EDD disqualified my SDI claim despite having doctor's note - what am I missing?
I'm completely lost and frustrated with my disability claim situation. I filed for SDI about 3 weeks ago after my doctor put me on medical leave for severe anxiety and depression. Today I checked my account and it says DISQUALIFIED. No explanation, no letter, nothing! I have all my paperwork - my doctor submitted the certification form electronically the same day I filed. I definitely wasn't looking for work since I'm literally unable to work right now (that's the whole point of disability!). My doctor said I should be covered for at least 12 weeks, but EDD apparently disagrees. Has anyone dealt with this? What could be the reason they're denying me when I have proper medical documentation? I'm freaking out because I need this income to survive while I'm getting treatment.
39 comments


Sophie Hernandez
There could be several reasons why you got disqualified. Did you check if your doctor filled out the medical certification form correctly? Sometimes they miss sections or don't provide enough details about your condition. Another possibility is that you might have accidentally answered something incorrectly on your application. Did you have any gaps in employment before filing? Sometimes EDD disqualifies claims if you weren't actively working before becoming disabled.
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Emily Thompson
•I'm pretty sure my doctor filled everything out right, but I'll double-check with her office tomorrow. I was definitely employed full-time right up until my disability started. No gaps at all. I'm wondering if maybe I answered something wrong on the application, but I was so careful when filling it out! Could it be because this is my first time filing for disability? Do they sometimes reject first-time claimants?
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Daniela Rossi
the same EXACT thing happened to me last month!!! turns out my dr put the wrong diagnosis code on the form. call ur dr first and ask them to check if they made any mistakes on the form.
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Emily Thompson
•Omg thank you, I'll definitely call them first thing tomorrow. Did your doctor have to submit a corrected form? How long did it take to fix?
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Daniela Rossi
•yea they had to submit a corrected form. took like 10 more days to get approved after that. such a pain!
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Ryan Kim
Check your EDD SDI account inbox or your physical mail. There should be a Notice of Determination explaining exactly why you were disqualified. The disqualification reason is crucial because it determines what your next steps should be. Common disqualification reasons include: 1. Insufficient wage credits in your base period 2. Incomplete medical certification 3. Late filing (beyond 49 days from disability onset) 4. Conflicting information between your application and doctor's certification 5. Pre-existing condition issues Don't panic yet - many disqualifications can be appealed with the right documentation. But first, you need to know the specific reason.
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Emily Thompson
•Thank you for this detailed explanation. I checked my online inbox and physical mail and still nothing explaining why. Would calling EDD be the fastest way to find out? I'm worried about the appeal deadline if I can't figure out why they disqualified me.
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Zoe Walker
EDD is THE WORST!!!! I had mental health disability claim last year and they denied me too at first because they said my condition wasn't "verifiable" enough. Like WTF does that even mean??? My therapist and psychiatrist both submitted paperwork! Had to fight them for WEEKS to get it approved. The system is BROKEN!!!!
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Emily Thompson
•That's so frustrating and scary to hear. Mental health conditions are real disabilities! Did you have to get additional documentation? I'm worried they're discriminating against mental health claims.
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Zoe Walker
•Yeah I had to get my psychiatrist to write a more detailed letter explaining exactly how my condition prevented me from working. Also had to submit my medication history. It's like they assume we're all lying about mental health. FIGHT THEM ON THIS!!!
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Elijah Brown
I work at a doctor's office that handles lots of disability forms, and we see this happen frequently. The most common issues with mental health claims are: 1. The doctor didn't specify clear functional limitations (how your condition prevents specific job duties) 2. The estimated recovery time wasn't clearly stated 3. Treatment plan wasn't detailed enough 4. Missing documentation of ongoing care Call your doctor's office and ask them to review what was submitted. They might need to provide additional documentation to support your claim. Also, did you file for SDI or for Paid Family Leave? They're different programs, and people sometimes file for the wrong one accidentally.
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Emily Thompson
•I definitely filed for SDI, not PFL. I'll call my doctor's office tomorrow and specifically ask about those four points you mentioned. Thank you so much for the insider perspective! Do you think it would help if I got a more detailed letter from my therapist too? I see both a psychiatrist (who completed the disability form) and a therapist weekly.
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Elijah Brown
•Yes, additional documentation from your therapist would definitely strengthen your case, especially if they can detail how your symptoms impact your ability to perform your specific job functions. Make sure both providers are consistent in their assessment of your condition and limitations. When you appeal, submit everything together as a comprehensive package.
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Maria Gonzalez
Have you tried calling EDD directly? You really need to find out the specific reason for disqualification before you can fix it. I had to call about 50 times before I got through when I had an issue with my claim last year. So frustrating!
