Best grocery stores to maximize CalFresh EBT benefits? Costco, Sam's Club, Trader Joe's options
Just got approved for CalFresh today after our family restaurant suddenly went under last month. Completely blindsided us and now we have zero income while figuring out next steps. They approved my husband and me for about $500/month starting in May 2025. I'm trying to make these benefits stretch as far as possible since we've never been on assistance before. Does anyone know if warehouse stores like Costco or Sam's Club accept EBT cards? What about Trader Joe's? Are there certain stores where the CalFresh dollars go further? Any strategies for maximizing benefits? We're really trying to be smart with this temporary help while we get back on our feet.
24 comments


Luca Conti
Congrats on getting approved! Yes, both Costco and Sam's Club accept EBT cards for eligible food items, but not for membership fees - you'll still need to pay those separately with cash/credit. Trader Joe's definitely accepts EBT and often has good prices on certain items. As for stretching your benefits, I recommend: 1. Plan meals around store sales/circular ads 2. Buy staples in bulk (rice, beans, pasta) - this is where warehouse clubs shine 3. Frozen vegetables are usually cheaper than fresh and just as nutritious 4. Compare unit prices rather than package prices 5. Check out discount grocery stores like Grocery Outlet or Food 4 Less I've been on CalFresh for 2 years while in school and find I can stretch benefits by shopping at 2-3 different stores for their best deals.
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Zara Ahmed
•Thank you so much for this detailed advice! I didn't realize Costco accepted EBT - that's huge for us since we already have a membership. Do you know if we can use our CalFresh benefits for grocery pickup or delivery services? Being able to compare prices online would be really helpful.
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Nia Johnson
Be super careful at Costco/Sams!!! Not EVERYTHING is eligable with EBT even in the food section. Like prepared hot foods and some bakery items dont qualify. I got so embarsed when half my cart wouldn't go thru and had to put stuff back with a huge line behind me!! 😳 Also Walmart takes EBT and sometimes has better prices than TJs for some things. And dont forget farmers markets!! Some give you double value for EBT $$.
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CyberNinja
•omg this happened to me too!! So awkward when the cashier has to void things out. I wish they would mark which items are EBT eligible and which aren't...would save everyone time and embarrassment
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Zara Ahmed
•That's really good to know about the prepared foods - definitely want to avoid that situation! And I had no idea about farmers markets offering double value. Is that a special program we need to sign up for, or do they just automatically give you the discount when you use your EBT card?
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Mateo Lopez
To maximize your CalFresh benefits ($500/month is actually quite good for a household of 2), I recommend a strategic approach: 1. Trader Joe's accepts EBT and has excellent prices on nuts, cheese, and some produce 2. Costco/Sam's Club accept EBT for eligible food items (not membership fees), but analyze carefully - bulk isn't always cheaper per unit 3. Look for Market Match programs at farmers markets - they'll match your EBT spending (usually up to $10-20 per visit) effectively doubling your benefits for fresh produce 4. Consider ethnic grocery stores - often have better prices on produce, spices, and staples than major chains 5. Sign up for store loyalty programs - these discounts work with EBT cards 6. Check your county's CalFresh website - many have helpful guides about stretching benefits Lastly, remember that restaurant meals may be available through the Restaurant Meals Program if your county participates and you qualify.
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Aisha Abdullah
•The Market Match is AMAZING. I shop at the Saturday downtown farmers market and get an extra $20 in tokens every time I spend $20 of my benefits there. Some of the farm stands even give additional discounts if you're using EBT tokens.
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Ethan Davis
•Wanted to mention that you can check which stores accept EBT online through the BenefitsCal website or app. There's a store locator function that shows all the retailers near you that take CalFresh. Super helpful when you're first figuring things out.
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Yuki Tanaka
I dunno why everyone keeps saying Costco takes EBT. They do technically but hardly anything in the store qualifies when you actually try to use it! Sam's is better. Walmart and Aldi are the best value honestly. I've been on Calworks and Calfresh for 2 years now. Also all the smart foodbudget advice is good but like... sometimes you just need convenience foods too. Don't beat yourself up if you can't always maximize every single penny. Being poor is exhausting enough without adding extra pressure.
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Zara Ahmed
•I appreciate that perspective! It does feel overwhelming trying to optimize everything right now. We're both still processing the shock of losing our business and trying to figure out so many things at once. Allowing ourselves some convenience might help maintain sanity.
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Ethan Davis
If you're having trouble reaching anyone at CalFresh about specific questions regarding where to use your benefits, try Claimyr. I discovered it after spending DAYS trying to get through to a CalFresh worker about my benefits. They connect you directly to a worker without the endless wait times. The service worked great for me - you can check them out at claimyr.com or watch their demo video here: https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 I had specific questions about the Restaurant Meals Program and whether I qualified, and couldn't get through on the regular line for nearly a week.
