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I'm so sorry you're going through this financial stress - it's absolutely exhausting waiting for EDD payments when bills are piling up! I went through almost the exact same timeline last year. Filed in early January, got my DE 429D notice in late February, and then received payment 7 business days later via direct deposit. The computation notice is definitely a great sign that you're in the home stretch! While you're waiting those final days, I'd recommend calling EDD at exactly 8:00 AM when they open (much better success rate) and try the "2-1-1" method others mentioned. Also set up text alerts from your bank so you'll know immediately when the deposit hits. Since your savings are drained, definitely look into local emergency assistance programs - call 211 to find resources in your area for emergency rent/utility help while you wait. And don't forget to file your PFL claim (DE 2501FP) about 1-2 weeks before your disability ends to avoid a payment gap. Based on everyone's experiences here, you should see that lump sum payment covering all those weeks very soon - probably within the next week! The waiting is brutal but you're so close to the finish line. Hang in there! πͺ
This is such helpful and comprehensive advice - thank you! 7 business days after the DE 429D notice gives me a really concrete timeline to hope for. I'm definitely going to try calling at exactly 8:00 AM tomorrow and use that "2-1-1" method. I already set up bank text alerts after reading everyone's suggestions here. I also called 211 today and found some local emergency assistance programs that might help bridge the gap - such a great resource that I never knew about! The PFL filing reminder is really important too since I need to start thinking about that transition. Reading all these consistent timelines from people who've actually been through this exact situation has been more helpful than anything I could find on EDD's website. It gives me real hope that I might see that lump sum payment by early next week! This whole process has been such an emotional rollercoaster, but this community has been incredible. Thanks for taking the time to share your experience and all the practical tips!
I'm going through this exact same situation right now and your post really resonates with me! I filed my maternity disability claim in early February and just got my DE 429D notice a few days ago. The financial anxiety has been overwhelming - I've been living off credit cards and help from my parents while waiting for any sign of progress. Reading through all these responses is giving me so much hope though! It sounds like most people are getting paid within 5-10 business days after receiving that computation notice, which means we should both see relief very soon. I've been following the advice here about setting up bank text alerts and trying to call at exactly 8:05 AM when EDD opens. The fact that there's no clear timeline information anywhere on EDD's website is so frustrating - this community thread has been more helpful than anything official I could find! Based on everyone's experiences, it really does seem like the DE 429D notice is the signal that we're finally in the home stretch. Hang in there! From what everyone is saying, that lump sum covering all those weeks should hit your account any day now. We've survived the worst part of the waiting game! π€
I went through almost the exact same thing at 29 weeks pregnant! My company gave us literally 2 hours notice before shutting down permanently. I was terrified about losing my maternity benefits, but it actually worked out fine. The most important thing I learned: being unemployed does NOT affect your SDI eligibility at all. You paid into the system for 7 years - that money is YOURS. The state disability insurance comes from your previous earnings, not your current employment status. Here's what saved me time and stress: 1. I applied for both unemployment AND SDI on the same day (unemployment for immediate income, SDI to start 4 weeks before due date) 2. I printed out my wage statements from my online portal before my company's systems went dark 3. I had my doctor's office put a rush on the medical certification One thing that surprised me - I actually got my first unemployment payment faster than I expected, which helped bridge the gap until SDI kicked in. Just remember to stop certifying for unemployment the week your disability benefits start. You're going to be okay! The timing is scary but the safety net exists for exactly this reason. Focus on your health and that baby - the paperwork stuff will sort itself out! π€
Thank you SO much for sharing your experience! It's incredibly reassuring to hear from someone who went through almost the exact same situation. The 2 hours notice is even worse than what happened to me - I can't imagine how stressful that must have been! Your tip about printing wage statements before the company systems go dark is brilliant - I'm going to do that right now while I still can access everything. And I love that you applied for both unemployment and SDI on the same day - that makes so much sense to avoid any gaps. Did you have any issues with the transition from unemployment to SDI when your disability started? I'm worried about accidentally creating problems by having both claims open at the same time, even though I know I need to stop certifying for unemployment once SDI begins. It really helps to know that someone else made it through this chaos successfully. Thank you for taking the time to share your timeline and tips! π
