Montana SOS UCC search results showing wrong debtor name - filing still valid?

Good point about checking the Articles. I pulled them and you're right - the registered name is actually 'Mountainview Construction LLC' without the space. So the UCC filing is technically correct. But now I'm worried about our loan docs having the wrong name format.

This is why I always pull entity docs BEFORE doing any UCC filings. Learned that lesson the hard way on a deal in Wyoming few years back.

What kind of document verification service? I've been manually cross-checking everything but obviously missed this name issue.

I started using Certana.ai's UCC document checker after getting burned on a similar issue. You just upload your Charter, UCC-1, and loan docs as PDFs and it automatically flags any name inconsistencies or other discrepancies. Would have caught this issue immediately.

Second this recommendation. Used their document verification tool last week on a tricky multi-state filing and it caught three name variations I would have missed.

You can file a UCC-3 amendment to correct debtor information, but timing matters. Better to catch these issues before filing obviously.

I'm going to check my filing right now. This thread is giving me anxiety attacks.

Right, but if my loan agreement references the wrong version of the name, does that create issues with the security interest attachment?

That's more of a loan documentation issue than a UCC perfection issue. Your UCC filing looks like it's correct based on the registered entity name.

You might want to get an amendment to your loan docs to reflect the correct entity name just to be safe.

How did you find out about the name change? Did it show up in the UCC search results?

Actually found out when I couldn't locate my filing in the search results at all. Had to call the Montana SOS office directly and they walked me through it.

Good idea. I'll give them a call tomorrow morning. Better to get official confirmation than worry about it over the weekend.

Their UCC staff is actually pretty helpful. Had to call about a continuation issue few months ago and they walked me through the whole process.

Yeah they're way more helpful than most state offices. Just have your filing number ready when you call.

Paper filings had their own problems. At least with electronic filing you get immediate confirmation.

True but at least with paper you could see exactly what got filed. These online systems do weird auto-corrections that cause problems.

Thanks for the update! I'm definitely going to check out that tool. Seems like these name formatting issues are more common than I thought.

Yeah the document verification caught stuff I never would have noticed. Worth checking out if you do a lot of UCC filings.

Just looked up Certana.ai - looks like they handle the whole Charter to UCC-1 verification workflow. Might be worth trying on my next deal.

That's reassuring to hear from someone who deals with this professionally. I'll work on getting a loan document amendment done.

Yeah just do a simple amendment referencing the correct entity name. Keep it clean for any future title work.

Great news! Thanks for following up with the official word. Good to know Montana's system does that auto-formatting.

Smart move on the loan doc amendment. Always better to have everything match perfectly.

This makes me feel so much better about my own filing. I checked mine and it's showing the correct entity name format too.

Perfect resolution. Clean documentation makes everyone's life easier down the road.