Denied EDD SDI while hospitalized with heart condition - need advice for upcoming surgery
I've been struggling with a progressive heart condition that's causing severe circulation issues in my legs. I work for a healthcare company and have been working remotely since my condition worsened. About 8 weeks ago, I was hospitalized for an infection in my legs and applied for SDI benefits while admitted, but my claim was denied with no clear explanation. Now I'm scheduled for vascular reconstruction surgery next month and will need at least 12 weeks for recovery according to my surgeon. I don't understand why my initial claim was rejected. My doctor completed all the medical certifications and I submitted everything through SDI Online. My HR department basically said 'good luck' when I asked for guidance. Has anyone experienced similar issues with hospital-based applications? I'm worried about being without income during my recovery, especially since I can barely walk at this point. Does anyone know if there's an advocate or specific person at EDD who can review my case before I submit for the upcoming surgery? Any advice would be seriously appreciated.
16 comments


Teresa Boyd
the same thing happen to me!!! i got denied when i was in hospital for kidney issues last year. turns out its becuz the doctor didnt fill out part of the form right. did u check all the paperwork? sometimes they deny for stupid little reasons and dont even tell u what the problem is
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Landon Morgan
•I didn't get any specific reason for the denial, just a generic notice. How did you eventually find out about the form error? Did you have to call them?
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Lourdes Fox
There are several common reasons why SDI claims get denied, especially when filed from a hospital setting. The most frequent issues are: 1. Incomplete medical certification (your doctor missed fields or didn't provide sufficient detail about your condition) 2. Timing issues (if you filed more than 49 days after your disability began) 3. Base period earnings problems (not enough wages in your base period) 4. Overlapping with employer-paid sick leave You absolutely should qualify for SDI for vascular reconstruction surgery. I recommend requesting a copy of your claim file through SDI Online to see exactly why you were denied. Look for Form DE 2517 "Disability Insurance Benefit Denial" which should list the specific reason. Also, yes, there are disability advocates who can help! Contact the Legal Aid Society in your county - they often have specialists who deal with EDD SDI claims. You can also file an appeal of your previous denial if you're within the 30-day window.
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Landon Morgan
•Thank you for the detailed information. I'll request the claim file today. I wasn't aware of the DE 2517 form specifically. I think I'm outside the 30-day window for appeal, but I'll focus on making sure my next application for the surgery is properly documented. I'll also reach out to Legal Aid!
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Bruno Simmons
Maybe they denied u cuz ur company has a private disability insurance plan?? My friend works for Kaiser and they don't use regular SDI, they have their own disability program. Worth checking if ur healthcare employer has something similar.
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Landon Morgan
•That's a good point. I work for a smaller regional provider, not one of the big healthcare systems, but I'll double-check with HR about whether we have a private plan. That could explain a lot if true.
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Aileen Rodriguez
I've been through this exact nightmare with EDD SDI. For my heart surgery last year, I was denied TWICE before finally getting approved. The key was getting on the phone with an actual claims examiner who could review my file. The problem is that it's nearly impossible to reach anyone at EDD these days. After weeks of calling and getting disconnected, I found a service called Claimyr that got me through to an EDD rep in about 20 minutes. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Once I finally spoke with someone, they explained that my doctor had used an incorrect diagnosis code that didn't match my disability description. The rep was able to note my file and told me exactly what needed to be corrected. Within days of submitting the corrected information, my claim was approved. For your upcoming surgery, I strongly recommend getting everything reviewed in advance. Make sure your doctor is precise about your inability to perform your regular work and the expected recovery timeline.
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Landon Morgan
•Thank you for sharing your experience. This is incredibly helpful! I've been trying to call EDD for weeks with no success - just endless holds and disconnections. I'll check out that Claimyr service for sure. I'll also have a detailed conversation with my surgeon about the correct diagnosis codes and documentation. Really appreciate the advice.
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Zane Gray
The EDD system is COMPLETE GARBAGE!!!! I've been fighting with them for months over my disability claim. They denied me because of a "late submission" when I sent everything in ON TIME but they lost it!!! Then they blamed ME for THEIR mistake!!! The people working there don't care AT ALL about sick people. They just want to deny claims to save money. I had to file THREE appeals before they finally approved me, and I'm still waiting for my backpay from 5 months ago!!!! The whole system is designed to wear you down until you give up. DON'T GIVE UP!!!!!
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Maggie Martinez
•omg this is why i'm terrified of applying for benefits even tho my doctor says i should :( so sorry you went through this
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Alejandro Castro
One thing that hasn't been mentioned yet - make sure you're applying for the right benefit. SDI (State Disability Insurance) is different from SSI (Supplemental Security Income). Your post mentions both SDI and SSI, which are completely different programs administered by different agencies. SDI is through California's EDD for temporary disabilities, while SSI is a federal program through Social Security for long-term disabilities. For your upcoming surgery and recovery period, SDI is definitely the right program since it's temporary. But if your condition is preventing you from working long-term (12+ months), you might eventually need to look into SSDI or SSI through Social Security instead. For your immediate SDI needs, I'd recommend having your doctor review the previous denial if possible and ensuring they complete Form DE 2501 (Medical Certification) very thoroughly for your upcoming surgery.
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Landon Morgan
•You caught my error - I did mean SDI throughout. I was confused about the terminology. Thank you for clarifying the difference between the programs. My condition should be improved after surgery, so the temporary SDI is what I need. I'll make sure my doctor thoroughly completes the DE 2501 form this time.
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Teresa Boyd
btw has anyone used those disability advocates that advertise on tv? r they legit or just scams?
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Lourdes Fox
•Most of those TV advocates specialize in Social Security Disability (SSDI/SSI) claims, not California's SDI program. For SDI issues, you're better off contacting your county's Legal Aid Society or the Disability Rights California organization. They provide free or low-cost assistance specifically for state programs.
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Landon Morgan
Update: I finally got through to EDD today! After trying the Claimyr service that someone recommended, I was connected to a representative in about 15 minutes. The agent explained that my claim was denied because my doctor checked "patient can return to work with restrictions" instead of "patient cannot perform regular work" on the medical certification form. Since I was technically still working from home during my hospitalization (checking emails from my hospital bed), this created confusion in my claim. For anyone with a similar issue: make sure your doctor clearly indicates that you cannot perform your REGULAR work duties, even if you're able to do some modified work. The agent advised me to have my surgeon be very explicit about my complete inability to work during the post-surgery recovery period on the new certification. Thank you all for your help and advice! I feel much more prepared for my upcoming claim.
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Justin Chang
•That's such great news that you got through and got answers! The distinction between "can return to work with restrictions" vs "cannot perform regular work" is so important but not obvious to most people. I'm dealing with a similar situation where I've been working modified duties from home but need to apply for SDI for my upcoming knee replacement. Your experience just saved me from making the same mistake. Thanks for sharing the update and I hope your surgery goes well!
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