Can I get my SDI benefit amount adjusted if my recent wages were much higher than previous quarters?
I started receiving SDI benefits last month for a back injury and I'm completely shocked at how low my weekly benefit amount is. I just got a major promotion in December 2024 that nearly doubled my salary (from $4,300 to $8,200 monthly), but my SDI payment is only calculating to about $1,600 per month based on older wage data from before my promotion. The EDD is using my earnings from like 9-12 months ago when I was making way less money! I've tried calling to ask if there's any way to get this recalculated based on my current salary, but I can't get through to anyone. Does anyone know if there's a specific form I need to file or process to request a benefit amount adjustment? It's really stressful trying to pay my mortgage on less than 20% of my current income when I'm used to making so much more now.
36 comments


Diego Flores
Unfortunately, this is one of the most frustrating parts of SDI that catches many people by surprise. EDD uses a specific base period for calculating your benefit amount, which is generally 5-18 months before your disability claim starts. So the wages you earned right before your disability aren't considered at all. There is a form called DE 2545WS (Wage Adjustment/Protest) that you can submit, but it only helps if there were actual errors in the wages reported during your base period. It won't help just because you're earning more now than you were during the base period - that's just how the system is designed. What quarter did your disability begin in? I can break down exactly which months they're looking at for your calculation.
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Chloe Taylor
•Thanks for the quick reply! My disability started in February 2025. So you're saying there's absolutely nothing I can do to get them to consider my current higher salary? That seems so unfair - I'm literally making less than a quarter of what I was making right before my injury.
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Anastasia Ivanova
yea ur stuck with what they calculated. happened to my cousin too, she got promoted right b4 maternity leave and it didnt matter. the base period is like set in stone or whatever
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Chloe Taylor
•That's so frustrating! Did your cousin ever find any workaround or solution? I can't believe there's not some exception process for situations like this.
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Sean Murphy
I went through something similar when I filed for SDI last year. For a February 2025 claim, they're looking at your wages from October 2023 through September 2024, so your December 2024 promotion isn't counted at all. I tried everything to get mine adjusted - called multiple times, submitted the wage protest form, even talked to a supervisor eventually. But they all said the same thing - the base period calculation is fixed by law and there are no exceptions just because you earned more recently. The only silver lining is that if you need to file a new disability claim in the future, your higher wages would be included in that calculation. Sorry to be the bearer of bad news.
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StarStrider
•This is exactly right! The exact quarters for a Feb 2025 claim would be: - Oct-Dec 2023 - Jan-Mar 2024 - Apr-Jun 2024 - Jul-Sep 2024 EDD calls this the Standard Base Period. They actually skip the most recent completed quarter before your claim (Oct-Dec 2024) and the quarter you file in. It's stupid but that's how it works.
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Zara Malik
Ugh I HATE THIS SO MUCH. Same thing happened to me last year and I nearly lost my apartment because of it!!! The whole EDD system is designed to screw people over. I spent WEEKS trying to get someone on the phone and when I finally did they were like "sorry, nothing we can do" in the rudest way possible.
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Chloe Taylor
•It's ridiculous! Did you ever find any alternative financial support options while on disability? I'm looking into everything I can at this point.
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Luca Marino
I know exactly what you're going through! I was in the same boat last year when I had to go on disability right after getting a big raise. I couldn't get through to EDD for weeks despite calling constantly. I finally used this service called Claimyr (claimyr.com) that got me connected to an actual EDD representative in about 20 minutes. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd The rep confirmed what others here are saying - they can't adjust based on recent wages, only if there's an error in the reported wages for the base period. However, talking to them directly helped me understand exactly which quarters they were using and confirm they had the correct wage information. Having certainty at least helped me plan my finances better during disability.
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Nia Davis
•does that claimyr thing actually work? i been trying to get thru to edd for 2 weeks
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Luca Marino
•@profile8 Yes, it worked for me. I was skeptical at first but I was desperate after trying for days to get through on my own. They connected me to an agent in about 15-20 minutes.
