UCC-3 termination filing rejected - debtor name format issue

I looked again and the original does have 'L.L.C.' with periods but the portal auto-filled it as 'LLC' without periods when I searched. So frustrating that such a small thing can cause rejection.

Yeah the auto-fill feature is notorious for changing formatting. Always double-check what it populates vs what's actually on file.

Never heard of that tool but sounds exactly what I need. Is it accurate for catching these tiny formatting differences?

Very accurate. It does a character-by-character comparison and highlights differences in red. Much better than trying to spot them manually.

I've been doing manual comparisons for years and missing stuff. Thanks for mentioning this - definitely checking it out.

Filing in Ohio. Their system seems pretty strict based on what I'm seeing.

Ohio is definitely on the stricter side. They require exact character matches including all punctuation and spacing.

I feel your pain. Last year I had a termination rejected three times before figuring out there was an invisible character in the name field.

Invisible character?? How did you even find that? These systems are ridiculous.

Had to copy the text into a different program that shows hidden characters. Total nightmare.

Good advice. I think the auto-fill is what messed me up. Going to retype everything manually this time.

This is solid advice. The auto-fill changes things and then you get rejected. Manual entry is more work but more reliable.

Didn't think of calling them. Do they actually help with this kind of thing or just tell you to figure it out yourself?

Depends on who you get but most are helpful if you explain you've already tried to fix it. They want the filings to go through correctly too.

I've called Ohio SOS before and they were pretty helpful. Worth a try if the resubmission doesn't work.

The loan is completely paid off so definitely need termination not continuation. The UCC-1 was filed in 2019 so it's not expired yet.

Good catch though. I've seen people file the wrong form type and wonder why it gets rejected.

Yeah the lender pressure is real. They act like it's our fault the system is so picky about formatting.

Exactly! And they never mention these formatting requirements upfront. You only find out when things get rejected.

I always warn my clients now that terminations can take multiple attempts due to name matching issues. Sets proper expectations.

Good point. I used the number from the original 2019 filing so that should be correct.

Sounds right. The termination always references the original filing number even if there were continuations filed.

Multiple people have mentioned this tool now. Definitely going to try it before resubmitting.

It's really straightforward - just upload PDFs and it highlights any differences between documents. Saves so much time and frustration.

Wish I'd known about this earlier. Would have saved me from several rejected filings over the years.

Will do. Planning to use the document checker tool and then resubmit with manual entry of the debtor name. Hopefully that does the trick.

Following this too. These rejection issues are so common but the solutions aren't always obvious.