Oh honey, I'm so sorry this happened to you! What terrible timing, but please don't panic - you're going to be okay! I went through something similar when my employer suddenly filed for bankruptcy at 34 weeks. I was absolutely terrified, but it turns out that being laid off actually doesn't affect your SDI/PFL eligibility AT ALL. These are state programs that you've been paying into for 7 years through your paychecks - think of it as insurance you've already bought and paid for. Here's what I wish someone had told me right away: - Apply for SDI online ASAP (even before you're technically disabled) to get the paperwork started - Get your final paystub and any employment documentation before your company completely disappears - Your benefits are calculated based on your previous earnings, not current employment status - The timing actually works out okay since you weren't planning to start leave for a few more weeks anyway The hardest part for me was just not knowing what to expect, but once I understood that my job status didn't matter for disability benefits, it was such a relief. You've EARNED these benefits - they can't take them away from you! Take care of yourself and that baby. The state systems aren't perfect but they do work, and you're going to get through this! π
Thank you for this incredibly helpful post! As someone who's completely new to navigating EDD benefits, reading through all these experiences has been so educational. I had no idea that being laid off wouldn't affect SDI eligibility - that's such an important distinction to understand. Your point about applying for SDI online even before being technically disabled is really smart. I'm curious - when you say "get the paperwork started," does that mean you can actually submit the application before your doctor puts you on disability, or do you just create an account and prepare everything? I want to make sure I understand the timing correctly. Also, did your company's bankruptcy create any additional complications with getting your wage information for the benefits calculation? I'm wondering if there are extra steps to take when the employer completely disappears versus a normal layoff situation. Thanks again for sharing your experience - it's so reassuring to hear from people who've been through this and came out okay on the other side!
Hi Ava! I just went through this exact situation 3 months ago and wanted to share what worked for me. I was on SDI for hyperemesis gravidarum and my little one decided to arrive 4 weeks early! Here's what I learned: the moment you give birth, your SDI claim automatically needs to shift from "pregnancy complications" to "postpartum recovery." You can't stay on the pregnancy portion after delivery - that would technically be incorrect since you're no longer pregnant with complications. I called EDD from my hospital room about 18 hours after delivery (once I was feeling more alert). The representative was super helpful and explained that they see this situation constantly. She updated my claim immediately over the phone and told me what to expect next. My recovery period was 6 weeks for vaginal delivery, then I seamlessly transitioned to PFL bonding. The weekly benefit amount stayed exactly the same throughout - no changes there! One thing that really helped: I had my partner write down all our important info (my SSN, claim number, baby's birth details) on a note card that we kept with our hospital bag. When it came time to make the call, everything was right there and easy to reference. Your doctor's office will handle the paperwork side - they're used to this process. Mine had the updated forms submitted to EDD within 2 days of delivery without me even having to ask. You're going to do great! The fact that you're thinking about this ahead of time shows you're well prepared. The transition is much smoother than it seems when you're pregnant and worried about everything! π
Thank you so much Sarah! This is exactly the kind of detailed, real-world experience I needed to hear. Your explanation about the claim automatically shifting from "pregnancy complications" to "postpartum recovery" makes perfect sense - I hadn't fully understood that distinction before. The note card idea with all the important info is brilliant! I'm definitely doing that. Having everything written down and easily accessible when you're exhausted and dealing with a newborn seems like such a smart move. It's so reassuring to hear that you called 18 hours after delivery and the EDD rep was helpful and familiar with the situation. I was worried about the timing of that call, but it sounds like within the first day or two is perfectly fine. Your experience with the seamless transition and unchanged benefit amounts is exactly what I was hoping to hear! And knowing that your doctor's office submitted the paperwork automatically within 2 days takes another worry off my plate. Thank you for taking the time to share such detailed advice. Between your experience and everyone else's in this thread, I feel so much more confident about handling this transition. This community has been absolutely amazing! π