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Sean Murphy
Since you're dealing with an immediate financial hardship because of this, I'd recommend a few practical steps: 1. Double-check that EDD has your correct wage information for the base period quarters. Request a wage verification from them to confirm. 2. If you have any optional deductions that could be paused (like retirement contributions), consider adjusting those temporarily. 3. Check if you have any short-term disability insurance through your employer that might supplement the state SDI benefits. 4. For many injuries, you might be eligible for both SDI and workers' compensation if the injury happened at work. I know it's frustrating, but understanding exactly how they calculated your benefit amount at least helps you know what you're dealing with.
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Chloe Taylor
•Thank you for these suggestions! My injury wasn't work-related so workers' comp isn't an option, but I'll definitely check into the other ideas. I'm going to try to get through to EDD to verify they have the correct wage info for the quarters they're using.
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Nia Davis
why dont they use the alternate base period for this? isnt that for ppl who's wages changed?
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Diego Flores
•The Alternate Base Period (ABP) isn't for people whose wages increased - it's only available if you don't qualify for benefits using the Standard Base Period. It just shifts the quarters they look at to include more recent ones, but it's only an option if you don't qualify otherwise. Since OP already qualifies based on their older wages (just at a lower amount than they'd like), they can't use the ABP.
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Sean Murphy
After reading through this whole thread again, I wanted to add one more thing - make sure you're getting the maximum weekly benefit amount based on the quarters they ARE using. The max SDI benefit is now $1,620 per week in 2025. So even if they're using your older, lower wages, if those wages were still high enough to qualify you for the maximum benefit, you should be getting that. Also, double-check that your "$1,600 per month" figure isn't actually $1,600 per week, which would be close to the maximum. The SDI benefit calculator can be confusing about whether it's showing weekly or monthly amounts.
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Chloe Taylor
•You're right - I should double check this. Looking at my award letter again, it does say $1,620 per week, not per month. That's a huge difference! I think I misread it initially because I was so stressed about everything. Thank you for pointing this out!
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Diego Flores
I'm glad you caught that! $1,620 weekly is actually the maximum SDI benefit in 2025, so you're getting the highest amount possible. That works out to about $7,020 per month, which is still less than your new salary but much better than $1,600 monthly. This is a really common misunderstanding with SDI benefits. Even though they're using your older wages from the base period, if those wages were high enough to qualify you for the maximum benefit (which they apparently were), you'll get the maximum regardless of how much higher your recent wages became.
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Chloe Taylor
•Thank you everyone for your help! I feel so much better knowing I'm actually getting $1,620 weekly instead of monthly. It's still a pay cut from my new salary, but it's manageable. Really appreciate all the explanations about how the base period works too - at least now I understand the system better.
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Carmen Diaz
What a relief that you figured out the weekly vs monthly confusion! That's a huge difference and I'm so glad someone pointed that out. $1,620 weekly is actually really good for SDI - many people get much less. Just wanted to add that if you're still concerned about the income gap, you might want to check if your employer offers any supplemental disability insurance that could help bridge the difference. Some companies have voluntary short-term disability plans that work alongside state SDI. Also, since you mentioned a back injury, make sure you're working with a good physical therapist if possible - the sooner you can recover and return to work, the sooner you'll be back to your full salary. Hope your recovery goes smoothly!
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Omar Hassan
Wow, what a rollercoaster this thread has been! I'm so glad you figured out the weekly vs monthly confusion - that's a massive difference and honestly happens to a lot of people when they first get their SDI paperwork. $1,620 weekly is actually excellent for SDI benefits. I went through something similar when I first applied for disability benefits last year. The award letters can be really confusing about whether they're showing weekly or monthly amounts, especially when you're already stressed about your situation. It's totally understandable that you initially misread it. Since you're getting the maximum weekly benefit, it sounds like your wages during the base period (Oct 2023 - Sep 2024) were actually pretty solid even before your December promotion. The system worked out in your favor in this case, even though it felt unfair at first. Hope your back injury heals quickly so you can get back to that new higher salary!
