Hi Luke, I'm sorry to hear you're dealing with this frustrating situation. The timing sounds really unfortunate - having your benefits stop right after getting a permanent disability determination must be stressful. A few thoughts that might help: 1. It sounds like there may be a processing delay or miscommunication since your doctor already submitted the 2525xx form and you can see it was received. You might want to call EDD directly to clarify the status and let them know the form was already submitted. 2. Sometimes the automated system sends out notices even when paperwork is already in process. The fact that you can see the form in your physician documents is a good sign. 3. Keep documentation of everything - screenshots showing the form was received, dates, confirmation numbers if you have them. 4. If calling doesn't resolve it quickly, consider reaching out to your local assembly member's office - they often have staff who can help navigate EDD issues. Hopefully this gets cleared up soon once they process the paperwork that's already been submitted. The bureaucracy can be slow but persistent follow-up usually helps. Good luck!

Just wanted to add something I learned the hard way - if you're getting both SDI and private disability, make sure you understand the tax implications! SDI benefits are taxable income, but if your employer paid the premiums for your New York Life policy (which sounds like your situation), those benefits are also taxable. However, if YOU had paid the premiums with after-tax dollars, the private benefits would be tax-free. This can make a bigger difference than you'd think when tax season comes around. I got caught off guard by this last year and ended up owing more than expected. Also, some people don't realize that both types of disability income count toward your annual income limits for things like Roth IRA contributions. Not trying to scare you, just want you to be prepared! The coordination between the two benefits is complicated enough without tax surprises on top of it.

One thing I haven't seen mentioned yet is that you should also check if your New York Life policy has any "offset" provisions that work the other way - meaning they might reduce THEIR payments based on what you receive from SDI. Some employer-provided disability policies are designed to pay "up to" a certain percentage (like your 60%) but will reduce their payment if you're getting state benefits. This could actually work in your favor because you might end up getting more from SDI than expected if the private insurer reduces their payment to avoid the total exceeding your normal wages. I'd recommend calling both New York Life and EDD to understand exactly how the coordination works in both directions before you file. Also, make sure to ask your HR department for the full policy details - they should have a summary plan description that explains all the coordination rules clearly. Good luck with your surgery!

I just wanted to jump in and say how helpful this entire thread has been! I'm currently dealing with a similar situation - started my disability claim for pregnancy complications and completely forgot about my old EDD card from when I was on unemployment in 2021. Reading through everyone's experiences here has been such a lifesaver. I was planning to call EDD first thing tomorrow, but now I know to call Bank of America directly at 1-866-692-9374 instead. The tip about calling early in the morning and pressing option 2 for lost/stolen cards is gold! It's also really reassuring to know that the money is safe in the account even without the physical card. I was so worried that my payments might have gotten lost or returned somehow. One thing I wanted to add that might help others - I found out through my employer's HR department that if you're really strapped for cash while waiting for your replacement card, some credit unions and banks will give you a small emergency loan if you can show documentation of pending disability payments. Obviously not ideal, but could be a lifeline if you're facing eviction or can't afford groceries while waiting for the new card to arrive. Thanks again to everyone who shared their experiences - this community is incredible! Hope everyone's recovery journeys are going well.

This thread has been incredibly helpful for someone like me who's new to dealing with disability benefits! I just started my claim for a workplace injury last week and was wondering what would happen with payments since I never had an EDD card before. Reading through everyone's experiences here, it sounds like they'll automatically issue me a Bank of America EDD debit card for my first payment, which is a relief. For anyone else who might be new to this process like me - it seems like the key takeaways are: 1) All EDD benefits (unemployment, disability, etc.) use the same Bank of America card system, 2) If you lose your card, call BofA directly at 1-866-692-9374 (NOT EDD), 3) Call early morning for shorter wait times, 4) Have your SSN and current address ready for verification, and 5) Set up online banking and mobile alerts once you get your card to avoid future issues. I'm definitely going to bookmark this thread as a reference. Thanks to everyone who shared their experiences - it's so reassuring to know there's a supportive community here to help navigate these confusing systems!

This is such great news! I'm currently dealing with a similar situation - I'm 34 weeks and accidentally answered one of the form questions incorrectly too. Reading your update gives me so much hope! I've been calling for days with no luck getting through. Based on what others have shared here, I think I'm going to try that Claimyr service since the stress of constantly calling and getting busy signals is not good for me or the baby. Thank you for sharing your experience and the specific details about timing and persistence - it really helps to know what to expect!

This thread is so helpful! I'm not pregnant but made a similar mistake on my SDI application - misunderstood a question about my work capacity and got disqualified. I've been dreading the appeal process after reading horror stories online, but seeing that EDD reps can actually fix these errors directly gives me hope. Going to try calling first thing Monday morning and if that doesn't work, I'll definitely look into Claimyr. It's frustrating how one wrong checkbox can derail your entire claim, but at least there are solutions! Thanks everyone for sharing your experiences and tips.

This entire thread has been such a lifesaver for me! I'm dealing with severe carpal tunnel in both hands from years of computer work and my doctor initially gave me paper forms last week. After reading everyone's experiences here about electronic filing being so much faster, I called my doctor's office this morning and specifically asked about electronic submission. Just like so many others mentioned, the receptionist first said they "only do paper forms" but when I explained that electronic filing could save weeks of processing time, she checked with their medical records department and came back saying they absolutely can submit electronically! They're filing mine today instead of me having to mail it in. It's honestly shocking how consistent this pattern is across all these different medical offices - they all have the capability for electronic filing but just don't mention it as an option unless patients specifically ask. When you're already in pain and stressed about not being able to work, having to research and advocate for basic services that should be offered upfront is really frustrating. Thank you to everyone who shared their real experiences and pushed back with their doctors - this community knowledge could literally save me weeks of waiting that I can't afford right now!

This has been such an incredibly helpful thread! I'm currently dealing with chronic migraines that have become so severe I can barely function at work, and I was completely unaware that there were different submission methods for disability paperwork until I found this discussion. Reading everyone's real experiences has been eye-opening - it's amazing how many medical offices can do electronic filing but just don't mention it as an option! I have an appointment with my neurologist next week to discuss going on disability, and thanks to all of you sharing your stories, I now know to ask specifically about electronic submission right from the start instead of just accepting paper forms. It's really frustrating that patients have to advocate for the faster method when we're already dealing with health issues and financial stress, but I'm so grateful for this community knowledge. For anyone else reading this thread - definitely bookmark it and reference it before your appointments! The consistent pattern seems to be that you have to specifically request electronic filing, but it can save weeks of processing time. Thank you everyone for being so willing to share your experiences and help others navigate this confusing system!