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Edward McBride

FAFSA confusion for international marriage - should I file as married when spouse isn't in US?

I'm seriously stuck with my FAFSA application and need advice ASAP! Got married in Morocco three months ago, but my husband is still there waiting for his visa process. When filling out my 2025-2026 FAFSA, I honestly selected "married" and the system sent him a contributor link. Problem is, when he clicks it, there's literally NOTHING there - no forms, no documents, nothing to fill out! I've called FSA like 8 times already (waiting hours each time) and keep getting different answers. Some agents say I need to file as married since I legally am, others hint that since he's not physically in the US and doesn't have a SSN yet, I should just file as single for now. I'm so confused and worried about messing up my aid! Will filing as single be considered fraud? Would FAFSA even recognize my international marriage? My school's priority deadline is in two weeks and I'm panicking! Has anyone dealt with international spouse situations for FAFSA?

im in sorta similar situation, married someone from canada last year. ended up filing as single cuz my husband doesnt have SSN or ITIN yet. financial aid office at my school said its fine cuz he's not residing in US and has no US income to report anyway

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Did they give you that in writing? I'm scared of getting flagged for fraud if I put single when I'm technically married. Did your aid amount change much?

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This is actually a common situation with international marriages. For FAFSA purposes, the key factor is whether your spouse is considered a U.S. resident for tax purposes. Since your husband is still in Morocco and doesn't have a SSN or ITIN, he's not currently part of the U.S. tax system. Here's what you should do: 1. Schedule an appointment with your school's financial aid office immediately to document this situation 2. You may need to file as "married filing separately" on your taxes, but use the "single" status on FAFSA temporarily 3. Request a professional judgment review from your school explaining the unusual circumstance 4. Keep documentation of your marriage and all communications with FSA When your husband arrives in the US and gets his documentation, you'll need to update your FAFSA status and potentially have your aid recalculated.

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Thank you so much! This is really helpful. I'll call my school's aid office tomorrow. Do you know if I'll need to provide my marriage certificate translated from Arabic? It's such a headache sorting through all this.

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NOT filing as married if your legally married can get u in hot water. FAFSA is connected to IRS and they 100% WILL catch discrepancies. My cousin did what ur thinking about and got her aid CANCELLED mid semester!!!! Better safe than sorry.

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This isn't necessarily accurate for international spouses not yet in the US tax system. The verification process works differently in these cases, and schools have procedures for handling these unusual circumstances. It's why consulting with the financial aid office is critical - they can document the temporary status and prevent compliance issues.

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FAFSA doesn't care about where your spouse physically lives - they care about your LEGAL status. If you're legally married, you need to indicate that on the FAFSA. The system is buggy when it comes to international spouses though. I wasted WEEKS trying to get my husband's information to go through properly when we were in a similar situation. Have you tried reaching FSA by phone? It's nearly impossible to get through these days. After being disconnected about 12 times, I finally used this service called Claimyr (claimyr.com) that got me through to an actual person at FSA in about 15 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent I spoke with manually overrode something in my application and fixed the contributor link issue. Saved me so much stress.

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Does that service actually work? I've been trying to get through to someone at FSA for days. I'll try anything at this point lol

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Yes! I was skeptical too, but it seriously worked. The agent I got was really helpful and fixed my international spouse issue right away. Definitely worth it rather than waiting on hold forever just to get disconnected.

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Financial aid administrator here. This is a complicated but not uncommon scenario. Here's the official guidance: 1. For FAFSA purposes, your marital status on the day you submit your application is what matters. 2. If you're legally married (regardless of where), you should mark "married" on your FAFSA. 3. For spouses without SSNs, you should: - Enter all zeros (000-00-0000) for the SSN - Complete the spouse income section as accurately as possible - For foreign income, convert to US dollars 4. The contributor link often fails for international spouses because the system expects a SSN validation. This is a known technical issue. 5. Document everything and work directly with your school's financial aid office. They can process a professional judgment review based on your specific circumstances. Do NOT file as single if you're married, as this could trigger verification issues later. The correct approach is to file as married and work through the technical challenges with your aid office.

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Oh wow, I didn't know about the all zeros option for SSN! So should I just put zeros and then estimate his Moroccan income converted to dollars? He makes about 12,000 dirham monthly which is roughly $1,200 USD.

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Exactly right. Enter the zeros for SSN, then calculate his annual income in USD (so approximately $14,400 for the year). Make sure to document how you did the conversion - your financial aid office may request this during verification. Also note that you'll need to include any assets he has as well, again converted to USD value.