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Dmitry Ivanov
•This is such a great reminder for everyone reading - always double-check whether your benefit amounts are weekly or monthly! I almost made the same mistake when I first got my paperwork. The stress of dealing with an injury and navigating the system makes it so easy to misread these things. Really glad this community helped you figure it out and that you're actually getting a much more reasonable benefit amount. Wishing you a speedy recovery!
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AstroAce
What a relief that you figured out the weekly vs monthly mix-up! That's such a huge difference and honestly, I can completely understand how that confusion happened when you're already dealing with the stress of an injury and navigating the SDI system for the first time. $1,620 weekly is actually really solid for SDI - you're getting the maximum benefit amount which means your wages during those base period quarters were high enough to qualify you for the top tier. While it's still less than your new post-promotion salary, $7,020 monthly is definitely more manageable than what you initially thought you were getting. I've seen so many people get confused by the weekly vs monthly thing on their award letters. The paperwork isn't always super clear about it. It's a good reminder for anyone else reading this to double-check those details when you first get your SDI determination! Hope your back injury heals up quickly so you can get back to that higher salary. In the meantime, at least you know you're getting the maximum SDI benefit possible under the current system.
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Abby Marshall
•I'm so relieved reading through this whole thread! As someone who's new to this community and currently dealing with my own potential SDI situation, this has been incredibly educational. The weekly vs monthly confusion is definitely something I would have fallen into too - those award letters really should be clearer about that distinction. It's amazing how this community came together to help figure out the real situation. @Chloe Taylor, I'm so glad you're getting the maximum benefit amount and that it's actually manageable for your situation. This gives me hope that if I end up needing to file, there are knowledgeable people here who can help navigate the system!
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Ben Cooper
This thread has been such a great learning experience! As someone who's relatively new to understanding how SDI works, I had no idea about the base period calculation or how they determine which quarters to use for benefits. The weekly vs monthly confusion would have definitely caught me off guard too - it's such an easy mistake to make when you're already stressed about everything else. @Chloe Taylor I'm so glad you figured out you're actually getting $1,620 weekly instead of monthly! That's a huge relief and makes such a difference for managing your expenses during recovery. It's also really helpful to know that $1,620 weekly is actually the maximum SDI benefit - that's good information for anyone else who might be in a similar situation. Thanks to everyone who contributed such detailed explanations about how the base period works and why recent wage increases can't be factored in. Even though the system seems frustrating at first, at least now I understand the logic behind it. Hope your back injury heals quickly so you can get back to your full salary soon!
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Noah huntAce420
•This whole thread has been such an eye-opener for me too! I'm completely new to the SDI system and had no clue about any of this before reading everyone's explanations. The base period calculation seems so counterintuitive at first - like why wouldn't they use your most recent wages? But I guess there's probably some administrative reason for the delay. @Chloe Taylor what a huge relief that must have been when you realized it was $1,620 per week! I probably would have panicked just like you did initially. It s'so great that this community has people who really know the ins and outs of the system and can help clarify these confusing situations. I m'bookmarking this thread for future reference in case I ever need to navigate SDI myself. The breakdown of exactly which quarters they use for different claim dates is super helpful information to have. Hope your recovery goes smoothly!
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Liam O'Reilly
I'm so glad this thread had a happy ending! As someone who's new to this community and still learning about SDI, this has been incredibly educational. The weekly vs monthly confusion is totally understandable - when you're already stressed about an injury and dealing with unfamiliar paperwork, it's so easy to misread those details. @Chloe Taylor congratulations on figuring out you're actually getting the maximum SDI benefit! $1,620 weekly is really solid and should definitely help make your recovery period more manageable financially. It's also reassuring to know that even though the base period system seems unfair at first glance, it actually worked out well in your case since your pre-promotion wages were already high enough to qualify you for the top benefit tier. This thread is a perfect example of why community support is so valuable when navigating these complex systems. Everyone's explanations about base periods, alternate base periods, and benefit calculations have given me so much insight into how SDI actually works. I'll definitely be referring back to this if I ever need to file a claim myself. Wishing you a speedy recovery so you can get back to that new higher salary soon!
