calm and polite, but be firm about your rights and needs. Good luck!

One thing I'd add - if you're currently receiving benefits and they want to start the offset immediately, you can ask for a hardship deferral if the reduced payments would cause financial distress. I had to do this when my offset would have dropped my weekly benefit below what I needed for rent. They approved a temporary delay while I got my finances sorted. It's not guaranteed, but worth asking about if you're in a tight spot financially.

This thread has been incredibly helpful! I'm in a similar situation - my partner took 3 weeks of PFL bonding when our baby was born in September, and we're planning to split the remaining 5 weeks between Thanksgiving and spring. Reading everyone's experiences, I'm definitely going to follow the advice about calling at 8:01 AM with that specific phrase "continued claim certification for existing baby bonding PFL claim" and keeping detailed notes. One question I haven't seen addressed - for those who successfully did multiple segments, did you ever run into issues if there were holidays or weekends during your planned leave periods? I'm wondering if that affects the processing time or payment schedule at all. Also, has anyone tried using the online portal for continued claims, or is calling always the better option? Thanks again everyone for sharing your real experiences - this is exactly the kind of practical info you can't find on the EDD website!

I'm currently preparing for a similar situation with my wife's PFL baby bonding leave! Our baby is due in January and we're already planning to split her 8 weeks - 4 weeks initially and then 2 weeks in spring and 2 weeks in summer. Reading through all these experiences has been incredibly valuable! I'm taking notes on the key strategies: calling at 8:01 AM, using the phrase "continued claim certification for existing baby bonding PFL claim," keeping detailed notes with rep names, and calling 2-3 weeks before each segment. One thing I'm curious about - for those who had success with multiple segments, did you find it helpful to mention all the planned future segments during your first call, or is it better to just focus on the immediate next segment each time you call? I want to be as prepared as possible since we're planning this split approach from the beginning rather than deciding to split after the first segment is already used.

I just went through this exact same situation! Yes, you definitely need your SSN on every single page of the DE2501F form - even Parts C, D, and E that don't apply to bonding claims. I made the mistake of leaving it off a couple pages thinking they weren't relevant and had to resubmit everything. For the hospital verification letter and other attachments, I wrote my SSN in the top right corner in small print. The EDD representative I finally got through to said they need it for their scanning and filing system. It's tedious but saves you weeks of delays. Also, make copies of everything before sending! Good luck with your bonding leave - such an exciting time! 🍼

I'm going through this same process right now and honestly, the SSN requirement is such a headache! Thanks everyone for sharing your experiences - it's super helpful to know I'm not the only one confused by this. Based on what I'm reading here, it sounds like the safest approach is definitely to put your SSN on every single page, even if it feels redundant. I'd rather be overly cautious than deal with delays or having to resubmit everything. @QuantumQuest and @GalaxyGazer, your detailed explanations are gold! Question for those who've been through this - did you write your SSN by hand on the hospital documents, or did you add it digitally before printing? I want to make sure I'm doing this the most professional way possible.