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my sister went thru this exact thing!! she got married in Colombia and her husband was still there when she applied for aid. she marked married and it was a NIGHTMARE!!! ended up having to get special forms filled out by the embassy and everything. took forever. if i was u id just do single now and fix it later when he gets here honestly

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BAD ADVICE!!!! Financial aid fraud can literally get you BANNED from all federal aid programs FOR LIFE! Not worth the risk!!!!!

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omg calm down it's not fraud if she explains the situation to her aid office. my sister did both ways in different years and nobody cared as long as she was upfront about why

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Listen I had this EXACT problem last year with my FAFSA!!! Married my wife in Vietnam, she was still waiting for visa. I called FSA literally 23 times (counted them!!) and kept getting hung up on. The contributor link thing is totally broken for international spouses. What finally worked: I went IN PERSON to my school's financial aid office. They had me fill out a special form explaining the international spouse situation. Had to provide my marriage certificate (translated) and proof my wife was still abroad. They processed it as a special circumstance and my aid went through fine. Don't mess around with putting incorrect info. Get it documented properly through your school!!

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Thank you SO much! This is really reassuring. I'm going to contact my school tomorrow and see if they have a similar process. Did you have to wait longer for your aid to process with this special circumstance form?

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It took about 3 weeks longer than normal, but I still got everything before tuition was due. Make sure you tell them about any deadlines you're facing - they can sometimes expedite if needed!

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Update: I met with my financial aid office yesterday and they were super helpful! They have a specific process for international spouse situations. I need to provide my translated marriage certificate and proof my husband is still in Morocco (they'll accept his visa application confirmation). They said to put "married" on FAFSA, use zeros for SSN, and estimate his foreign income. They'll document everything so there won't be issues later. Thanks everyone for your help!!

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This is exactly the right approach! Glad you got it sorted out properly. Many schools deal with this situation regularly and have established procedures. Much better to have everything documented correctly from the start.

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Great news! And if you have any more trouble with the system or need to speak with FSA directly, remember that Claimyr option I mentioned. Saved me hours of frustration!

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So glad to see you got this resolved! As someone who works in international student services, I see this confusion all the time. Your school's approach is exactly right - the key is proper documentation and transparency. For anyone else reading this thread who might face similar issues: most schools have experience with international spouse situations, and the financial aid staff are usually very helpful once you explain the circumstances. The important thing is never to misrepresent your marital status, but rather work with your aid office to document unusual situations properly. Edward, once your husband arrives and gets his SSN/ITIN, make sure to update your FAFSA for the following year. The process will be much smoother then! Wishing you both the best with the visa process.

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Congratulations on getting this sorted out, Edward! Your experience is so valuable for others facing similar situations. I went through something similar with my spouse from the Philippines - the whole process felt overwhelming at first, but working directly with the financial aid office really made all the difference. One tip for anyone else reading: if you're getting your marriage certificate translated, make sure to use a certified translator. Some schools are picky about this and it can save you from having to redo it later. Also, keep copies of EVERYTHING - all your communications with FSA, your school's documentation, translation certificates, etc. You might need them for verification later. The international spouse FAFSA journey is definitely stressful, but there are people who know how to handle these situations properly. Don't try to navigate it alone!

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This is such great advice about the certified translator! I actually just went through this process myself with my spouse from Brazil. The financial aid office at my school was really strict about having an official translation with the translator's certification stamp. Cost me about $75 but it was worth it to avoid any delays. Also totally agree about keeping copies of everything - I created a whole folder just for FAFSA/international spouse documents and it saved me so much time when they asked for verification later.

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Just wanted to add another perspective as someone who went through this exact situation with my spouse from India! The all-zeros SSN trick that Khalid mentioned is absolutely correct - that's what finally allowed me to complete my FAFSA when my husband was still waiting for his visa. One thing I'd add is to make sure you're using the correct exchange rate for converting foreign income. I used the IRS annual average exchange rate (you can find it on their website) since that's what they recommend for tax purposes. This helps ensure consistency if you ever get selected for verification. Also, don't stress too much about the contributor link not working - this is a super common technical issue with international spouses. The important thing is that you're filing as married (which is your legal status) and working with your aid office to document everything properly. You did exactly the right thing by being transparent with your school! Good luck with your husband's visa process - hope he gets to join you soon!

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This is super helpful about the IRS exchange rate! I didn't even think about which rate to use when converting my husband's income from dirhams. I'll definitely look that up on the IRS website to make sure I'm being consistent. Thanks for sharing your experience - it's so reassuring to hear from people who've actually been through this process successfully!