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Emily Thompson
•I tried calling a few times today but kept getting the message that their call volume is too high. I'll keep trying tomorrow. Did you just keep hitting redial until you got through?
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Natalie Chen
After dealing with a similar situation last month, I discovered Claimyr (claimyr.com) which helped me get through to an actual EDD representative in about 20 minutes instead of calling for days. They have a service that basically calls EDD for you and then connects you when they reach an agent. Saved me so much stress when my claim was incorrectly disqualified. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Once I got through, the rep explained exactly why my claim was flagged (doctor used wrong date codes) and I was able to get it fixed that same day. For mental health claims especially, talking to an actual person makes a huge difference.
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Emily Thompson
•Thank you! I've never heard of this service before but I'm definitely going to check it out. At this point I'd try anything to get this resolved quickly. Did you find the EDD rep was able to see all the details about why your claim was disqualified?
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Natalie Chen
•Yes, the rep had access to all the notes on my claim including exactly what was flagged in the system. She could see that my doctor had put an incorrect work history date that conflicted with what I submitted. Once I explained the situation, she created a note in the system and told me exactly what additional documentation I needed to submit. Saved me from weeks of guessing!
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Ryan Kim
One more thing to check - make sure you're not confusing a "pending" status with "disqualified." They're very different. Sometimes the SDI Online system shows a pending status that people misinterpret. A true disqualification will specifically say "disqualified" or "denied" and generate a formal Notice of Determination. If you've been truly disqualified: 1. You have 30 days from the date on the Notice to appeal 2. Appeals can be submitted online through your SDI account 3. You'll need to include any supporting documentation 4. Be specific about why you believe the decision is incorrect Also, while your appeal is pending, continue with your treatment plan and keep documentation of everything. This will be important if you need to provide additional evidence.
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Emily Thompson
•It definitely says "disqualified" in red on my account summary page. I've checked every section of the website and my mail, and still no Notice of Determination explaining why. I feel like I'm in limbo. I'll try calling again tomorrow and check with my doctor too. Thank you for the appeal information - at least I know what to do once I figure out the reason!
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Santiago Martinez
did u check ur spam folder? sometimes edd emails go there.
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Emily Thompson
•I just checked and nothing there either. I'm beginning to think they haven't actually sent the notice yet even though the status changed to disqualified on my account. The whole system is so confusing!
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Sophie Hernandez
Let us know what you find out! I'm dealing with an EDD issue too (different situation) and it helps to hear how others resolve their problems.
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Emily Thompson
•I will definitely update once I figure this out. Seems like everyone has EDD horror stories!
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Ryder Ross
I went through something very similar with my mental health disability claim about 6 months ago. The "disqualified" status without explanation is incredibly frustrating, but don't lose hope! In my case, it turned out that my psychiatrist had accidentally left a field blank on the medical certification form that was required for mental health conditions specifically. A few things that helped me: 1. I called EDD at exactly 8:00 AM when they opened - had better luck getting through early 2. When I finally spoke to a rep, they could see internal notes about why it was flagged 3. My doctor had to resubmit with more detailed information about my functional limitations The key for mental health claims is that your doctor needs to be very specific about HOW your condition prevents you from performing your job duties. Generic statements like "patient has anxiety" aren't enough - they need details like "patient experiences panic attacks that prevent concentration" or "severe depression causes inability to meet deadlines." Stay persistent and don't give up. The system is definitely broken, but most of these issues can be resolved with the right documentation. Keep advocating for yourself!
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Olivia Van-Cleve
•This is so helpful to hear from someone who went through the exact same thing! The part about needing specific functional limitations makes total sense - I'm wondering if that's exactly what happened with my claim. When you say your doctor had to resubmit, did they use the same form or was there a different process for the corrected information? I'm definitely going to call at 8 AM sharp tomorrow and ask specifically about internal notes. Thank you for sharing your experience and giving me hope that this can be fixed!
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Nia Johnson
•@Ryder Ross Your experience gives me so much hope! I m'definitely going to try calling right at 8 AM tomorrow. When your doctor resubmitted, did they use the same DE 2501 form or was there a different process? I m'realizing now that my psychiatrist probably wasn t'specific enough about my functional limitations. My anxiety causes severe panic attacks that make it impossible for me to concentrate or interact with coworkers, but I don t'think the form captured those specific details. Did you have to start a completely new claim or were they able to just update your existing one?
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Anastasia Sokolov
•@Ryder Ross This is exactly what I needed to hear! Your situation sounds identical to mine. I m'definitely going to call right at 8 AM tomorrow and ask to see those internal notes. When your doctor resubmitted, did they use the same DE 2501 form or was there a different appeals process? I suspect my psychiatrist wasn t'specific enough about functional limitations either - they probably just wrote something generic about anxiety and depression without explaining how it actually prevents me from doing my job. Did you have to wait another 3 weeks for processing after the resubmission, or was it faster since it was a correction?
