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My physical therapist has like 5 patients right now all waiting on disability and she said its taking 3-4 weeks for most people. Also if u get approved for less weeks than ur doctor recommended don't panic, u can always get an extension later. That happened to my brother.
One more thing to consider - if you selected paper checks instead of direct deposit, add at least 5 more days for mail delivery. I made that mistake my first time on disability and it seriously delayed things. If you did select paper checks, you can still change to direct deposit through your SDI Online account.
WHY DOES THIS HAVE TO BE SO CONFUSING??? EDD makes everything 10x more complicated than it needs to be. I had to file FOUR TIMES before my PFL went through properly after my disability. The first three times they said I 'hadn't completed my disability claim' even though it was definitely over. The whole system is designed to make you give up!!!
Update: I submitted my PFL application today and it went through without any issues! The system didn't ask for any recovery notice, just the date my disability ended (which I put as today). Thanks everyone for your help!
ok but why isnt anyone talking about how doctors offices are THE WORST about this paperwork?? my dr makes me schedule a whole appointment ($$) just to get extension paperwork filled out which is so stupid when im already disabled and its hard to even get to appointments! then they take forever to actually submit it. edd system is broken but so is the medical side!!
This is actually a great point. Doctors' offices handle disability paperwork very differently. Some submit extension forms easily with just a phone call, while others require full exams before extending disability. It's partly because they're liable for certifying your condition still exists and prevents work. For anyone reading this in the future: ask your doctor upfront about their disability extension policy when you first go on disability. Some offices have dedicated staff for disability paperwork, while others put the entire burden on the doctor who might be seeing 25+ patients daily.
When I filed for pregancy disability last year, I messed up how I reported my last paycheck and ended up having to call EDD to fix it. It was such a headache! But one thing nobody mentioned yet - if your employer offers any paid family leave through your company (separate from state benefits), make sure you note that too. My company gave me 4 weeks partial pay during my leave and I had to report that to EDD as well so they could adjust my benefit amount.
One more important tip: After your pregnancy disability claim ends (usually 6-8 weeks after delivery), you can transition to Paid Family Leave (PFL) for bonding time with your baby. This is a separate application, but you use the same EDD account. Start that application process about 2 weeks before your pregnancy disability ends to avoid gaps in payment. Many new moms don't realize they need to file a separate claim for the bonding period.
Carter Holmes
I went through something similar last year and wasted so much time trying to figure out if my employer plan was better than state SDI. Turns out I didn't even have a choice - still had to use state SDI! The waiting period was annoying though - you don't get paid for the first 7 days of your disability period. Just FYI so you can plan your finances accordingly.
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Jeremiah Brown
•Thanks for the heads-up about the waiting period! I'll make sure to factor that into my budget. Did you find the benefit amount from SDI was enough to cover your basic expenses?
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Carter Holmes
It was about 60% of my regular pay which was tight but doable. The nice thing is SDI benefits aren't subject to payroll taxes so the actual take-home amount wasn't that far off from my regular paycheck after taxes. Just be prepared to really budget for a couple months!
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