Can I use CalWORKs Cash Aid to rent an apartment and move out of mom's house?
So me and my kids (5 and 3) have been living with my mom for almost a year now and things are getting really stressful. We argue all the time about how I parent and the kids are starting to act out because of all the tension. I'm currently receiving CalWORKs cash aid ($952/month) and working part-time (about $1250/month). Would anybody know if I can use my cash aid to apply for an apartment? Most places want you to make 3x the rent which I definitely don't, but I heard some landlords will accept cash aid as income? Also wondering if there's any housing assistance programs through CalWORKs that could help with deposit? Really need to get out of this situation before it gets worse. Any advice appreciated!
18 comments


Freya Johansen
Yes, you absolutely can use CalWORKs Cash Aid as income when applying for apartments! I'm a housing case manager and work with CalWORKs recipients regularly. Here are a few important points to help you:1. Your CalWORKs benefits DO count as income for rental applications. Make sure to get an income verification letter from your county worker.2. You may qualify for the CalWORKs Housing Support Program (HSP) which can help with security deposits, application fees, and sometimes even a portion of rent for a limited time.3. Look for landlords who participate in Section 8 or other subsidy programs - they're more likely to accept your combination of part-time work and Cash Aid.4. Since your total income is around $2,200/month, you'd ideally need to find something around $750/month to meet the 3x requirement, which is tough in most areas. This is where housing assistance programs become essential.Call your CalWORKs worker ASAP and specifically ask about the Housing Support Program or Homeless Assistance. Even though you're not homeless, the program may still help since your current living situation is unstable.
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Kelcey
•@Freya Johansen I was on the CalWorks HSP 2 years ago and they didn t'do jack to help me and my family. They made us do all the work and research. We told them exactly what we were looking for yet still gave us suggestions for housing in places way out the way of what we were looking for. They actually let 3 different potential apartments call through the cracks because of their lack of communication with the landlord/property management. Then they told us we wouldnt even receive any money for housing until we get jobs which (goes against their Housing First morale and) when we did get jobs they kicked us off CalWorks and the housing program 🙄 I have my interview with WTW again with PCG since requalifying for CalWorks so hopefully they ll'actually help me with housing cause paying $600/wk for a hotel room is freaking ridiculous.
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CosmosCaptain
Thank you soooo much for this info!!! I had no idea about the Housing Support Program. I've been stressing so much about the deposit since I have like zero savings. Will definitely call my worker tomorrow. Do you know if theres usually a waiting list for this kind of help? My moms been threatening to kick us out if my son doesnt stop running around the house at night 😥
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Omar Fawzi
I moved out of my mom's place last year using my CalWORKs money. It's definitely doable but you need to be strategic. First, don't just look at regular apartments - check Facebook Marketplace and Craigslist for private landlords who are more flexible. I found a little guest house from an older lady who didn't care about the 3x income thing after I explained my situation.Also, ask your worker about the Housing and Homeless Assistance benefit right away. It's a once-in-a-lifetime emergency benefit that can give you money for temporary shelter and/or permanent housing. They gave me $1775 for my deposit and first month's rent! You don't have to be literally homeless to qualify - just explain that your current living situation is becoming unstable/unsafe for your kids.One more tip: if you have your reporting period coming up soon (SAR 7 or recertification), wait until after that's processed to move. Your benefit amount might increase once you report your new housing costs.
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Chloe Wilson
wait u can only get that homeless assistance once in ur whole LIFE??? omg i never knew that! i used it 2 years ago when i got evicted.... does that mean i can never get it again???? 😱
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Chloe Wilson
Girl call 211 they can hook u up with rental assistance programs in ur area! Sometimes churches n nonprofits help with deposit too. My friend got her whole deposit paid by catholic charities last year! Also try to find roomate maybe another single mom situation? Thats what i did for a while n we split the rent n watched each others kids it worked good
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Diego Mendoza
While everyone is giving good advice about housing programs (definitely check those out!), I want to warn you about something important. When I moved out on my own with Cash Aid, my benefit amount DIDN'T change even though my expenses went way up. CalWORKs doesn't automatically adjust your grant amount when your housing costs increase - it's a set amount based on your family size and income. So you need to make sure you can afford rent with your CURRENT benefit, not expecting it to increase.Also, make sure to report your address change IMMEDIATELY when you move or they might cut off your benefits. I learned this the hard way and had my case discontinued for a month because I forgot to update my address and missed an important letter. It was a NIGHTMARE trying to get reinstated.Definitely look into the Housing Support Program others mentioned. County offices are impossible to reach by phone lately though. I finally got through to my worker using a service called Claimyr (claimyr.com) - they call for you and connect you when a real person answers. They have a video showing how it works: https://youtu.be/jzISHxCPLwE. Saved me hours of hanging on hold!
