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Isaiah Cross

EDD denied disability claim after CFRA leave - appeal help needed

I'm so stressed about my upcoming EDD SDI appeal hearing (scheduled for April 14, 2025) and need advice from anyone who's been through this. My situation: I took CFRA leave (12 weeks) to care for my father with terminal cancer, which ended Feb 17, 2025. On Feb 25, I asked my employer (I was a medical billing specialist for 7 years) for additional unpaid time off because I was struggling with severe anxiety/depression. Instead of accommodating, they terminated my position citing "restructuring" but said I'd keep healthcare until May 31. My psychiatrist filed an SDI claim for me on March 8, but EDD denied it saying I "wasn't in the workforce" when disability began. The determination letter specifically mentioned that because my CFRA had ended and I wasn't actively looking for work, I didn't qualify. My psychiatrist has offered to change the disability start date on the medical certification to Feb 15 (before my CFRA ended), but I'm terrified of making things worse. Has anyone successfully appealed a similar situation? What documentation helped? I've been waiting months for this hearing and don't want to mess it up.

Kiara Greene

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The timing is really important here. If your disability began BEFORE your CFRA leave ended, you have a much stronger case. Having your doctor change the start date to Feb 15 makes sense if that's when your mental health symptoms actually began affecting your ability to work. For the appeal, you'll need: (1) medical documentation showing your condition began while you were still considered employed, (2) a letter from your psychiatrist explaining your condition in detail, and (3) any communication with your employer about your mental health before termination. I won this exact appeal last year when EDD initially denied my claim after FMLA ended.

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Isaiah Cross

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Thank you! Do you think it matters that I didn't officially file for disability until after my termination? I was honestly just too overwhelmed to handle the paperwork earlier. My psychiatrist has treatment notes from Feb 15 showing I was already on medication and therapy for depression/anxiety. Should I bring those to the hearing?

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Evelyn Kelly

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omg i had almost identical situation!!!! took CFRA for my sick mom then got major deprression when she passed. my work fired me to and i couldnt get disability at first. the key is that u need to prove ur disability started BEFORE ur employment ended. if ur doctor has notes from feb 15 USE THOSE!! make sure he writes a detailed letter saying thats when ur disability actually started even if u didnt file right away. bring ALL ur medical records to the hearing

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Isaiah Cross

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That makes me feel better knowing someone else went through this. Did you win your appeal? What kind of questions did they ask during the hearing? I'm so nervous about saying the wrong thing.

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Paloma Clark

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I had a really hard time reaching an actual person at EDD when I was dealing with my disability claim issues. I ended up using a service called Claimyr (claimyr.com) that got me connected to an EDD representative in about 20 minutes instead of spending days trying to get through. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. Might be worth checking out before your appeal so you can talk to someone directly about your specific situation and be prepared.

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Heather Tyson

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does that actually work??? ive been trying to call EDD for THREE DAYS and keep getting hung up on. has anyone else tried this?

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Raul Neal

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The key issue here is establishing that your disability began during what EDD considers your "disability base period." For SDI eligibility, you need to be either: 1. Employed or actively looking for work when your disability begins, OR 2. Have your disability begin within 14 days after your last day of work Based on what you described, if your psychiatrist can verify your condition began by Feb 15 (before your CFRA ended on Feb 17), you should have a strong case. The medical records must clearly show you were unable to perform your regular/customary work due to your mental health condition on that date. Your psychiatric notes, prescription records, and therapy documentation from that period will be crucial. Also bring your termination paperwork to confirm your employment dates. DON'T wait until the hearing to submit these documents. Send them ahead of time through your SDI Online account.

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Isaiah Cross

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Thank you for the detailed explanation! I was confused about the "base period" issue. I've been seeing my psychiatrist since Jan 20, but the severity definitely increased in February. I'll ask him to specify in his letter that my condition had progressed to disability level by Feb 15. Should I also explain that my grief worsened after termination, or just focus on the condition before my CFRA ended?

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Jenna Sloan

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EDD IS A COMPLETE JOKE!!!! They ALWAYS deny first claims especially for mental health!!! They don't care that you were grieving or that your employer basically fired you while you were struggling. My sister went through EXACT same thing and had to appeal TWICE before getting approved. The system is DESIGNED to make you give up!!!

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Evelyn Kelly

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so true!!!! i had to appeal twice to and the wait was like 5 months total. edd is sooooo backed up now its ridiculous

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Kiara Greene

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To answer your follow-up question - it doesn't matter that you filed after termination as long as your disability actually began during your employment period. The key is when the disability started, not when you filed the paperwork. And yes, absolutely bring those Feb 15 treatment notes! That's exactly the kind of documentation that will help your case. At the hearing, the judge will likely ask: 1. When did your symptoms begin? 2. When did they become severe enough to prevent you from working? 3. Why didn't you file for SDI immediately? 4. What specific symptoms prevent you from working? Be honest but make sure to emphasize that your condition began while you were still employed/on CFRA. The judge should understand that people often delay filing when they're in crisis.

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Isaiah Cross

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This is incredibly helpful. I've been practicing answers to these questions. One more thing - my termination letter mentions "restructuring" but my boss verbally told me it was partly because I seemed "too distracted" after my father died. Should I mention this at the hearing as evidence my mental health was already affecting my work?

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Raul Neal

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Regarding your follow-up question: Yes, you should absolutely mention both aspects of your situation at the hearing. Focus primarily on establishing that your condition became disabling by February 15, but you can also explain how the grief intensified after termination. The judge needs to understand the full timeline, including: 1. Initial onset of symptoms (January) 2. When symptoms became disabling (February 15 - this is the crucial date) 3. How termination worsened your condition 4. Why there was a delay in filing Just be careful not to make it sound like your disability only became severe after termination. The central argument must be that you were already disabled before your CFRA ended, even if you were trying to push through it.

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Heather Tyson

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I had a friend who appealed and won by showing proof her panic attacks started before her leave ended. they just needed the doctor to confirm when it officially became disabling. the judge was actually really understanding about the delay in filing!

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kinda off topic but has anyone else noticed that SDI is wayyyy stricter about mental health claims than physical ones?? my husband broke his ankle and got approved in like 5 days. meanwhile my anxiety/depression claim took 2 months and they asked for extra documentation twice!!

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Jenna Sloan

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ABSOLUTELY!!! EDD treats mental health like it's not real!!! I had to send in SO MUCH paperwork for my PTSD claim but my coworker with a back injury got approved right away. It's DISCRIMINATION!

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Kiara Greene

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Yes, you should definitely mention your boss's comment about you seeming "distracted." That's actually helpful evidence that your mental health was already affecting your work performance before termination. If you have any emails or texts that reference this conversation, bring copies. One more tip: In these appeals, how you present yourself matters. Be honest about your symptoms but stay focused and organized in your responses. Prepare a short (2-3 minute) summary of your timeline that clearly establishes when your disability began. Judges appreciate when claimants can clearly explain their situation without going off on tangents. Good luck with your appeal! The fact that you have treatment records from February 15 puts you in a strong position.

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Isaiah Cross

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Thank you so much for all this help. I feel much more prepared now. I'll work on that short summary and gather all my documentation. I really appreciate everyone's advice and hearing from others who've been through similar situations. It's been such a difficult year but knowing I'm not alone helps.

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