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Nia Johnson
•Does this actually work?? I've tried calling my county office literally 8 times this month and either get disconnected or have to hang up after waiting 2+ hours
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Ethan Davis
•It worked for me both times I used it. I got connected within about 20 minutes each time, which was way better than the 3+ hours I was waiting before. Worth it when you have urgent questions that only a worker can answer.
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Luca Conti
One more tip: if you have a smartphone, download store apps for places like Target, Walmart, and major grocery chains. You can browse what's EBT-eligible before shopping, plus: 1. Compare prices between stores easily 2. See weekly sales without checking paper ads 3. Clip digital coupons (these work with EBT!) 4. Some stores like Walmart offer pickup/delivery and clearly mark EBT-eligible items Also, register your EBT card on the official California EBT website/app to track your balance and transaction history. That way you always know exactly how much you have left.
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Zara Ahmed
•Great suggestion! I just downloaded the Walmart and Target apps to start comparing prices. Do you know if delivery fees can be covered by EBT? Or do we need to pay those separately?
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CyberNinja
trader joes is good for some things but not everything!! their produce goes bad so fast imo. i stretch my benefits by buying frozen stuff and rice/beans in bulk. also dont forget about food banks!! they can help stretch your calfresh $$ by covering some basics
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Mateo Lopez
•This is excellent advice. Food banks can supplement CalFresh benefits significantly. Visit findhelp.org to locate food assistance resources in your area. Many don't have income requirements for emergency situations like yours.
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Aisha Abdullah
Have any of you tried that CalFresh budget challenge thing? My case worker told me about it - you track everything you buy for a month and they give you personalized tips. I never did it (seemed like a lot of work lol) but might be helpful for someone just starting out with benefits.
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Yuki Tanaka
•That sounds like way too much work imo. They expect us to track every penny while working and taking care of families but then make us wait hours on hold when we need help from them 🙄
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Zara Ahmed
•I hadn't heard about this challenge but I might try it for the first month. We're used to tracking expenses for our business, so it wouldn't be too much extra work. Might help us figure out the best strategy from the start. Thanks for mentioning it!
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Daryl Bright
Welcome to the CalFresh community! I'm sorry to hear about your restaurant closing - that must have been incredibly stressful. The advice here is really solid, but I wanted to add a few things that helped me when I first started using benefits: 1. Download the "Fresh EBT" app - it shows your balance and lets you find EBT-accepting stores nearby with user reviews 2. Many stores have "manager's special" sections with discounted items that are still fresh - great for stretching dollars 3. If you're near any Hispanic markets (carnicerias), they often have amazing prices on fresh produce and meat 4. Dollar Tree accepts EBT for food items and has some surprising deals on spices, canned goods, and frozen vegetables Also, don't feel bad about using convenience items when you need them. You're dealing with a major life change and sometimes a frozen meal is what keeps you sane while you're rebuilding. $500/month is actually a decent amount for two people if you shop strategically, but give yourself grace during this transition period. You've got this! The fact that you're being proactive and asking for advice shows you'll figure out how to make it work.
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Caden Nguyen
•Thank you so much, Daryl! This is incredibly helpful and reassuring. I really appreciate the reminder about giving ourselves grace - you're right that we're dealing with a lot right now. I'm downloading the Fresh EBT app right now, and I'll definitely look for those manager's special sections. We actually live near a few Hispanic markets that I never thought to check out before, so that's a great suggestion. It's comforting to hear that $500 can work well for two people when shopped strategically. Thank you for the encouragement - it really means a lot during this tough time!
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Ethan Scott
Just wanted to add a few more practical tips that helped me when I was new to CalFresh! 1. ALDI is amazing for stretching benefits - their prices are consistently low and they accept EBT. You'll need a quarter for the cart but you get it back. 2. If you're comfortable with it, consider joining local Facebook groups or Nextdoor for your area. People often share when stores have great sales or mark down items. 3. Generic/store brands are usually 20-30% cheaper than name brands and the quality is often identical. This is especially true for basics like pasta, rice, canned goods. 4. Keep an eye out for "Buy One Get One Free" deals - these work great with EBT and can really stretch your dollars on things like frozen vegetables or canned beans. 5. Many stores have senior discount days or special discount days that stack with EBT - worth asking customer service about. The learning curve feels steep at first but you'll get the hang of it quickly! And remember, this is temporary help while you rebuild - there's no shame in using every resource available to you right now.
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Tyler Lefleur
•This is such great advice, Ethan! I had completely forgotten about ALDI - we used to shop there occasionally before opening our restaurant. The quarter for the cart thing always seemed like a hassle but now it makes sense as a money-saving strategy. And I love the tip about Facebook groups and Nextdoor - I'm already in our neighborhood group but never thought to watch for grocery deals there. The BOGO tip is especially helpful since I'm used to thinking about bulk purchasing from our restaurant days. Thank you for the encouragement about this being temporary - some days it's hard to remember that this is just a bridge while we figure out our next steps!
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