Hi Ava! I'm a new mom who went through this exact transition just 4 months ago, and I wanted to share my experience to hopefully ease your worries! I was on SDI for severe pregnancy complications and my baby arrived 2.5 weeks before my claim was set to end. Like you, I was terrified of messing up my benefits, but it turned out to be much smoother than expected. Here's what happened: I called EDD within 12 hours of giving birth (my husband made the call while I was recovering). The representative immediately converted my claim from pregnancy disability to postpartum recovery - no paperwork needed from my end! My doctor's office automatically sent the updated DE2501 form with my delivery date within 24 hours. The key things that worked for me: β’ Called EDD ASAP after delivery (don't wait!) β’ Had all my claim info written down and ready β’ Let my doctor's office know I'd need the updated forms submitted quickly β’ Got 6 weeks of recovery at the same benefit rate β’ Received my PFL application notice automatically about a week before recovery ended The transition was completely seamless - no gaps in payments at all. Your weekly benefit amount will stay the same throughout SDI recovery and PFL bonding. You're being so smart by planning ahead! Having all your EDD info organized and ready will make everything go smoothly when baby arrives. Don't stress too much - this is a very common situation and EDD handles it routinely. You've got this mama! π
Congratulations on your baby boy! π I'm currently 36 weeks pregnant and this thread has been incredibly eye-opening for me. Reading everyone's experiences has made me realize I need to be way more proactive about the SDI to PFL transition than I originally thought. It sounds like the consensus is clear: apply for PFL baby bonding around week 4 postpartum through the DE2508 form, and definitely don't wait for the 6-week checkup despite what doctors might suggest. The fact that so many people have experienced payment gaps because they assumed the transition would be automatic is honestly terrifying when you're already dealing with all the expenses of a new baby. I'm definitely bookmarking this thread and setting phone reminders for myself. It's amazing how much more useful these real-world experiences are compared to trying to navigate the confusing EDD website or getting incomplete advice from healthcare providers. Thank you to everyone who shared their stories - you're literally saving future parents from financial stress during an already overwhelming time! π
This is such a smart approach - getting ahead of this while you're still pregnant! I wish I had been as prepared. You're absolutely right that the consensus is clear about the week 4 timing. One thing I'd add is to maybe even bookmark the SDI Online login page and familiarize yourself with where the PFL section is located before you need it, since navigating it with a sleep-deprived new parent brain can be challenging! The phone reminders are brilliant too. Wishing you the best for the rest of your pregnancy and delivery! π
Congratulations on your beautiful baby boy! π I'm currently 34 weeks pregnant with my first and this entire thread has been absolutely invaluable - I've been so anxious about navigating the EDD system postpartum and you've all given me such a clear roadmap! The consistent advice about applying for PFL baby bonding around week 4 postpartum (instead of waiting for the 6-week checkup) is going to save me so much stress and potentially avoid those scary payment gaps everyone mentioned. I'm shocked that healthcare providers keep giving advice that leads to benefit interruptions - it really shows how disconnected the medical system is from the actual administrative realities new parents face. I'm definitely setting multiple phone reminders right now: - Week 3 postpartum: Start gathering documents - Week 4: File DE2508 form through SDI Online - Select "immediately after current SDI ends" option Thank you to everyone who shared their real experiences, especially the timing mistakes and lessons learned. This community support is exactly what overwhelmed new parents need! I'm bookmarking this thread as my go-to reference guide. Wishing you the smoothest transition possible with your benefits and lots of sweet moments with your little one! π
What a great way to prepare ahead of time! I love your systematic approach with the reminders - that's exactly the kind of organization that will save you stress later. One small addition to your timeline: you might want to add a reminder around week 2-3 postpartum to check that your baby's birth certificate has been processed and you have all the info you'll need for the DE2508 form. Sometimes there can be delays with getting the official documents, and it's better to know early if you need to follow up on anything. You're going to handle this transition so much better than most of us did! Best of luck with the rest of your pregnancy! π