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Zainab Ibrahim
•What an amazing journey this thread has been to follow! As someone brand new to this community and completely unfamiliar with SDI, I learned so much just by reading through everyone's responses. The weekly vs monthly mix-up is something I definitely would have fallen into too - those government forms can be so confusing when you're already dealing with the stress of an injury. @Chloe Taylor I m'so happy you discovered you re'getting the maximum benefit amount! That must have been such a huge weight off your shoulders. It s'incredible how this community rallied together to help you understand the system and figure out what was really going on with your benefits. The explanations about base periods and how they calculate which quarters to use have been invaluable. I had no idea the system worked that way, but now I feel much more prepared if I ever find myself in a similar situation. Thank you to everyone who shared their knowledge and experiences - this is exactly the kind of supportive community that makes navigating these complex systems so much easier!
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Samantha Johnson
What a relief reading through this whole thread! As someone new to this community, I learned so much about how SDI benefits actually work. @Chloe Taylor I'm so glad you figured out the weekly vs monthly confusion - that's such a huge difference and honestly something I probably would have misread too when dealing with all that paperwork stress. It's really helpful to see how the base period system works in practice, even though it seems counterintuitive at first. The fact that you're getting the maximum SDI benefit of $1,620 weekly shows that your pre-promotion wages were already pretty solid during those base period quarters. While it's still frustrating that your December promotion can't be factored in, at least you're getting the highest amount possible under the current system. This thread is such a great example of why community support matters when navigating these complex government programs. Everyone's detailed explanations about base periods, benefit calculations, and even tips for getting through to EDD have been incredibly valuable. I'm bookmarking this for future reference! Hope your back injury heals quickly so you can get back to that new higher salary.
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Omar Farouk
•This has been such an educational thread to follow as someone completely new to SDI! I'm really glad @Chloe Taylor got this sorted out - that weekly vs monthly mix-up would have stressed me out so much too. It s'amazing how a simple misreading can make such a huge difference in understanding your financial situation during recovery. What really stands out to me is how knowledgeable everyone in this community is about the SDI system. The detailed breakdowns of base periods, benefit calculations, and even which specific quarters get used for different claim dates - I never would have known any of this without reading through everyone s'responses. It s'also reassuring to know that there are resources like the EDD phone services even (if they re'hard to reach and) tools like Claimyr to help navigate the system. I m'definitely saving this thread as a reference in case I ever need to file for SDI myself. Thanks to everyone who shared their experiences and expertise - this is exactly the kind of supportive community that makes dealing with complex government programs so much more manageable!
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Kylo Ren
As someone who's completely new to this community and the SDI system, this thread has been absolutely invaluable! I had no idea how the base period calculations worked or that there was such a significant difference between weekly and monthly benefit amounts. @Chloe Taylor I'm so relieved you figured out you're getting $1,620 weekly instead of monthly - what a massive difference that makes! I can totally understand the initial panic when you thought you were only getting $1,600 per month. The stress of dealing with an injury while trying to navigate unfamiliar government paperwork would make anyone prone to misreading those details. It's really enlightening to learn that you're actually receiving the maximum SDI benefit amount, which means your wages during the base period quarters (Oct 2023 - Sep 2024) were already high enough to qualify you for the top tier. While it's still frustrating that your December 2024 promotion can't be factored in, at least the system worked out better than you initially thought. This whole discussion has taught me so much about how SDI works - from base periods to alternate base periods to the specific quarters they use for different claim dates. I'm definitely bookmarking this thread for future reference. The community support here is amazing, and I hope your back injury heals quickly so you can get back to your full salary soon!
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Ava Harris
•This thread has been such a fantastic learning experience for me as well! As someone who just joined this community, I had absolutely no understanding of how SDI benefits were calculated or what a base period even meant. @Chloe Taylor your situation really highlights how confusing the initial paperwork can be - I would have definitely made the same weekly vs monthly mistake under that kind of stress! It s'amazing how this community came together to help you understand not just what was happening with your specific case, but the entire system behind it. The detailed explanations about which quarters get used, why recent wage increases can t'be factored in, and even practical tips like the Claimyr service have been incredibly helpful for someone like me who might need to navigate this system someday. I m'so glad everything worked out and you re'getting the maximum benefit amount! $1,620 weekly is such a relief compared to what you initially thought. This thread is definitely going in my saved posts for future reference. Wishing you a smooth recovery so you can get back to enjoying that well-deserved promotion salary!
