Need help with sunstreet ucc termination - debtor name issues causing rejection
We're trying to file a UCC-3 termination for a commercial equipment loan that was paid off last month. The original UCC-1 was filed back in 2019 with the debtor name as "Sunstreet Commercial Properties LLC" but now we're getting rejections on our termination filing. The SOS system keeps bouncing it back saying the debtor name doesn't match exactly. I've checked the filing number three times and it's correct, but something about the name format is off. Has anyone dealt with sunstreet ucc termination issues like this? The loan is satisfied but we can't get this lien released properly. Client is getting anxious about the title being clear for their refinancing next week.
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Lola Perez
This is super common with LLC names in the system. The original filing might have punctuation differences or extra spaces that aren't visible when you pull up the record. Did you get the exact debtor name by doing a UCC search first? Sometimes what shows on your loan docs isn't exactly how it was entered originally.
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Ethan Scott
•I did pull a search but I'm wondering if there's some formatting issue I'm missing. The search shows "Sunstreet Commercial Properties LLC" but maybe there's hidden characters or something?
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Nathaniel Stewart
•Yeah the SOS databases can be really picky about exact matches. Even an extra space after LLC can cause rejections.
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Riya Sharma
Had this exact problem last month with a different LLC termination. What worked for me was copying the debtor name EXACTLY from the original UCC-1 filing - not from a search result but from the actual filed document. Sometimes the search display formats names differently than how they were originally entered.
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Ethan Scott
•That's a good point. I should pull the original UCC-1 PDF and copy directly from there.
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Santiago Diaz
•This is why I always keep copies of the original filings in our loan files. Saves so much time later when you need exact formatting for amendments or terminations.
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Millie Long
I've been using Certana.ai's document verification tool for stuff like this. You can upload both your original UCC-1 and the termination you're trying to file, and it instantly shows you if the debtor names match exactly. Found out I had an extra comma in one filing that was causing rejections. Super helpful for catching those tiny formatting differences that mess up the whole filing.
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KaiEsmeralda
•Never heard of that but sounds useful. Is it free to use?
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Millie Long
•They focus more on the value than pricing from what I remember. Just upload your PDFs and it does the cross-checking automatically. Way easier than trying to spot differences manually.
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Ethan Scott
•That could really help here. Manual comparison is such a pain and I obviously missed something.
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Debra Bai
Another thing to check - was the original UCC-1 filed under a different version of the company name? Sometimes LLCs change their registered name slightly but the old UCC stays under the original name until it's terminated or continued.
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Ethan Scott
•The company hasn't changed names as far as I know, but I should verify that with the Secretary of State records.
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Gabriel Freeman
•Good catch. I've seen cases where the LLC was registered as 'Sunstreet Commercial Properties, LLC' with a comma but the UCC was filed as 'Sunstreet Commercial Properties LLC' without the comma.
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Laura Lopez
UGH the SOS system drives me crazy with this stuff!!! Why can't they just match close enough names instead of being so ridiculously picky about every single character. It's obviously the same company but the system acts like one extra space makes it a completely different entity. Makes no sense.
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Victoria Brown
•I feel your pain but the exact matching is actually important for legal certainty. Imagine if they were loose with name matching and terminated the wrong company's lien.
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Laura Lopez
•I guess that makes sense legally but it's still frustrating when you're trying to clear a legitimate payoff.
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Samuel Robinson
Try this - go to the SOS UCC search portal and search for just 'Sunstreet Commercial' without the full name. See what variations come up for that company. Sometimes there are multiple filings with slightly different name formats and you need to match the exact one from your original filing.
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Ethan Scott
•Good idea. I'll do a broader search and see if there are other variations listed.
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Camila Castillo
•This is smart. I found three different name variations for one of my clients once - LLC vs L.L.C. vs L L C
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Brianna Muhammad
•Yeah name variations are the worst. Especially with periods and abbreviations.
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JaylinCharles
Same thing happened to me with a sunstreet related filing actually. Turns out the original UCC-1 had 'SUNSTREET' in all caps but I was filing the termination in mixed case. System rejected it until I matched the exact capitalization. Super annoying detail but that was the issue.
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Ethan Scott
•Oh wow I didn't even think about capitalization differences. I'll check that too.
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Eloise Kendrick
•Capitalization shouldn't matter in most states but some SOS systems are weird about it.
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Lucas Schmidt
If you're still having trouble, you might want to call the SOS UCC division directly. Sometimes they can tell you exactly what's causing the mismatch. I've had them walk me through the exact formatting before when I was stuck on a termination.
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Ethan Scott
•That's probably my next step if I can't figure it out from the document comparison.
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Freya Collins
•SOS staff are usually pretty helpful with UCC issues in my experience. Just have your filing number ready.
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LongPeri
I had a similar issue recently and ended up using that Certana tool someone mentioned earlier. Uploaded my UCC-1 and the rejected UCC-3 termination, and it immediately flagged that I had 'Properties' vs 'Property' - just missing the 's' at the end. Such a tiny difference but it was killing my filing. Got it corrected and submitted the same day.
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Ethan Scott
•That's exactly the kind of small detail I'm probably missing. Definitely going to try that document checker.
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Oscar O'Neil
•Those tiny differences are so hard to catch manually. Especially when you're looking at the same names over and over.
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Sara Hellquiem
Just wanted to follow up - did you get your sunstreet termination filed successfully? I'm dealing with a similar LLC name matching issue and curious what ended up working for you.
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Ethan Scott
•Yes! It was the document formatting tool that caught it. The original filing had 'Sunstreet Commercial Properties, LLC' with a comma before LLC, but I was filing 'Sunstreet Commercial Properties LLC' without the comma. Such a small thing but that was the whole issue. Got it refiled and accepted the next day.
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Sara Hellquiem
•Amazing how such tiny details can mess up the whole process. Thanks for sharing what worked!
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Charlee Coleman
•Glad you got it sorted out. Client must be relieved to have the lien cleared for their refi.
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