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Saanvi Krishnaswami
•@Ryder Ross Thank you so much for sharing your experience! This gives me hope that my situation can be resolved. I m'definitely going to call right at 8 AM tomorrow - that s'a great tip about timing. When your doctor resubmitted the corrected information, did they have to use a new DE 2501 form or was there a specific appeals process? I m'wondering if my psychiatrist was too vague about my functional limitations too. My severe anxiety causes daily panic attacks that make it impossible to concentrate on tasks or interact with clients, but the original form probably didn t'capture those specific work-related impacts. How long did it take to get approved after your doctor resubmitted the corrected documentation?
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Skylar Neal
I'm going through almost the exact same thing right now! Filed my SDI claim 2 weeks ago for anxiety and PTSD, and I just got the disqualified status yesterday with no explanation. It's so stressful when you're already dealing with mental health issues and then the system that's supposed to help you just adds more anxiety. Reading through all these responses is actually really helpful - I had no idea that doctors needed to be so specific about functional limitations. I'm wondering if that's my issue too. My therapist filled out the form but probably just wrote something general about my conditions without explaining how they specifically prevent me from doing my job duties. I'm definitely going to try that 8 AM calling strategy and also check with my doctor about being more detailed. Has anyone had success with getting a letter from both their psychiatrist AND therapist to strengthen the case? I see both regularly and they might have different perspectives on how my conditions affect my work capacity. This whole thread is making me realize I'm not alone in this struggle. The EDD system seems really poorly designed for mental health claims specifically.
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Fatima Al-Hashimi
•@Skylar Neal You re'definitely not alone in this! I m'seeing so many people here with similar mental health claim issues. Having both your psychiatrist and therapist submit documentation sounds like a smart strategy - they probably each see different aspects of how your conditions impact your daily functioning. Your therapist might be better at describing the day-to-day symptoms and coping challenges, while your psychiatrist can speak to the medical severity and treatment plan. I m'planning to do the same thing with my providers. It s'frustrating that we have to jump through so many hoops when we re'already struggling, but at least we re'all figuring this out together. Keep us posted on how the 8 AM calling goes - I ll'be trying the same strategy!
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Mei Liu
I'm so sorry you're going through this - the same thing happened to me about 8 months ago with my anxiety and depression claim. The "disqualified" status with zero explanation is absolutely maddening when you're already struggling with mental health issues. A few things that saved me: 1. Call EDD at exactly 8:01 AM (not 8:00 - everyone calls then). I had better luck getting through a minute after they opened. 2. When I finally got through, the rep told me my claim was flagged because my doctor didn't specify which job functions my condition prevented me from performing. Apparently "anxiety and depression" isn't enough - they need to know HOW it impacts your specific work duties. 3. My psychiatrist had to submit a supplemental letter detailing things like "patient cannot concentrate for more than 10 minutes due to intrusive thoughts" and "panic attacks prevent client interactions." The whole process took about 6 weeks total to resolve, but I did get approved retroactively once we provided the detailed functional limitations. Don't lose hope - this is fixable, just incredibly frustrating to navigate while you're already dealing with everything else. Also, document EVERYTHING - every phone call, every form submission, every conversation with your doctors. You'll need this paper trail if you have to appeal.
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Mae Bennett
•@Mei Liu Thank you so much for the detailed advice! The 8:01 AM tip is genius - I never would have thought about that but it makes total sense that everyone probably calls right at 8:00. Your example of specific functional limitations is exactly what I think I m'missing. My doctor probably just wrote something generic about anxiety and depression without explaining that my panic attacks make it impossible to sit through meetings or that my depression makes me unable to meet deadlines. I m'going to ask both my psychiatrist and therapist to write detailed letters describing exactly how my symptoms prevent specific work functions. Six weeks feels like forever when you need the income, but at least there s'light at the end of the tunnel. I m'definitely going to start documenting everything from now on. Did you have to resubmit a completely new claim or were they able to just add the supplemental documentation to your existing one?
