Do students or parents submit TAP application after FAFSA? Need urgent help
My daughter and I completed her FAFSA application about two weeks ago, but now I'm hearing about something called TAP (Tuition Assistance Program)? I'm completely confused about whether she needs to apply for this separately, or if I'm supposed to do it as the parent. Does TAP automatically come with FAFSA or is it a whole different application? We're in New York if that matters. This is our first time dealing with all this financial aid stuff and I feel like I'm drowning in acronyms and forms. Any insights about TAP would be really appreciated!
42 comments


Grace Thomas
TAP (Tuition Assistance Program) is a New York State specific grant program, so you're right to ask about it! The student applies for TAP, not the parent. When you completed the FAFSA, there should have been a link at the end to apply for state aid - that would take you to the TAP application. If you missed that, no problem - your daughter can go directly to the NY Higher Education Services Corporation website (hesc.ny.gov) and apply there. To be eligible, she must be a NY state resident planning to attend an approved NY college or university full-time.
0 coins
Justin Chang
•Thank you! We definitely missed that link at the end of the FAFSA. Will she need all the same financial information that we used for the FAFSA application? I'm hoping we don't need to dig up all those tax documents again.
0 coins
Hunter Brighton
my son appliedd for tap right after fafsa, took like 10 mins. its just for NY state students, btw. if ur not in NY dont worry about it!! but def do it if ur in NY, free $$
0 coins
Justin Chang
•Yes, we're in NY! Free money sounds good to me. Did your son have to supply any documents you didn't already provide for FAFSA?
0 coins
Hunter Brighton
•nah its pretty easy, most info transfers from fafsa. might need ur nys tax return info tho
0 coins
Dylan Baskin
Just to add some important details - TAP is specifically for New York residents attending NY schools, and provides up to $5,665 for the 2025-2026 academic year. The student applies, but it uses the parents' income information (if the student is dependent, which most first-time college students are). What many people don't realize is that your FAFSA information can be automatically transferred to your TAP application if you complete them together. Since you've already submitted FAFSA, your daughter will need to create an account on the HESC website and complete a TAP application there. The application will pull most information from the FAFSA, but you might need your NY state tax return handy.
0 coins
Justin Chang
•That's super helpful, thank you! So it sounds like we need to have her apply separately since we already submitted the FAFSA. Is there a deadline we should be worried about for TAP?
0 coins
Lauren Wood
I had the exact same confusion last year with my son's applications! The TAP deadline technically aligns with the academic year - so June 30, 2026 for the 2025-2026 year. BUT - and this is important - TAP is awarded on a first-come, first-served basis, so you should apply as soon as possible. Since you've already done FAFSA, I'd recommend having your daughter apply for TAP this week if possible. One thing that tripped us up: FAFSA uses federal tax info, while TAP needs NY state tax information. Most numbers are the same, but worth having both handy just in case!
0 coins
Justin Chang
•This is so stressful! I had no idea there were so many different applications and deadlines. We'll definitely get on the TAP application this week then. I appreciate the heads-up about the state tax info.
0 coins
Ellie Lopez
The whole system is RIDICULOUS!!! Did anyone tell you that your daughter will need HER OWN account on the HESC website to apply for TAP?? It's not your account as the parent, even though they use YOUR financial info! And the HESC website is always crashing during peak application periods. Last year my daughter tried for THREE DAYS to submit her TAP application because the site kept timing out. What a joke!
0 coins
Hunter Brighton
•yeah the site is garbage sometimes lol. better to do it late at night when less ppl are on
0 coins
Justin Chang
•Oh no, that sounds awful! Thanks for the warning. I guess we'll try applying during off-hours to avoid the website issues.
0 coins
Chad Winthrope
when i did my tap application it automatically linked from fafsa. theres a button at the end that says something like "apply for state aid now" just click that. but if u already finshed fafsa u gotta go to hesc.ny.gov instead
0 coins
Justin Chang
•Thanks for confirming. We definitely missed that button at the end of the FAFSA. Seems like we'll need to go the hesc.ny.gov route now.
0 coins
Paige Cantoni
I spent literally HOURS trying to reach someone at HESC about my daughter's TAP application last month. The phone lines are always busy and the callback feature never worked. I was about to give up when someone recommended Claimyr (claimyr.com). I was skeptical but desperate - it actually got me connected to a live person at HESC in about 20 minutes instead of waiting on hold forever. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ Might be worth keeping in your back pocket if you run into issues with your daughter's TAP application and need to speak with someone directly.
0 coins
Ellie Lopez
•Does that actually work?? I've been trying to reach HESC for TWO WEEKS about my son's TAP application that's been "under review" forever. Might try this if it actually gets through to a real person.
0 coins
Paige Cantoni
•It worked for me! Got through to an actual HESC representative who could see my daughter's application and helped resolve our issue. Way better than spending days hitting redial.