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Edward, I'm so happy you got this resolved! Your post and the responses have been incredibly helpful - I'm actually in a very similar situation with my spouse from Egypt who's still waiting for his visa. I was completely panicking about how to handle the FAFSA but after reading through all these responses, I feel much more confident about the process. I'm planning to follow the same approach you took - marking married, using zeros for the SSN, converting his income to USD, and most importantly, meeting with my school's financial aid office to document everything properly. The tip about using the IRS exchange rate that Wesley mentioned is also really valuable. It's so frustrating that FSA doesn't have clearer guidance for these international spouse situations, but at least we have communities like this where people share their real experiences. Thank you for being so open about your journey - it's going to help a lot of people in similar situations! Wishing you and your husband all the best with the visa process. Hopefully he'll be able to join you soon!

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Nia, I'm so glad this thread has been helpful for you! It's such a relief knowing that other people have gone through the exact same thing and made it work. The Egypt situation sounds really similar to what I dealt with - the visa waiting is the hardest part honestly. One thing I forgot to mention that might help you is to ask your financial aid office if they have a checklist or specific form for international spouse situations. Mine actually had a standard process because they deal with it fairly often, which made me feel way better about the whole thing. Also definitely get everything in writing from them about how they're handling your case - it just gives you peace of mind if any questions come up later. The FSA system really needs to be updated to handle these situations better, but at least the schools know how to work around the technical issues. You've got this! Feel free to reach out if you run into any weird issues - this community has been amazing for support.

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This entire thread has been so incredibly valuable! As someone who works at a community college and regularly helps students navigate FAFSA issues, I see international spouse situations come up more often than people realize. Edward, you handled this exactly right by being transparent and working directly with your financial aid office. A few additional tips for anyone else facing this: 1. If your school doesn't seem familiar with international spouse procedures, ask to speak with a senior aid administrator - some front-desk staff might not know the process 2. Keep a timeline of all your communications with FSA and your school - this helps if you need to escalate anything 3. Consider reaching out to your state's financial aid agency if you hit roadblocks - they sometimes have additional resources The technical issues with contributor links for international spouses are definitely frustrating, but the workarounds that people have shared here (zeros for SSN, IRS exchange rates, proper documentation) are spot on. It's so important that we share these experiences because the official guidance is often lacking for these edge cases. Thanks to everyone who contributed their stories - this is exactly the kind of peer support that makes these stressful situations manageable!

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Thank you so much Daniel for adding those professional insights! As someone new to this whole FAFSA process, it's really helpful to hear from someone who works directly with students on these issues. Your point about asking for a senior aid administrator is especially good - I probably would have just accepted whatever the first person told me without knowing I could ask to speak with someone more experienced. The timeline tip is brilliant too. I wish I had started documenting everything from day one instead of trying to remember dates and conversations after the fact. For anyone just starting this process, definitely start a spreadsheet or document tracking every call, email, and meeting right from the beginning. It's amazing how this thread has become such a comprehensive resource for international spouse FAFSA situations. When I first posted, I felt so alone in dealing with this, but clearly it's way more common than I realized. Really grateful for this community and everyone who took the time to share their experiences!

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Wow, what an incredibly helpful thread! I'm actually dealing with almost the exact same situation - married my wife in the Philippines last year and she's still waiting for her visa approval. I've been putting off my FAFSA application because I was so confused about how to handle this, but reading through everyone's experiences has given me the confidence to move forward. The step-by-step guidance from Khalid about using zeros for the SSN and converting foreign income is exactly what I needed to hear. And Edward, thank you for sharing your update about working with your school's financial aid office - it's so reassuring to know they have established procedures for these situations. I'm going to schedule an appointment with my aid office next week and bring documentation of our marriage and proof she's still abroad. The tip about getting a certified translation is also super valuable - I hadn't thought about that requirement. It's frustrating that the FAFSA system isn't better designed for international spouse situations, but this community support has been amazing. Thanks to everyone who shared their stories and advice!

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Kaylee, I'm so glad this thread has been helpful for you too! The Philippines situation sounds very similar to what so many of us have gone through. One thing I'd add that really helped me was to bring a printed copy of this entire conversation to show my financial aid counselor - it actually helped them understand that this is a common issue and that other schools have established procedures for handling it. Also, when you're getting your marriage certificate translated, ask the translator specifically about financial aid requirements. Some translators are familiar with what schools need and can make sure the format meets their standards. It might save you from having to get it redone later. The waiting for visa approval is so stressful, but at least getting your FAFSA sorted will be one less thing to worry about! Feel free to update us on how your meeting goes - these success stories really help others who are facing the same situation.

