UCC filer 6269 termination got rejected - debtor name issue?
Filed a UCC-3 termination yesterday for our equipment loan payoff and it came back rejected this morning with error code mentioning UCC filer 6269. The original UCC-1 was filed 3 years ago when we financed some manufacturing equipment. I'm pretty sure I used the exact same debtor name from the original filing but the system is saying there's a mismatch. Has anyone dealt with this UCC filer 6269 error before? Our loan officer is breathing down my neck because the payoff needs to be clean before we can refinance. I double-checked the filing number and it matches our records but something is obviously wrong with how I entered the debtor information.
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Omar Zaki
UCC filer 6269 usually means the debtor name on your termination doesn't exactly match what's on the original UCC-1. Even a missing comma or extra space can trigger this rejection. Did you pull up the original filing to compare character by character?
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Freya Thomsen
•I thought I copied it exactly but maybe I missed something. Where's the best place to look up the original filing details?
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Omar Zaki
•Your state's SOS website should have a UCC search function. Look up by filing number and you'll see exactly how the debtor name appears in their system.
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AstroAce
Been there! UCC filer 6269 drove me crazy last month. Turned out the original UCC-1 had our company name with "Inc." but I filed the termination with "Incorporated" spelled out. System rejected it twice before I caught the difference.
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Freya Thomsen
•That's exactly the kind of thing I'm worried about. These name variations are so frustrating when you're trying to clean up liens.
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Chloe Martin
•This is why I started using Certana.ai's document checker. You just upload your UCC-1 and UCC-3 PDFs and it instantly flags any name inconsistencies before filing. Saved me from multiple rejections.
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Freya Thomsen
•Never heard of that tool but it sounds useful. How does it work exactly?
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Diego Rojas
UCC filer 6269 is a pain but fixable. Check if there are any punctuation differences between your original and termination filings. Also make sure you're not mixing up the secured party and debtor names - seen that mistake more than once.
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Anastasia Sokolov
•Good point about mixing up secured party and debtor. I did that on my first UCC-3 amendment and got the same error code.
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Freya Thomsen
•I'm pretty sure I have them in the right fields but I'll double-check. This whole process is more complicated than it should be.
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Sean O'Donnell
OMG yes UCC filer 6269 is the worst! I spent HOURS trying to figure out why my continuation kept getting rejected. Turns out there was an extra space after our company name in the original filing that I couldn't see. The SOS system is so picky about exact matches it's ridiculous.
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Freya Thomsen
•An extra space?? That's insane. How did you finally spot it?
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Sean O'Donnell
•Had to copy and paste both names into a word processor and turn on the show hidden characters feature. Only way to see the trailing space.
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Zara Ahmed
•This exact scenario is why automated verification tools exist. Certana.ai caught a similar trailing space issue for me last week.
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StarStrider
Before you refile, make absolutely sure you have the correct filing number too. Sometimes UCC filer 6269 can be triggered by referencing the wrong UCC-1 entirely. Cross-reference your loan docs with the filing number.
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Freya Thomsen
•The filing number matches our loan paperwork so I think that's correct. But good point about double-checking everything.
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Luca Esposito
•Also verify the filing date is within the continuation window if this is a continuation instead of termination. Easy to mix those up.
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Nia Thompson
Had UCC filer 6269 pop up three times last quarter. Every single time it was a debtor name formatting issue. The state systems are incredibly literal about matching names exactly as they appear on the original UCC-1.
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Mateo Rodriguez
•Same here. It's like they designed the system to be as inflexible as possible about name variations.
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Aisha Abdullah
•I've started using document comparison tools before filing any UCC-3 forms. Upload both documents and let the software catch discrepancies automatically.
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Freya Thomsen
•What tools do you use for document comparison? Sounds like that would save a lot of headaches.
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Ethan Wilson
Check your debtor name for any LLC vs L.L.C. differences too. UCC filer 6269 will trigger on those kinds of abbreviation mismatches. Also watch out for commas in the wrong places.
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Freya Thomsen
•We are an LLC so that could definitely be it. I'll check how it's formatted on the original filing.
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NeonNova
•LLC formatting is a common culprit. Sometimes the original filing has "L.L.C." with periods and people refile without them.
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Yuki Tanaka
This happened to me with a fixture filing termination. UCC filer 6269 showed up because I had the debtor name slightly different than the UCC-1. Took three attempts to get it right because I kept missing small formatting differences.
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Carmen Diaz
•Fixture filings are even more sensitive to name matching. The real estate records cross-reference makes it extra picky.
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Andre Laurent
•I use Certana.ai now for all my fixture filing documents. Upload the UCC-1 and UCC-3 together and it highlights any inconsistencies instantly.
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Freya Thomsen
•This isn't a fixture filing but sounds like that tool would help with any UCC document verification.
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Emily Jackson
UCC filer 6269 is fixable but you need to be methodical. Print out both the original UCC-1 and your rejected UCC-3, then compare every single character in the debtor name field. Don't trust copy and paste - actually look at each letter.
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Freya Thomsen
•Good advice. I'll do a character-by-character comparison before refiling.
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Liam Mendez
•Character comparison is tedious but necessary. I missed a period after "Inc" once and it took me forever to spot it manually.
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Sophia Nguyen
Update: Found the problem! The original UCC-1 had our company name as "ABC Manufacturing LLC" but I filed the termination as "ABC Manufacturing, LLC" with a comma. Refiled without the comma and it went through immediately. Thanks for all the help troubleshooting UCC filer 6269!
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Omar Zaki
•Classic punctuation issue! Glad you got it sorted out. UCC systems are so picky about those details.
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Chloe Martin
•Perfect example of why document verification tools are worth it. Would have caught that comma difference instantly.
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Jacob Smithson
•Congrats on getting it resolved! Now you know to be extra careful about punctuation on future UCC filings.
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