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CosmosCaptain
Thanks for the warning about the benefit not increasing. I was kind of hoping it would go up once I reported paying rent. That's going to make budgeting really tight. :( And yeah, I've been having so much trouble reaching anyone on the phone lately! I'll check out that Claimyr thing, sounds useful.
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Anastasia Romanov
u dont even need cash aid to get a apartment u jus need proof of income from job and good credit!!! landlords dont care where ur money from as long as u pay rent on time!!! my cousin got denied cause of bad credit even with cash aid so fix ur credit first thats wat really matters
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StellarSurfer
This is completely wrong. Most landlords absolutely DO care about the source of income, and many won't accept government benefits as qualifying income. They specifically look for earned income from employment. Also, OP clearly stated they have both part-time work AND Cash Aid, but the combined amount likely isn't enough to meet the 3x income requirement. Credit matters but income requirements are the first hurdle, and many landlords now want 650+ credit scores anyway.
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Anastasia Romanov
watever i know plenty ppl who got apartments with cash aid so ur wrong lol 🙄
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Sean Kelly
The system is SO BROKEN!!! I tried to use my CalWORKs Cash Aid for renting last year and kept getting rejected because landlords said it
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Omar Fawzi
Quick update on the Homeless Assistance benefit someone asked about: technically it's once every 12 months now (they changed it from once-in-a-lifetime), but only if you have a genuine emergency like domestic violence, natural disaster, or uninhabitable conditions. Just wanting to move out usually isn't enough for a second approval within a year.Also, something nobody mentioned: if you're participating in Welfare to Work activities, you might qualify for a higher childcare subsidy once you move out on your own. Make sure to ask about this because the childcare approval process can take weeks, and you don't want to be without childcare while working.
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CosmosCaptain
Oh that's good to know about the childcare! I'm in the job search part of Welfare to Work right now, so I think I qualify. They're already paying for part-time childcare during my work hours, but I might need more hours once I'm handling everything alone.
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Freya Johansen
To answer your question about waiting lists for the Housing Support Program - it varies by county. Some counties have immediate assistance available, while others have waiting lists. Los Angeles County, for example, often has a wait, while smaller counties might be able to help right away.I highly recommend gathering all your documentation now:1. CalWORKs benefit verification letter (showing monthly amount)2. Pay stubs from your part-time job (last 3 months)3. Birth certificates for your kids4. Your ID/driver's license5. Any documentation of issues at your current residence (if applicable)Having everything ready when you speak with your worker can speed things up considerably. Also, when you do find a place, remember that landlords in California cannot legally discriminate based on source of income, including CalWORKs. If a landlord rejects you specifically because you receive Cash Aid, that's grounds for a housing discrimination complaint.
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StellarSurfer
I work for a property management company, and I can give you some insider perspective. Yes, landlords must legally accept CalWORKs as income, but they still enforce minimum income requirements. If your combined income (job + benefits) doesn't meet their requirements, they can legally reject your application.My advice: Look for smaller, independently owned properties rather than large apartment complexes. Individual landlords have more flexibility with their requirements. Also, offer to pay a slightly larger security deposit or get a co-signer if possible. Having good rental references from your previous apartments (if any) will help too.Some affordable housing complexes have units specifically set aside for CalWORKs recipients, but waiting lists can be 1-2 years. Apply for those now, even if you find other housing in the meantime. Always good to have options.
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Diego Mendoza
I just remembered - if your Cash Aid isn't enough with your part-time job, you might also qualify for Section 8/Housing Choice Vouchers. The waiting lists are ridiculously long in most places (we're talking years), but some counties have prioritized lists for families with young children.Also, when you call CalWORKs, ask about MFIP (Moving Family Initiative Program) if you're in a county that has it. Not all counties offer it, but it's specifically designed to help CalWORKs families secure stable housing.I know how stressful living with family can be, especially when there's conflict over parenting. Hang in there, and be persistent with your worker. Sometimes you have to call multiple times before you get all the information you need about available programs.
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Klaus Schmidt
I'm in a similar situation and just wanted to add a few things that helped me. First, don't overlook mobile home parks - they often have more flexible income requirements and lower rent than traditional apartments. I found a 2-bedroom for $850/month in a decent park that accepted my CalWORKs + part-time income combo. Also, when you do apply places, bring a "rental resume" with you - a one-page document showing your income sources, employment history, and a brief explanation of your situation. It shows you're organized and serious about being a good tenant. Include references from your current job and maybe a character reference too. One thing I wish someone had told me: start looking for places NOW even if you're not ready to move immediately. The good affordable rentals go fast, and having a few backup options reduces stress. Also consider asking your mom if she'd be willing to write a letter stating that you're a reliable tenant who pays bills on time (if that's true) - sometimes personal references from homeowners carry weight with landlords. The process is frustrating but definitely doable. Your kids will benefit so much from having their own stable space. Good luck!
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