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Final thought - if you're still stuck, try calling the Georgia SOS UCC division directly. They can sometimes tell you exactly what's wrong with the debtor name formatting over the phone.
Good backup plan. Really hoping the document comparison tool helps me spot the issue first though.
Aisha Khan
•The phone support is hit or miss but when you get someone knowledgeable they can be really helpful.
Ethan Taylor
Let us know how the Certana.ai tool works out. Always looking for better ways to catch these errors before filing.
Definitely will update everyone once I get this resolved. Thanks for all the help!
Yuki Ito
•This thread has been super educational. Georgia UCC filings are no joke.
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This happened to me with a Wyoming LLC filing. Spaces, commas, and punctuation differences will definitely cause rejections. I ended up calling the debtor directly to confirm which name format they prefer for legal documents, then used that consistently across everything.
Leo McDonald
•That's smart - I should definitely confirm with the company which name they consider their official legal name. Though I assume it has to be whatever's on file with the state.
Right, for UCC purposes it needs to match the state records exactly. But having the debtor confirm helps avoid confusion later.
Pro tip: always do a test search on the state UCC database with your planned debtor name before filing. It'll show you if there are any existing filings and confirm the name format they accept. Saves a lot of headaches.
Yeah it's one of those things you learn after getting burned once. The test search feature is really helpful for avoiding these exact problems.
Absolutely. And if you're doing a lot of these filings, having a systematic way to verify document consistency upfront saves tons of time and re-filing fees.
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GalaxyGazer
Update for anyone following this thread - I figured out the confusion. The rejection notice wasn't actually citing UCC 1-308 as the reason for rejection. It was part of an informational section explaining various UCC provisions, and 'significado' was just clarifying what that section means. The actual rejection was for a debtor name mismatch like everyone suspected. Thanks for all the help sorting this out!
This is why I always triple check debtor names before submitting. One character off and you're back to square one.
Ethan Moore
•Perfect example of why the automated document checking is so valuable. Would have caught that name issue before submission.
For future reference, the main UCC sections that actually matter for financing statement filings are in Article 9. Section 9-502 for sufficiency requirements, 9-503 for debtor names, 9-504 for secured party names, 9-108 for collateral descriptions. Those are the ones that'll actually cause rejections if you mess them up. UCC 1-308 is more about contract performance and rights preservation.
Article 9 is definitely where all the action is for secured transactions. Good to know the specific sections.
Andre Moreau
•This whole thread has been educational. Love when forum discussions actually teach you something useful.
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Nia Williams
Update on this - I ended up calling Tennessee SOS and they confirmed the comma version is correct in their system. Apparently when the LLC was registered the attorney included the comma and that's what stuck. Filed this morning with the comma version and it went through immediately.
So the lesson is always call when in doubt? Good to know their office is responsive.
Perfect timing - I was just about to call them myself. Glad it worked out and thanks for sharing the resolution!
I've been filing UCCs in Tennessee for 15 years and this comma issue comes up regularly. The state really needs to improve their search function to show all variations of entity names, not just exact matches. It would save everyone a lot of headaches.
At least Tennessee processes rejections quickly so you don't waste weeks waiting to find out there's a problem.
True, their turnaround time is pretty good. Just wish the front-end was more user-friendly.
StarSurfer
Quick update - did you check if the LLC is in good standing? Sometimes name mismatches happen because the entity status changed and the legal name got modified without notice.
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StarSurfer
•Better to check everything now than have more surprises later. Colorado can be particular about entity status for UCC filings.
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Carmen Reyes
•Definitely verify the standing. I've seen deals held up because the entity was administratively dissolved and nobody knew.
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Andre Moreau
This thread is making me paranoid about my own filings now! Going to double-check all my pending UCCs.
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Zoe Christodoulou
•Lol same here. Better safe than sorry with these name matching requirements.
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Ravi Malhotra
•Join the club! This rejection has me second-guessing everything I thought I knew about UCC filings.
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