LunarLegend
Hi Henrietta! Welcome to the community! π I'm new here too but just went through this exact process 6 months ago as a county employee with my first baby. One thing that really helped me that I don't think anyone mentioned yet - when you apply for SDI tomorrow, make sure you answer the questions about whether you plan to return to work very carefully. Since you don't qualify for FMLA job protection yet, being clear about your intent to return can be important for your county's records. Also, I'd recommend calling your county's benefits office (not HR) if they have a separate one. Sometimes the benefits specialists are way more knowledgeable about SDI than regular HR staff. They might also know about any county-specific programs that could help supplement your income. Quick tip for the application: when it asks about your last day worked, make sure that matches exactly what you told your supervisor/HR. Any discrepancies can cause delays in processing. The anxiety about money is so real - I was stressed about the same things! But once you get through the initial application and get your first payment, the process becomes much more predictable. You're being so smart to get organized ahead of time rather than scrambling at the last minute like I did! Good luck tomorrow! Feel free to update us on how it goes - this community is amazing for ongoing support! π
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Rebecca Johnston
β’Hi LunarLegend! Thanks for the warm welcome to the community! π That's such a good point about being careful with the return to work questions - I definitely want to make sure everything is consistent between what I tell EDD and what I've communicated to my county. And you're absolutely right about trying the benefits office instead of regular HR - I didn't even think about that distinction but it makes total sense that benefits specialists would know more about SDI specifics. I'm definitely going to call them after I submit my application tomorrow. The tip about making sure my last day worked matches exactly what I told my supervisor is really smart too - those kinds of details could easily cause delays if there are any discrepancies. It's so reassuring to hear from another county employee who made it through this successfully! I'll definitely update everyone on how the application goes tomorrow. Thanks for all the encouragement and practical advice! π
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Jamal Brown
Hi Henrietta! Congratulations on your pregnancy! π I'm new to this community but wanted to share my experience since I just went through this whole SDI process earlier this year as a first-time mom working for a municipal government. Everyone has given you such thorough advice already, but I wanted to add one thing that really saved me stress: when you apply tomorrow, take note of the "disability start date" you enter. This should be your first day of leave (today was your last work day, so tomorrow would be your disability start date). Getting this date right is crucial because it affects when your 7-day waiting period starts counting. Also, since you mentioned being worried about income - definitely ask your county about using accrued sick time during that unpaid waiting period. My employer let me use sick time to cover those first 7 days, which really helped bridge the gap before SDI payments started. One more tip: after you submit your application, you'll get an email confirmation. Print it out or save a PDF copy! I needed to reference mine multiple times throughout the process, especially when following up with my doctor's office about their portion of the paperwork. The whole system is honestly pretty confusing, but you're being so proactive by getting all this information ahead of time. That puts you way ahead of where I was! This community has been such a lifesaver for navigating these programs. Best of luck with your application tomorrow! πͺ
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SebastiΓ‘n Stevens
β’Hi Jamal! Thanks for the congratulations and welcome to the community! π That's such an important detail about the disability start date - I definitely want to make sure I get that right since it affects the waiting period timing. And you're absolutely right about asking my county about using sick time during those first 7 days - I keep hearing this suggestion and it sounds like it could really help with the income gap. The tip about printing out the email confirmation is smart too - I can see how having that reference document would be helpful throughout the process. It's amazing how many practical details there are to keep track of! I'm feeling so much more prepared thanks to everyone's advice here. This community really has been incredible for getting real-world guidance from people who've actually been through this process. I'll definitely update everyone on how the application goes tomorrow! π
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