UI Overpayment: Need advice on follow-up and appeal process
Hey everyone, I need some advice. I just found out I have an overpayment from unemployment insurance and I'm not sure what to do. Has anyone dealt with this before? What's the best way to follow up on this? I'm worried about how much I might owe and if there's any way to appeal or set up a payment plan. Any help would be appreciated!
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Tom Maxon
I found a way to solve unemployment insurance overpayment issues, watch this: https://www.youtube.com/watch?v=C0cbl3dRfgA
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Harper Thompson
Ugh, I've been there. It's such a headache dealing with UI overpayments. First thing you should do is call them ASAP to get all the details. Make sure you understand exactly why they say you were overpaid and how much they think you owe.
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Caleb Stark
Good luck getting anyone on the phone tho 🙄 I spent weeks trying to reach a human
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Jade O'Malley
fr fr its impossible to get through. i gave up after like 100 calls
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Harper Thompson
Yeah, the phone lines are a nightmare. I actually found a way around that. There's this site called claimyr.com that has a calling tool. It dials through the phone menu, stays on hold, and then connects you when a real person picks up. Costs $20 but saved me hours of frustration. Here's a video about it: https://youtu.be/1X-mEsLtbmQ
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Caleb Stark
Wait, for real? That sounds too good to be true. Has anyone else tried this?
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Hunter Edmunds
I used it last month, can confirm it works. Felt kinda weird paying to talk to UI but it beat calling for days
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Ella Lewis
idk seems sketchy. you sure its legit?
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Harper Thompson
100% legit. I was skeptical too but it really worked for me. saved my sanity lol
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Andrew Pinnock
I went through this last year. Here's what I learned: 1. Don't panic! Overpayments are common and there are options. 2. Request a written explanation of the overpayment. They should provide details on why it happened. 3. You have the right to appeal if you think it's a mistake. There's usually a deadline, so act fast. 4. If it's legit, you can often set up a payment plan. They're usually pretty flexible. 5. In some cases, you might be eligible for a waiver if repayment would cause financial hardship. 6. Document EVERYTHING. Keep records of all communication. 7. Consider talking to a legal aid organization if you're really stuck. Hope this helps! Let me know if you have any other questions.
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Lucas Bey
Wow, thank you so much for this detailed response! This is really helpful. Do you know how long the appeal process usually takes?
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Andrew Pinnock
Glad I could help! The appeal process can vary, but in my experience it took about 6-8 weeks. Make sure you gather all your documentation before you start.
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Brianna Schmidt
This is great advice! I'd add that if you do set up a payment plan, try to get it in writing. Learned that one the hard way 😅
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Alexis Renard
am i the only 1 who thinks its ridiculous that WE have to jump through hoops when THEY mess up? 🤡 the whole system is broken
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Camila Jordan
Preach! 🙌 It's like they're designed to be as frustrating as possible
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Tyler Lefleur
ikr? and then they wonder why people get so angry. its a joke
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Madeline Blaze
Quick question - does anyone know if overpayments affect your credit score? I'm worried about that on top of everything else.
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Max Knight
From what I understand, it won't affect your credit unless they send it to collections. But don't quote me on that, maybe double check with UI directly
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Emma Swift
It didn't affect mine, but I set up a payment plan right away. Probably best to address it ASAP to be safe.
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Isabella Tucker
Hey OP, just wondering - did you receive any notices before finding out about the overpayment? I'm paranoid I might have missed something in my mail now 😬
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Jayden Hill
Pro tip: If you end up having to pay back, see if you can do it with a credit card that gives cash back or travel points. Might as well get something out of this mess 🤷♂️
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LordCommander
Modern problems require modern solutions 😂 I like how you think!
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Lucy Lam
Careful with that tho, make sure you can pay off the card balance. Those interest rates can be killer
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Aidan Hudson
Ive been dealing with an overpayment for months now. its such a nightmare. feels like im just going in circles with them. anyone else feel like theyre just talking to robots when they finally get through?
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Zoe Wang
omg yes! its like they have a script and cant deviate from it at all. so frustrating
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Connor Richards
Honestly, I'd rather talk to an actual robot. At least it might be more efficient 🤖
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Grace Durand
Has anyone successfully gotten an overpayment waived? I'm really struggling financially and don't know how I'll pay this back...
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Steven Adams
I did! It took a lot of paperwork and proof of financial hardship, but it's possible. Don't give up hope!
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Alice Fleming
I'm in the process of applying for a waiver now. It's a lot of work but worth a shot if you're really in a tough spot.
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Hassan Khoury
Just a heads up, I've heard they're cracking down on overpayments lately. Make sure you respond to everything they send you, even if it seems repetitive. Better safe than sorry!
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