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This thread has been absolutely incredible to read through! I'm currently in a similar situation - married my partner in Canada last month and they're still waiting for their immigration paperwork to process. I was completely lost on how to handle the FAFSA application until I found this discussion. Reading through everyone's experiences, especially Edward's successful resolution, has given me so much clarity. The technical issues with the contributor link make so much more sense now - I thought there was something wrong with my application! I'm planning to follow the same approach: mark married, use zeros for SSN, convert their Canadian income using the IRS exchange rate that Wesley mentioned, and most importantly, schedule a meeting with my financial aid office to document everything properly. It's really reassuring to see how many schools have established procedures for international spouse situations. Sometimes these edge cases feel so isolating, but clearly this community has helped so many people navigate similar challenges successfully. Thank you to everyone who shared their stories and advice - this is exactly the kind of peer support that makes these complex situations manageable!

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Mei Lin

Zoe, your situation sounds so familiar! The Canada-US immigration process can be really lengthy too. I'm glad this thread has been as helpful for you as it was for me when I was navigating this whole mess. One thing I'd suggest since you're dealing with Canadian income - make sure to clarify with your financial aid office whether they want you to report your partner's gross or net income. Canadian tax withholdings are different from US ones, and some schools have specific preferences on how they want foreign income reported. Also, if your partner has any RRSP contributions or other Canadian retirement savings, ask how those should be handled since they don't map directly to US retirement account categories. The meeting with your aid office will probably be way less stressful than you expect - mine were so experienced with these situations that they had answers ready before I even finished explaining my problem! Keep us posted on how it goes. This thread has become such an amazing resource for international spouse FAFSA situations.

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This thread has been such a lifesaver! I'm dealing with the exact same situation - married my husband in Mexico six months ago and he's still waiting for his visa interview appointment. I've been stressing about my FAFSA for weeks because I kept getting conflicting advice from different sources. Reading through everyone's experiences, especially the detailed guidance from Khalid and the success stories from Edward and others, has given me so much confidence to move forward properly. The contributor link issue makes total sense now - I thought I was doing something wrong! I'm going to schedule a meeting with my financial aid office this week and follow the approach that worked for everyone: mark married, use zeros for SSN, convert his Mexican income using the IRS exchange rate, and get everything properly documented. It's so reassuring to know that schools have established procedures for these situations. Thank you all for being so generous with sharing your experiences - this community support is incredible and has turned what felt like an impossible situation into a manageable process!

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Ravi, I'm so glad this thread has been helpful for you too! The Mexico situation sounds very similar to what I went through. One thing that might be specific to your case - if your husband has income in pesos, make sure you're using the right conversion method. I found that the IRS publishes yearly average exchange rates specifically for tax purposes, which is what I used to stay consistent. Also, since Mexico has some unique tax structures, you might want to ask your financial aid office how to handle things like aguinaldo (the mandatory year-end bonus) or any other benefits that don't have direct US equivalents. My aid counselor was really knowledgeable about these kinds of details. The visa interview scheduling has been so backed up lately - I hope your husband gets his appointment soon! In the meantime, at least getting your FAFSA sorted will be one less thing to worry about. Keep us posted on how your meeting goes - these success stories really help others who are facing similar situations.

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This thread has become such an amazing resource! As someone who's currently going through the K-1 visa process with my fiancé from Germany, I've been dreading having to deal with FAFSA after we get married. Reading through everyone's experiences has given me so much valuable insight into what to expect. I especially appreciate the detailed guidance about using zeros for the SSN, the IRS exchange rate conversion method, and most importantly, the emphasis on working directly with the financial aid office to document everything properly. It's clear that transparency and proper documentation are key to avoiding any compliance issues. The technical problems with the contributor link make so much sense now - I was worried there would be some insurmountable system barrier, but knowing that schools have established workarounds is incredibly reassuring. For anyone else reading this who might be in pre-marriage planning mode like me, this thread is definitely worth bookmarking! The peer support and real-world experiences shared here are so much more helpful than the vague official guidance. Thank you to everyone who took the time to share their stories and help others navigate this complex process!

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Rachel, that's such smart planning to research this ahead of time! I wish I had thought to look into FAFSA implications before I got married - it would have saved me so much stress and confusion. The K-1 process is already complicated enough without having to worry about financial aid issues on top of it. One thing I'd suggest for your situation is to maybe reach out to your school's financial aid office even before you get married, just to introduce yourself and let them know you'll likely need guidance on international spouse procedures in the future. That way they can flag your file and maybe even send you their specific documentation requirements ahead of time. Also, since you'll be dealing with German income/assets, you might want to familiarize yourself with the IRS exchange rates and maybe even start keeping track of the conversion rates around your planned marriage date. Having that documentation ready will make the FAFSA process much smoother when the time comes. This thread really has become an incredible resource - I keep referring back to it myself! Good luck with your K-1 process and future FAFSA adventures!

