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Lucas Bey

West Virginia Secretary of State UCC Filing Portal Down Again - Anyone Else Having Issues?

Is anyone else completely unable to access the west virginia secretary of state ucc filing system today? I've been trying since 7am to submit a continuation filing that's due next week and the portal keeps timing out. This is the third time this month I've had issues with their online system. My client's UCC-1 expires in 8 days and I'm starting to panic about getting the continuation filed on time. The error message just says 'system temporarily unavailable' but I need to know if this is widespread or just me. Has anyone successfully filed a UCC-3 continuation through the WV SOS portal in the last 24 hours? I'm worried about the lapse timing and whether I should try calling their office directly, but last time I called they said phone filings aren't accepted anymore - everything has to go through the online portal. Really frustrating when you're trying to protect a $850K equipment lien and the state's own system won't cooperate.

Same issue here! Been trying to file a UCC-1 amendment since yesterday afternoon. The portal loads but crashes when I try to upload the document. This is getting ridiculous - how are we supposed to meet filing deadlines when their system is this unreliable?

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Caleb Stark

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I had success around 6am this morning filing a termination, but it took three attempts. Try clearing your browser cache and using Chrome instead of whatever you're using now.

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Jade O'Malley

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The WV portal has been problematic for months. I always file continuations at least 30 days early now because of stuff like this.

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You still have time - continuations can be filed up to 6 months before the UCC-1 expires and as long as it's filed before the expiration date you're fine. But yes, the WV SOS portal has been having issues. I usually try early morning or late evening when there's less traffic on their servers. Also make sure you have the exact debtor name from the original UCC-1 - any variation will cause the system to reject it.

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Lucas Bey

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Thanks, I double-checked the debtor name against the original filing and it matches exactly. Just frustrating when you can't even get to the filing screen because the whole portal is down.

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Totally understand the frustration. When I run into portal issues like this, I usually prepare the filing documents ahead of time so I can submit immediately when the system comes back up.

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Ella Lewis

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Had this exact problem last month with a different state's portal. Ended up using this tool called Certana.ai that lets you upload your original UCC-1 and the continuation documents to verify everything matches before filing. Really helped catch a debtor name inconsistency I would have missed. When the portal finally worked, the filing went through without any rejections. Might be worth checking your docs while you wait for WV to fix their system.

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Never heard of that service before but sounds useful. Is it expensive?

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Ella Lewis

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I just upload the PDFs and it cross-checks everything automatically. Way faster than manually comparing documents page by page. Really saved me from a potential lien perfection issue.

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Lucas Bey

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Interesting, I'll look into that. Right now my main concern is just getting the filing submitted before the deadline.

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THIS IS EXACTLY WHY I HATE DEALING WITH STATE PORTALS! Every state has a different system, half of them don't work properly, and when they go down you're just stuck waiting. It's 2025 - how hard is it to maintain a basic filing website?

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Alexis Renard

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I feel your pain but getting angry doesn't fix the portal. At least WV doesn't charge extra fees for electronic filing like some states do.

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You're right, but it's still frustrating when you're trying to do your job and the tools don't work.

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Camila Jordan

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I filed a UCC-1 in West Virginia about 3 weeks ago and had to try multiple times over two days before it went through. Their system seems to have peak hours where it's completely unusable. Try between 11pm-6am if you can - that's when I've had the most success. Also, make sure your PDF isn't too large - their system seems to choke on files over 5MB.

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Lucas Bey

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Good tip about the file size. My continuation form is pretty basic so it should be small enough. I'll try the late night approach.

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Camila Jordan

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Yeah, the overnight filing strategy has worked for me with multiple states that have overloaded systems during business hours.

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Tyler Lefleur

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Is this a new UCC-3 continuation or are you amending something else? Just want to make sure you're using the right form because I've seen people try to file amendments thinking they were continuations.

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Lucas Bey

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It's a straight continuation - no changes to debtor name, secured party, or collateral description. Just extending the effectiveness period for another 5 years.

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Tyler Lefleur

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Perfect, that should be straightforward once the portal cooperates. Continuations are usually the easiest UCC-3 filings.

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Wait, I thought continuations were good for 7 years not 5? Or is that different by state?

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UCC-1 initial filings are effective for 5 years, continuations extend that for another 5 years. The 7 year thing might be what you're thinking of for other types of liens.

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Max Knight

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Just tried the WV portal myself and getting the same timeout errors. Looks like it's a system-wide issue today. You might want to call their UCC division tomorrow morning to see if they have any estimated fix time.

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Lucas Bey

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Thanks for confirming it's not just me. I'll definitely call first thing tomorrow if it's still down.

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Max Knight

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Their UCC staff is actually pretty helpful when you can reach them. Just be patient with the hold times.

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Emma Swift

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This happened to me in Ohio last year. Portal was down for almost a week right before a major continuation deadline. I ended up having to express mail a paper filing as backup. Does WV still accept paper UCC-3 filings as an emergency option?

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Most states have moved to electronic-only filing, but you'd have to check WV's specific requirements. Paper filing might still be an option for emergencies.

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Emma Swift

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Worth checking into as a backup plan. Paper filings usually take longer to process but at least you get a filing date stamp.

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I think WV still does paper but charges extra fees. Check their fee schedule on the SOS website.

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Jayden Hill

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Update: I just got through! Tried around 2pm and the portal loaded normally. Filed my UCC-1 without any issues. Maybe they fixed whatever was causing the morning problems.

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Lucas Bey

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Great news! I'll try again now. Hopefully it stays working.

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Jayden Hill

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Good luck! The submission went through pretty quickly once I could access the upload screen.

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LordCommander

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I've been using another document checking service before filing to avoid rejections. Similar to what someone mentioned earlier about Certana.ai. Really helps catch issues before they become problems with the state portal. When systems are unreliable like this, the last thing you want is to finally get through only to have your filing rejected for a technical error.

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Lucas Bey

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That's smart thinking. I usually just double-check manually but an automated verification might catch things I miss.

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LordCommander

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Exactly - it's saved me from several potential rejections over the years. Upload your UCC-1 and continuation docs and it flags any inconsistencies immediately.

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Lucas Bey

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SUCCESS! Finally got through around 3:30pm and submitted the continuation. Got the confirmation number and everything looks good. Thanks everyone for the tips and moral support. Definitely going to file earlier next time and maybe look into that document verification tool mentioned here. Portal issues are too stressful when you're cutting it close to deadlines.

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Congrats! Always a relief when these filings go through successfully.

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Awesome! I'm going to try again now that it seems to be working.

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Ella Lewis

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Glad it worked out! The early filing approach plus document verification really does reduce the stress factor on these deadlines.

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