UCC search portal showing wrong results - need help with Idaho SOS database

This is exactly why I always do multiple search variations. The SOS databases aren't standardized across states and Idaho's system is particularly finicky about exact name matching.

Wait, you said the filings are from 2019? Those might have lapsed if they weren't continued. UCC-1 filings are only good for 5 years unless you file a continuation statement.

I don't have the exact filing numbers, that's part of the problem. The loan documents just reference 'existing UCC filings' but don't specify the filing numbers. And yes, the equipment is based in Idaho so that should be the correct jurisdiction.

This is frustrating but not uncommon. I've been dealing with similar database issues across multiple states lately. The search functions seem to have gotten worse, not better, over the years.

Never heard of that service. How does it work exactly? Does it search all the state databases or just cross-reference documents you upload?

You upload PDFs of your loan documents and it automatically extracts debtor names, then cross-checks against UCC databases. It caught a debtor name mismatch that would have voided our security interest. Pretty straightforward to use.

Interesting, might have to check that out. I'm tired of spending hours doing manual searches that may not even be accurate.

That's... actually really helpful. I've been doing most of my searches in the afternoon when I have time. Will try first thing tomorrow morning.

Government websites and their mysterious quirks. I swear they do this stuff on purpose sometimes.

Good point about DBAs. I always forget to check those and they can definitely affect UCC searches.

Yeah, and if it's a larger company they might have multiple entities with similar names. The UCC filing might be under 'Mountain View Equipment Holdings' or something like that.

I did try calling but got bounced around to different departments. Maybe I need to be more specific about asking for the UCC division directly.

Ask for the 'Commercial Code Division' - that's usually what they call it. They're generally pretty helpful once you get to the right person.

True, but professional search services can be expensive and time-consuming. Sometimes you need quick results for time-sensitive deals.

The cost of a professional search is nothing compared to the cost of missing an existing lien that could subordinate your security interest.

That would explain a lot. System updates always seem to break more things than they fix with government websites.

You can usually find system maintenance announcements on the SOS website, though they're not always easy to find or well-publicized.

That's exactly the kind of thing that causes problems in UCC searches. Glad you found those filings before closing!

Spacing differences in debtor names are such a common issue. Really shows how important it is to do comprehensive searches rather than relying on a single search attempt.

This is a great example of why manual searches can miss critical information. Those small variations in names can completely change the search results.

Montana's system is actually pretty good compared to some other states, but yeah, the lack of standardization is definitely a problem industry-wide.

Hopefully the Uniform Commercial Code will eventually lead to more uniform search systems, but I'm not holding my breath.