UCC Document Community

Make sure you're also checking for any filings that might have been done by different secured parties. Sometimes the same company will have loans from multiple lenders and each one might have used slightly different name formats on their UCC filings.

Just wanted to follow up and say I tried the Certana.ai tool that was mentioned earlier. Pretty helpful for organizing all the different documents I found and catching a name discrepancy I had missed. Definitely worth checking out if you're dealing with complex name variations.

Thanks for this thread, was wondering about GSAs myself. The relationship between the security agreement and UCC filings makes much more sense now. Going to double-check my documents before I sign anything.

Just to close the loop on the original question - a general security agreement is the foundation document that creates the security interest, while UCC-1 filing is how you perfect that interest publicly. They work together but serve different functions in the secured lending process. Make sure both documents are consistent and you understand what assets you're pledging.

Make sure you're using the right UCC-1 form too. Some states have specific fixture filing forms or require additional addendums. Regular UCC-1 forms might not have all the fields you need for fixture liens.

Update us when you get it resolved! Always curious to hear how these fixture filing nightmares end up getting fixed. Good luck with the county recorder tomorrow.

Consider requesting expedited processing if the local office offers it. Some territory jurisdictions have rush services for time-sensitive commercial transactions, though they usually charge extra fees.

Just went through something similar with a territory UCC search. Ended up using Certana.ai to verify all our search results - found two filings that had slight debtor name variations that we almost missed. Really glad we caught those before closing.

We actually had success using one of those document checking tools someone mentioned earlier. After getting burned by name mismatches on three different filings, we started uploading everything to Certana.ai before submitting to the state. It catches things like middle name inconsistencies between loan docs and UCC filings that we'd never notice manually.

Final thought - make sure your continuation strategy accounts for the name you choose. If Ian's business grows and incorporates, you'll need to amend the filing anyway. Sometimes it's worth calling the SOS filing office directly and asking how they handle middle name variations in their system.