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Ryan Young
I'm dealing with a very similar situation right now and this thread has been incredibly helpful! I filed for SDI about 2 weeks ago for severe depression and anxiety, and just got the dreaded "disqualified" status yesterday with absolutely no explanation. Like you, I have proper medical documentation and was definitely not looking for work - that's literally the opposite of why I'm filing! Reading everyone's experiences here, I'm starting to think the issue might be that my doctor wasn't specific enough about functional limitations on the DE 2501 form. They probably just wrote something general about my conditions without explaining exactly HOW my depression and anxiety prevent me from performing my job duties. My symptoms include debilitating panic attacks during meetings, inability to concentrate on tasks for more than a few minutes, and complete social withdrawal that makes client interactions impossible. I'm going to try the 8:01 AM calling strategy tomorrow (brilliant tip about calling one minute after 8:00!) and also contact both my psychiatrist and therapist to get more detailed documentation. It's so frustrating that we have to fight this hard when we're already struggling, but seeing that so many of you got it resolved eventually gives me hope. Will definitely update this thread with what I find out - seems like we're all learning from each other's experiences with this broken system!
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Ava Johnson
•@Ryan Young I m'so sorry you re'dealing with this too! It s'really reassuring to see I m'not the only one going through this nightmare. Your symptoms sound very similar to mine - the panic attacks during meetings and inability to concentrate are exactly what I m'experiencing. I think you re'absolutely right about the functional limitations issue. After reading all these responses, I m'convinced that s'what went wrong with my claim too. I m'planning to call tomorrow at 8:01 AM as well thanks (@Mei Liu for that tip! . Maybe)we can both update each other on what we find out? It seems like having a support system of people going through the same thing really helps navigate this confusing process. Good luck with your call tomorrow!
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Dmitry Petrov
I'm so sorry you're dealing with this frustrating situation! As someone who works in disability advocacy, I see this happen unfortunately often with mental health claims. The lack of explanation with the disqualification is completely unacceptable, but there are definitely steps you can take. Based on what you've described, here are the most likely culprits: 1. Your doctor may not have provided specific enough functional limitations on the DE 2501 form 2. There could be a technical error or missing information that triggered an automatic denial 3. Sometimes the system flags claims for manual review and mistakenly shows "disqualified" instead of "pending" My recommendations: - Call EDD at exactly 8:01 AM (not 8:00 when everyone else calls) - Ask the rep to read you the specific disqualification reason from their internal notes - Request your doctor submit a detailed supplemental letter explaining exactly how your anxiety and depression prevent specific work functions - Document everything - dates, names, reference numbers from calls Don't give up! Most of these mental health claim denials can be overturned with proper documentation. The system is broken for sure, but you have rights and options. You've got 30 days to appeal once you receive the official notice, so time is on your side to get this sorted out. Keep advocating for yourself - you deserve support during your recovery!
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CosmicCruiser
•@Dmitry Petrov Thank you so much for the professional perspective! It s'really helpful to hear from someone in disability advocacy who sees these cases regularly. Your point about the system potentially showing disqualified "instead" of pending "for" manual review is interesting - I hadn t'considered that possibility. I m'definitely going to try the 8:01 AM calling strategy tomorrow and specifically ask about internal notes. The 30-day appeal window gives me some relief knowing I have time to get this sorted out. Do you happen to know if there s'a specific format or key phrases that doctors should use when describing functional limitations for mental health conditions? I want to make sure my psychiatrist and therapist know exactly what language will be most effective when they submit supplemental documentation. Your encouragement means a lot - it s'easy to feel defeated by this system when you re'already struggling with mental health issues.
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Keisha Thompson
I'm going through the exact same nightmare right now! Filed my SDI claim 3 weeks ago for severe anxiety and PTSD, got disqualified yesterday with zero explanation. It's absolutely maddening when you're already dealing with mental health struggles and then the system that's supposed to help just creates more stress. After reading through all these responses, I'm convinced my issue is also the functional limitations problem. My therapist probably just wrote something generic about my conditions without explaining the specific ways they prevent me from working - like how my PTSD triggers cause me to freeze up during phone calls with clients, or how my anxiety makes it impossible to focus on detailed tasks for more than a few minutes at a time. I'm definitely trying the 8:01 AM calling strategy tomorrow (genius tip about not calling exactly at 8:00!). I'm also going to contact both my therapist and psychiatrist to get them to submit much more detailed letters about my specific functional limitations. It's so frustrating that we have to become experts in navigating this broken system when we're already struggling just to get through each day. But seeing all these success stories gives me hope that this can be resolved. Thanks everyone for sharing your experiences - it really helps to know we're not alone in this fight!
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Maya Jackson
•@Keisha Thompson I m'so sorry you re'dealing with this too - it really does feel like we re'all fighting the same broken system! Your specific examples about PTSD triggers during phone calls and anxiety affecting focus are exactly the kind of detailed functional limitations everyone is saying we need. It sounds like you have a really clear understanding of how your conditions impact your work, which should help when you get your doctors to write more detailed letters. I m'planning to try the 8:01 AM calling strategy too - maybe we can all update each other on what we find out? Having this community of people going through the same thing has been such a lifeline. Good luck with your call tomorrow, and thank you for sharing your experience!
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