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Jamal Brown
Wow, this thread has been such a rollercoaster to read through! As someone who's brand new to this community and completely unfamiliar with the SDI system, I learned so much just from following along with everyone's responses. @Chloe Taylor I'm so happy you figured out the weekly vs monthly confusion - that must have been such a huge relief! I can totally understand how you'd misread that initially when you're already dealing with the stress of an injury and trying to navigate all this unfamiliar paperwork. $1,620 weekly versus $1,600 monthly is such a massive difference! It's really reassuring to know that you're actually getting the maximum SDI benefit amount. While the base period system seems frustrating at first (especially when you just got a big promotion), at least it worked out that your pre-promotion wages were already high enough to qualify you for the top tier. This whole discussion has been incredibly educational for me. I had no clue about base periods, alternate base periods, or how they determine which specific quarters to use for calculations. Everyone's detailed explanations have given me so much insight into how the system actually works. I'm definitely saving this thread as a reference in case I ever need to file for SDI myself. Hope your back injury heals quickly so you can get back to enjoying that well-deserved promotion salary!
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Jasmine Hancock
•This whole thread has been such an incredible learning experience! As someone completely new to this community, I'm amazed at how much knowledge everyone has shared about the SDI system. @Chloe Taylor I m'so glad you got this figured out - that weekly vs monthly mix-up would have sent me into a panic too! Reading through all the explanations about base periods and benefit calculations has been eye-opening. I had no idea the system was so complex, but at least now I feel much better prepared if I ever need to navigate it myself. It s'also really encouraging to see how supportive this community is - everyone jumped in to help explain things and offer practical advice. $1,620 weekly is definitely much more manageable than what you initially thought you were getting! While it s'still frustrating about the timing with your promotion, at least you re'getting the maximum possible benefit. Hope your recovery goes smoothly so you can get back to that higher salary soon!
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Lim Wong
As someone who's new to this community and just learning about the SDI system, this entire thread has been absolutely fascinating to follow! @Chloe Taylor I'm so relieved that you figured out the weekly vs monthly confusion - what a huge difference that discovery made for your peace of mind! Reading through everyone's explanations has taught me so much about how SDI benefits actually work. I had no idea about base periods or why they use wages from 5-18 months ago instead of your most recent earnings. While it definitely seems counterintuitive at first (especially in situations like yours where you just got a promotion), I can see how having a standardized system helps with administrative consistency. The fact that you're receiving $1,620 weekly - which is the maximum SDI benefit - is actually really great news! It shows that even your pre-promotion wages during the base period quarters were substantial enough to qualify you for the highest tier. While it's still less than your new salary, $7,020 monthly is definitely much more manageable than the $1,600 monthly you initially thought you were getting. This thread is such a perfect example of why community support is so valuable when dealing with complex government programs. Everyone's detailed knowledge and willingness to help really made the difference in understanding your situation. I'm definitely bookmarking this for future reference! Wishing you a speedy recovery so you can get back to enjoying that well-deserved promotion.
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Luca Romano
•This has been such an enlightening thread for me as a newcomer! @Chloe Taylor I m'so glad you discovered the weekly vs monthly mix-up - that must have been an enormous relief after the initial stress! As someone just starting to understand how SDI works, I would have absolutely made the same mistake reading those award letters. It s'incredible how much collective knowledge this community has about the base period system and benefit calculations. I never realized how complex the timing is with which quarters they use, but now I understand why your December promotion couldn t'be factored in. The silver lining is that you re'getting the maximum possible benefit, which shows your earnings were already strong during those base period months. This whole discussion has been like a masterclass in SDI navigation for someone like me who s'completely new to this. I m'saving this thread as a reference and really appreciate how everyone jumped in to help clarify such a confusing situation. Hope your back heals quickly so you can get back to that higher salary!
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