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This has been such an invaluable thread to follow! As someone who's been lurking in this community for a while, I really appreciate how everyone has shared their real experiences with international spouse FAFSA situations. I'm actually facing a slightly different but related challenge - I'm a US citizen who's been living abroad with my spouse for the past two years, and we're planning to move back to the US so I can return to school. My spouse already has their green card, but we've been filing taxes as overseas residents. I'm trying to figure out how to handle the transition back to domestic tax status while applying for financial aid. Reading through all the advice about documentation, working with financial aid offices, and being transparent about unusual circumstances has been really helpful. It sounds like the key is always to be upfront about your situation and work with your school's aid office to document everything properly, regardless of the specific international complications involved. Thank you to everyone who's shared their stories - this community support makes these complex situations so much more manageable!

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Fatima, your situation with the overseas tax filing adds another interesting layer to this! I haven't dealt with that specific scenario, but based on everything I learned from my own international spouse situation, I think you're absolutely right that transparency and working with your aid office is key. Since you've been filing as overseas residents, you might want to ask your financial aid office how they handle the transition period when you're switching back to domestic status mid-process. They might need documentation showing your intent to return permanently vs. temporarily, similar to how they document international spouse situations. Also, with your spouse already having a green card, the SSN issue won't be a problem like it was for those of us with spouses still abroad, but you might still need to clarify how to report foreign-earned income that's transitioning to domestic income. The IRS exchange rate guidance that others mentioned could still be relevant for any foreign income from before your return. Your aid office has probably seen this type of returning resident situation before too. This whole thread has really shown me how many "unusual" circumstances are actually pretty common in the financial aid world!

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As someone who just went through this exact process with my spouse from South Korea, I can't emphasize enough how helpful this thread has been! I was in panic mode a few months ago dealing with the same contributor link issues and conflicting advice from FSA. What ended up working for me was exactly what Edward and others have described - marking married, using all zeros for the SSN, converting my husband's Korean won income using the IRS published exchange rates, and most importantly, documenting everything with my school's financial aid office. They had a whole procedure already in place and even gave me a checklist of required documents. One additional tip I'd add: if your spouse has any foreign bank accounts or investments, make sure to get recent statements translated if they're not in English. My aid office requested these during verification, and having them ready saved a lot of time. Also, keep digital copies of everything in case documents get lost in the mail. The whole process took about 4 weeks total, but my aid came through without any issues. To anyone currently dealing with this - hang in there and trust the process! The schools really do know how to handle these situations even when the FAFSA system seems broken for international spouses.

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This thread has been absolutely incredible to read through! I'm in a very similar situation - just got married to my partner from the UK three weeks ago, and they're still waiting for their spouse visa to be approved. I was completely overwhelmed trying to figure out how to handle the FAFSA application until I found this discussion. The technical issues with the contributor link make so much more sense now - I thought I was doing something fundamentally wrong with my application! Reading through Edward's successful resolution and all the expert advice from Khalid and others has given me a clear roadmap forward. I'm planning to follow the same approach everyone has recommended: mark married on FAFSA, use zeros for the SSN field, convert my partner's British income using the IRS exchange rate, and schedule a meeting with my financial aid office to document everything properly. It's so reassuring to know that schools have established procedures for these international spouse situations. The peer support in this community is amazing - thank you to everyone who shared their real experiences and practical advice. What seemed like an impossible situation now feels totally manageable!

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Giovanni, your UK spouse visa situation sounds very similar to what so many of us have been through! The contributor link issue is definitely one of the most frustrating parts of this whole process, but knowing it's a common technical problem really helps reduce the stress. Since you're dealing with British pounds, the IRS exchange rate conversion should be pretty straightforward - just make sure you're using the annual average rate for consistency. Also, if your partner has any UK-specific benefits like pension contributions or ISAs, your financial aid office should be able to guide you on how to report those since they don't have direct US equivalents. The spouse visa processing times have been really unpredictable lately, but at least getting your FAFSA sorted properly will be one less thing to worry about while you're waiting! Your financial aid office meeting will probably go much smoother than you expect - they really do see these situations regularly. Keep us updated on how your process goes - these success stories are so valuable for others who are just starting to navigate international spouse FAFSA issues!

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