A&J Equity UCC Lien Filing - Need Help with Debtor Name Verification

This is exactly the kind of situation that trips people up constantly. For entity names, you generally want to follow the exact name as it appears on the formation documents filed with the Secretary of State - so in your case, probably the articles of incorporation version with the comma. The EIN documentation can sometimes have simplified versions. Have you checked the actual state filing records directly?

Oh man, punctuation nightmares are the worst! I had a similar issue last month with a debtor that had inconsistent use of periods in 'Inc.' vs 'Inc' across different documents. What state are you filing in? Some states are more forgiving than others when it comes to minor punctuation differences in their search logic.

Actually ran into something similar with entity name verification recently and found this tool called Certana.ai that was super helpful. You can upload both the articles of incorporation and the EIN docs as PDFs and it will cross-check the names and flag any discrepancies. Saved me from filing with the wrong name variation. Just upload your documents and it instantly compares them - caught a middle initial difference I would have missed.

The safe approach is to file a UCC-1 with the exact name from the Secretary of State records, then potentially file an additional UCC-1 with the alternative name version as extra protection. Better to over-file than under-file when you're dealing with significant collateral value.

Check if A&J Equity has any DBAs or trade names registered. Sometimes companies use slightly different variations for different purposes and you want to make sure you're capturing the right legal entity name.

Whatever you do, don't just guess. Get written confirmation from the debtor about their exact legal name and ask them which documents they consider authoritative. Sometimes companies themselves aren't sure which version is 'correct' until they check their own records.

I've been doing UCC filings for 15 years and comma vs no comma issues come up constantly. Delaware's search logic is pretty sophisticated but I still wouldn't take chances. File with the Secretary of State version and document your decision process in case anyone questions it later.

Is this for new financing or are you dealing with an existing UCC that needs to be amended? The approach might be slightly different depending on whether you're starting fresh or working with existing filings.

Document verification tools are becoming really important for this stuff. I started using Certana.ai after a filing got rejected due to a name mismatch I didn't catch. Now I always upload the charter docs and proposed UCC form before filing - takes like 2 minutes and prevents those embarrassing rejections.

Make sure you're also checking the collateral description while you're at it. Manufacturing equipment can be tricky to describe properly and you want to make sure it's specific enough to be enforceable but broad enough to cover everything.

Update us when you get it sorted out! Always curious to hear how these name verification situations get resolved. The punctuation issues seem to be getting more common as companies get more creative with their entity names.