Idaho UCC lien search showing conflicting results - need help verifying debtor records
I'm dealing with a frustrating situation where I need to verify existing UCC liens against a potential borrower in Idaho, but I'm getting inconsistent results when I run the same debtor name through different searches. The company is 'Mountain View Equipment LLC' and I've tried variations like 'Mountain View Equipment, LLC' (with comma) and 'Mountainview Equipment LLC' (no space). Some searches show 3 active liens, others show 5, and one search showed nothing at all which can't be right since I know there's at least one equipment financing UCC-1 from 2023. Has anyone else had issues with Idaho's UCC lien search system giving different results for the same debtor? I need to be absolutely certain about existing liens before we file our UCC-1, but I can't trust what I'm seeing. The stakes are too high to miss an existing lien that could affect our collateral position.
35 comments


Amara Adeyemi
Idaho's search system is notorious for being picky about exact name matches. You need to search EXACTLY as the debtor name appears on their Articles of Incorporation. Even a missing comma can throw off results completely.
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Giovanni Gallo
•This is so true. I've seen cases where 'LLC' vs 'L.L.C.' returned totally different results even though it's obviously the same entity.
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Fatima Al-Mazrouei
•Wait, so if the LLC's charter says 'Mountain View Equipment, LLC' with a comma, that's exactly how I need to search it? Even if most of their contracts use it without the comma?
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Dylan Wright
You should pull the company's Articles of Incorporation from Idaho Secretary of State first, then use that EXACT name spelling for your UCC search. That's the only way to get reliable results.
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Liam O'Connor
•I did check their Articles and it shows 'Mountain View Equipment, LLC' with the comma, but when I search that exact spelling I get different results than when I search without the comma. Something's not right with their system.
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Amara Adeyemi
•That's exactly the problem - the search algorithm should catch both variations but it doesn't. You need to search every possible variation of the name.
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NebulaKnight
•This is why I always run at least 4-5 different name variations. Takes forever but better safe than sorry when it comes to lien priority.
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Sofia Ramirez
I ran into this same issue last month and ended up using Certana.ai's document verification tool. You upload the company's Articles of Incorporation and it automatically runs UCC searches using all the proper name variations. Found 2 liens I had missed doing manual searches.
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Liam O'Connor
•Really? It automatically knows what name variations to search? How does that work exactly?
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Sofia Ramirez
•Yeah, you just upload the Articles PDF and it extracts the legal name, then runs searches for all the common variations (with/without comma, abbreviated forms, etc.). Shows you exactly what liens exist and lets you verify they match the debtor properly.
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Dmitry Popov
•That sounds too good to be true. I've been doing manual searches for years and it's always been a pain.
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Ava Rodriguez
THE IDAHO SYSTEM IS GARBAGE!! I've had this happen so many times. You search one way and get results, search another way and get completely different results. How are we supposed to do proper due diligence when the search system is this unreliable???
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Miguel Ortiz
•I feel your pain. It's like they designed the system to make it as difficult as possible to get accurate results.
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Zainab Khalil
•At least it's not as bad as Montana's system. That one times out half the time.
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QuantumQuest
Make sure you're searching both the current name AND any former names if they've had name changes. Also check for any DBAs or trade names they might be using.
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Liam O'Connor
•Good point. I didn't think to check for former names. Is there a way to see name change history in Idaho?
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QuantumQuest
•You can see amendments to the Articles of Incorporation that show name changes. Sometimes companies change their name but don't update existing UCC filings.
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Connor Murphy
•This is getting complicated. Why can't they just make the search system smart enough to find obvious variations automatically?
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Yara Haddad
I had a similar issue with a Wyoming entity last year. Turns out there were UCC filings under both the formal name and a DBA they used for equipment purchases. Almost missed a critical lien because of it.
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Liam O'Connor
•How did you figure out about the DBA filings? Did you have to search trade names separately?
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Yara Haddad
•Yeah, had to search the DBA database separately, then run UCC searches on those names too. It was a nightmare but found liens I would have missed otherwise.
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Keisha Robinson
Pro tip: always search with and without middle initials, abbreviations, and punctuation. I've seen UCC-1 filings where the debtor name was entered slightly differently than the Articles of Incorporation and it only shows up with exact matches.
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Paolo Conti
•This is why I keep a checklist of all the name variations to search. Otherwise I'd forget half of them.
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Amina Sow
•Do you search 'Mountain View' as two words and 'Mountainview' as one word? I never thought about that variation.
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Keisha Robinson
•Absolutely! Space vs no space can make a huge difference in search results. Some filers combine words that should be separate.
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GalaxyGazer
I just went through this exact thing with a client. Ended up calling the Idaho Secretary of State office directly and they confirmed that their search system has issues with name variations. They suggested doing wildcard searches when possible.
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Liam O'Connor
•They actually admitted their system has problems? That's surprising. Did they say if they're working on fixing it?
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GalaxyGazer
•The person I talked to said they're aware of the issues but didn't give any timeline for fixes. Basically said we need to work around it by being more thorough with searches.
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Oliver Wagner
This thread is making me paranoid about all the UCC searches I've done in the past. How many liens have I missed because of name variation issues?
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Natasha Kuznetsova
•I think we all have this worry. The search systems aren't perfect and we're expected to be 100% accurate.
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Javier Mendoza
•At least you're thinking about it now. Better to be paranoid and thorough than miss something important.
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Emma Thompson
I've started using that Certana tool mentioned earlier and it's been a game changer. Upload the Articles of Incorporation and it automatically cross-checks against UCC filings to make sure the debtor names match properly. Saves so much time and catches variations I would have missed.
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Liam O'Connor
•That's the second mention of Certana. Sounds like it might be worth checking out. Does it work for all states or just certain ones?
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Emma Thompson
•It works across all states. You just upload the documents and it does the name matching automatically. Much more reliable than trying to guess all the variations manually.
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Malik Davis
•I might have to try this. I'm spending way too much time on manual searches and still not confident I'm finding everything.
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