This thread has been absolutely incredible! I'm dealing with the exact same situation right now - private disability insurance while navigating EDD paperwork - and I was honestly losing sleep over how to handle that confusing employer wages question on the DE 2593 form. Reading through everyone's real experiences has been such a lifesaver. The consensus is crystal clear: answer "No" to the employer wages question since it's genuinely not coming from your employer, but be super transparent in the additional comments section about your private policy. I'm definitely going to follow the approach that so many of you have used successfully: 1. Answer "No" to employer wages (because it's not!) 2. Write detailed explanation in comments: "Receiving $XXX monthly from private disability insurance policy #[number] with [company]. This is personal coverage that I pay for independently - NOT employer-sponsored." 3. Get documentation from insurance company like @Kelsey Hawkins and @Drake suggested What really stands out to me is how many people have gone through this exact process without any issues. It's so reassuring to see that EDD really does just want transparency and clear documentation rather than trying to trip us up. @Diego Mendoza - you asked the perfect question that clearly so many of us needed answered! Thanks for starting this discussion and helping all of us stressed-out claimants figure this out together. This community support is everything! 🙏

Just wanted to chime in as someone who's currently going through this exact same situation! I have a private disability policy that I've been paying into for about 5 years, and when I got to that question on the DE 2593 form, I literally sat there staring at it for like 20 minutes trying to figure out what they wanted 😅 Reading through all these responses has been SO incredibly helpful - I was honestly starting to panic about whether I'd mess up my claim by answering wrong. But it sounds like the key really is just being crystal clear about the source of the payments. I'm definitely going with the approach that seems to have worked for everyone: answering "No" since it's not employer wages, but then being super detailed in the additional comments section. I love the idea of getting documentation from my insurance company too - I never would have thought of that on my own but it makes total sense to have that backup. @Diego Mendoza thank you so much for asking this question! You've literally saved me (and clearly a bunch of other people) from so much stress and confusion. It's amazing how many of us are dealing with this exact same situation. This community is seriously the best - turning bureaucratic nightmares into manageable problems with real advice from real people who've been there! 🙏

I just wanted to jump in and say how incredibly helpful this entire thread has been! I'm currently waiting for my SDI claim to be processed (submitted 10 days ago) and was getting really anxious about not knowing what to expect with payments once approved. Everyone's detailed explanations about the Payment Activity section, certification processes, and potential delays have given me so much peace of mind. I've already bookmarked this thread and plan to refer back to it once my claim hopefully gets approved. It's amazing how much more useful real community experiences are compared to trying to navigate the official EDD website. Thank you all for taking the time to share your knowledge - this kind of support makes such a difference when you're dealing with disability and all the stress that comes with it!

Hey everyone! I'm brand new to SDI and just got approved yesterday after a nerve-wracking 2-week wait. This thread is absolutely incredible - I've learned more about the payment process in the last 10 minutes than I did from hours of searching the EDD website! I had no idea there was a Payment Activity section in the online portal where you can actually see your payment schedule. Just logged in and found it - my first payment should arrive in 3-4 days according to the system. The tip about staying in touch with your doctor's office about ongoing certifications is something I definitely wouldn't have thought of on my own. It's so reassuring to see how many people have successfully navigated this process and are willing to share their experiences. Thank you all for creating such a supportive community - dealing with disability is stressful enough without having to figure out the bureaucracy blindfolded!

I've been on SDI for about 2 months now (workplace injury to my shoulder) and I also bank with Wells Fargo. Everyone here is absolutely spot-on about the timing! My payments have hit my account between 12:00am and 1:30am on the payment date every single time without exception. You should definitely have your money available when you wake up tomorrow morning, which gives you plenty of time before your rent is due the next day. I totally understand the first payment anxiety - I was refreshing my bank app every few minutes that first night! But Wells Fargo is incredibly reliable with SDI deposits. One tip that helped me: I set up text alerts for any deposit over my usual amount, so I get a notification the moment it hits even if I'm sleeping. That way I don't have to stay up wondering or wake up early to check. Your timing should work out perfectly for rent. Take care of that herniated disc and don't push yourself to go back to work too soon - your body needs that full recovery time! This community has been such a lifesaver for navigating the SDI process.

