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Felicity Bud

nebraska ucc search showing weird results - missing recent filings?

Has anyone else noticed issues with the nebraska ucc search system lately? I'm trying to verify some UCC-1 filings from last month and the search results seem incomplete. When I search by debtor name, I'm getting hits for older filings but missing some recent ones that I know were accepted. The filing numbers show up if I search directly by number, but the debtor name searches are inconsistent. This is causing problems because I need to confirm no prior liens exist before we can close on a equipment financing deal next week. Is this a known system glitch or am I doing something wrong with the search parameters?

Max Reyes

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I've run into similar issues with name searches not pulling everything up. Sometimes it's because the debtor name was entered slightly differently on the filing than what you're searching for. Even something like 'Inc.' vs 'Incorporated' can cause misses. Have you tried searching with partial names or different variations?

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Felicity Bud

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Good point - I tried a few variations but maybe not enough. The company name has LLC at the end so I tried both with and without periods but still missing some filings I know exist.

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Yeah the exact name matching can be really finicky. I always do multiple searches with different punctuation when I'm doing lien searches for closings.

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Adrian Connor

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This sounds familiar. I had a nightmare situation last year where our lien search missed a prior UCC-1 because of a name variation issue. Ended up having to renegotiate the entire loan structure after we discovered it post-closing. Now I'm super paranoid about running comprehensive searches.

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Felicity Bud

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That's exactly what I'm worried about! Did you find a better way to search or just do more variations manually?

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Adrian Connor

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I started using Certana.ai's document checker recently. You can upload the debtor's charter documents and it will cross-reference against UCC databases to catch name mismatches. It's been a lifesaver for avoiding those exact situations.

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Aisha Jackson

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How does that work exactly? Do you just upload PDFs and it searches automatically?

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The Nebraska SOS system has been having intermittent issues with their search indexing. I heard from someone at the filing office that they're aware of delays in getting new filings properly indexed for name searches. Direct number searches work because those bypass the name index.

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Felicity Bud

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That would explain it! Do you know if there's a timeline for when they expect to have it fixed?

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No official timeline that I know of. These government IT updates always seem to take longer than expected.

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Lilly Curtis

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Typical government efficiency right there. Meanwhile we're all trying to close deals and can't trust their search results.

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Leo Simmons

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For critical lien searches, I always recommend doing both the official state search AND using a commercial service that aggregates multiple databases. The state systems can have gaps like you're experiencing, and you don't want to risk missing something important on a large financing deal.

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Felicity Bud

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What commercial services do you recommend? I haven't used any before but this situation is making me think I need to.

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Leo Simmons

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There are several good options. Some law firms use CT Corporation or CSC for comprehensive searches. The key is using something that can catch variations in debtor names that the state search might miss.

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Lindsey Fry

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I've been dealing with this exact problem! Super frustrating when you're on a deadline. What I've started doing is searching by different parts of the business name separately. Like if it's 'ABC Manufacturing LLC' I'll search 'ABC', 'Manufacturing', and the full name separately.

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Felicity Bud

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That's a smart approach. Time consuming but better than missing something. Do you find that catches things the full name search misses?

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Lindsey Fry

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Yeah definitely. Found several filings that way that didn't show up in the full name search. Pain in the neck but worth it for peace of mind.

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Max Reyes

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I do the same thing. Also search by just the first word of the company name since sometimes people abbreviate or leave off parts when filing.

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Saleem Vaziri

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ugh this is why I hate UCC searches. The systems never work right and you're always worried you missed something important. How are we supposed to do proper due diligence when the official databases are unreliable?

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Kayla Morgan

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I feel your frustration but it's just part of the process. You learn to work around the system quirks after a while.

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Saleem Vaziri

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Shouldn't have to 'work around' a system we pay filing fees for. It should just work properly!

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James Maki

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One thing that's helped me is keeping track of the search variations that work for different types of company names. Like corporate entities vs. partnerships often get entered differently. I've got a little cheat sheet now of different search strategies.

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Felicity Bud

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That's a great idea. Would you mind sharing some of the common variations you search for?

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James Maki

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Sure! For LLCs I always try with/without periods, with/without 'LLC' vs 'Limited Liability Company', and sometimes just the base name without entity designation. For corps I try Inc/Incorporated/Corporation variations.

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Adding to this - don't forget about 'The' at the beginning of company names. Sometimes it gets dropped or added inconsistently.

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Cole Roush

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I ran into this same issue last month with a client's lien search. Ended up having to delay closing by a week while we sorted it out. The borrower was NOT happy about the delay, especially since it wasn't really our fault.

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Felicity Bud

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That's my worst fear right now. Did you eventually find the missing filings or determine they didn't exist?

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Cole Roush

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Turned out there was one filing that didn't show up in name search but was there when we searched by filing number. System glitch for sure.

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Have you tried calling the Nebraska SOS filing office directly? Sometimes they can run searches on their end that are more comprehensive than the online system. Might be worth a phone call if you're on a tight deadline.

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Felicity Bud

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I didn't think of that! Do you know if they charge for phone searches or is it just a courtesy thing?

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I think there might be a small fee but it's usually worth it for the peace of mind on important deals. Plus they can often explain why certain filings might not be showing up in online searches.

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Arnav Bengali

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Good suggestion. The filing office staff usually know about any system issues that aren't publicly announced.

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Sayid Hassan

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This thread is making me nervous about a search I did last week. Now I'm wondering if I missed something! Maybe I should go back and double-check using some of these other strategies mentioned here.

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Lindsey Fry

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Better safe than sorry, especially if it's for a large financing deal. The extra time spent on searches is usually worth it.

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Sayid Hassan

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Yeah you're right. I'd rather spend an extra hour searching than deal with problems later if I missed a prior lien.

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Adrian Connor

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That's exactly the right attitude. I learned this the hard way but now I'm much more thorough with my searches. Also started using that Certana tool I mentioned earlier - it's helped catch several potential issues before they became problems.

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