I've been on SDI for about 9 months now (chronic pain condition) and also have Wells Fargo. I can absolutely confirm what everyone is saying - your payment will be there tomorrow morning! In my experience, Wells Fargo is incredibly consistent with SDI deposits, usually hitting between 12:15am-1:45am on the payment date. I've tracked every single payment and have never had a delay except during one major bank holiday. Since your rent is due the day after your payment date, you'll have plenty of time to get everything sorted out. The first payment is always the most nerve-wracking because you don't know what to expect, but once you see how reliable the timing is, it becomes much less stressful. One thing that really helped me was setting up both email and text notifications for deposits - that way I get instant confirmation when it hits without having to constantly check my account. Your back injury sounds really tough, but the 6 weeks off will definitely help with healing. Don't rush back too soon even if you start feeling better - I made that mistake and ended up extending my claim. Hope everything goes smoothly with your payment tomorrow!

Hey OP, just a heads up - make sure you're super clear about which address is which when you talk to them. I made the mistake of assuming they'd understand and ended up with even more confusion. Be explicit!

I went through something similar a few months ago! The key is to act fast before it creates bigger issues down the line. What worked for me was sending a written statement via their online portal (if available) or fax explaining exactly what happened - that you accidentally provided your PO box as residential address when it should have been your actual home address. Include both addresses clearly labeled and attach copies of documents that verify your real residential address like a lease or utility bill. Also, if you have any confirmation numbers from when you submitted the original form, include those too. EDD actually deals with this kind of mix-up pretty regularly, so don't stress too much - just get ahead of it!

This thread has been an absolute goldmine of information! As someone who works in healthcare administration and sees these EDD form errors constantly, I wanted to add a few insights that might help others avoid these issues in the first place. @Levi Parker congratulations on getting your $2,800 back - that persistence really paid off! Your detailed documentation of the resolution process is going to be incredibly valuable for future community members. For anyone filing initial SDI claims, here are some red flags to watch for when your medical office is filling out forms: 1. If they ask you for dates instead of checking their own medical records 2. If front desk staff are handling SDI forms instead of clinical or billing personnel 3. If they can't immediately tell you the specific form number they're submitting @Hunter Hampton @AstroAlpha your technical knowledge throughout this discussion has been spot-on. The DE 2525XX correction process you've outlined is exactly right, and I love that you've emphasized the importance of marking corrections clearly with claim ID numbers. @Aaron Boston thanks for introducing everyone to Claimyr - I've recommended it to dozens of patients frustrated with EDD phone lines, and the feedback has been overwhelmingly positive. This community's collective wisdom about navigating EDD's bureaucracy is honestly better than most official resources. Keep sharing these experiences - you're genuinely helping people get the benefits they're entitled to!

This thread is absolutely incredible and exactly what I needed to find! I'm currently in a similar situation where my doctor's office made multiple errors on my SDI claim - wrong start date, wrong condition code, AND they somehow listed me as "male" when I'm clearly female. I've been stressed out of my mind thinking I'd have to start the entire process over. Reading @Levi Parker's detailed journey from panic to getting that $2,800 back has given me so much hope! And the technical expertise from @Hunter Hampton @AstroAlpha and @Emma Taylor about the DE 2525XX correction process is invaluable - EDD's own website is absolutely useless for finding this kind of specific information. @Aaron Boston @Chloe Zhang thank you for the Claimyr recommendation! I had no idea this service existed and after reading multiple success stories here, I'm definitely using it instead of the endless phone tree nightmare. The fact that a third-party service works better than the actual government system is frustrating but I'm grateful it exists. @Emma Taylor your red flags list is spot on - my doctor's front desk staff were definitely the ones handling my SDI forms and they clearly had no idea what they were doing. I wish I had read your advice before submitting my initial claim! I'm calling my doctor's office first thing Monday with all the specific information from this thread. This community's collective knowledge is honestly better than any official EDD resource. Thank you all for sharing your experiences and helping each other navigate this broken system!