0 coins
Grace Thomas
Since several people have mentioned the TAP application website issues, I want to add a few quick tips that might help: 1. Make sure your daughter creates her own HESC account with her own email (not yours) 2. Have both your federal AND NY state tax returns ready before starting 3. The NY state student identification number (NYSIS) will be generated during the process if she doesn't already have one 4. Save progress frequently - the site does time out 5. If possible, complete the application in one sitting during off-peak hours Also, don't forget to check if your daughter's chosen NY schools have any supplemental financial aid applications beyond FAFSA and TAP. Some private NY colleges also require the CSS Profile, which has a different deadline.
0 coins
Justin Chang
•This is incredibly helpful, thank you! I had no idea about the CSS Profile. She's applying to a mix of SUNY schools and a couple of private colleges in NY. Guess I need to check if any require that CSS thing too. The financial aid process is so much more complicated than when I went to college!
0 coins
Lauren Wood
One more thing about TAP that nobody mentioned - if your daughter gets approved, she'll receive an award letter from HESC that shows her estimated TAP award. Make sure she keeps this documentation! When she enrolls in a NY college, they'll require her to provide her TAP award information so they can apply it to her tuition bill. The school financial aid office will handle actually receiving the funds, but she needs to make sure they have her TAP information. This tripped us up last year - my son had been approved for TAP but forgot to provide his award info to the school, and they didn't automatically know he had it.
0 coins
Justin Chang
•Thank you for this tip! I'm making notes of all these details so we don't miss anything important. There are so many steps to keep track of in this process.
0 coins
Norman Fraser
As someone who just went through this process with my daughter last year, I wanted to add that you should also check if your daughter qualifies for the Enhanced Tuition Award (ETA) if she's planning to attend a private college in NY. It's another NY state program that can provide up to $6,000 for families earning under $125,000. The application is also through the HESC website, and like TAP, it's first-come-first-served. We almost missed out on this because we didn't know it existed! Also, don't stress too much about the paperwork - once you get through TAP, you'll have most of what you need for any other NY state aid programs. The hardest part is just knowing what's available!
0 coins
Charlee Coleman
•Wow, I had no idea about the Enhanced Tuition Award! This is exactly the kind of thing I was worried about missing. Is the ETA application separate from TAP, or do they share information? And do you happen to know if there are income limits beyond the $125,000 you mentioned? My daughter is looking at a couple of private colleges in NY, so this could be really helpful. Thanks for mentioning it!
0 coins
Javier Torres
Hey Justin! I just went through this exact same situation with my daughter last year. Since you already completed the FAFSA, your daughter will need to go directly to hesc.ny.gov to apply for TAP. The good news is that most of the information from your FAFSA will transfer over automatically - you'll just need to have your NY state tax return handy since TAP uses state-specific information. One thing I wish someone had told me: create her account during off-peak hours (like late evening or early morning) to avoid the website crashes that others mentioned. Also, even though TAP has a June deadline, it's awarded first-come-first-served, so definitely apply within the next week or two. The application itself only takes about 15-20 minutes once you have all the documents ready. Don't let the acronyms overwhelm you - you've got this!
0 coins
Sarah Ali
•Thanks Javier! This is really reassuring to hear from someone who just went through it. I'm definitely going to have my daughter create her account tonight after dinner when hopefully fewer people are using the site. It's good to know the application is relatively quick once you have everything ready. I've been so stressed about missing deadlines or doing something wrong, but everyone here has been so helpful. I really appreciate you taking the time to share your experience!
0 coins
Ella Cofer
Just wanted to add another important tip that helped us - when your daughter creates her HESC account for TAP, make sure she uses the EXACT same name format that was used on her FAFSA. Any discrepancies (like using "Katie" on one and "Katherine" on the other) can cause delays in processing. Also, if your family's financial situation has changed significantly since filing taxes (job loss, medical expenses, etc.), TAP does have a process for appeals or special circumstances - though it's more limited than FAFSA's process. The HESC website has a section on "special circumstances" if you need it. Good luck with the application!
0 coins
Oliver Zimmermann
•That's such a great point about the name consistency! I hadn't even thought about that, but it makes total sense that any discrepancies could cause processing delays. We'll definitely make sure my daughter uses the exact same name format from her FAFSA when she creates the HESC account. And thanks for mentioning the special circumstances option - hopefully we won't need it, but it's good to know it exists just in case. This community has been incredibly helpful in navigating all of this!
0 coins
Yuki Yamamoto
I'm so glad I found this thread! I'm in the exact same boat - just completed my son's FAFSA last week and had no idea about TAP until a friend mentioned it yesterday. Reading through everyone's responses has been incredibly helpful. It sounds like the key points are: 1) my son needs to create his own HESC account (not me as the parent), 2) apply during off-peak hours to avoid website issues, 3) have our NY state tax return ready, and 4) don't wait since it's first-come-first-served. I'm bookmarking this thread to reference when we tackle the application this weekend. Thank you all for sharing your experiences - it's making this whole process feel much less overwhelming!
0 coins
Noah Irving
•You've got a great summary of the key points! I'm also new to all this financial aid stuff and this thread has been a lifesaver. One small thing I'd add from what others mentioned - make sure your son saves his progress frequently while filling out the TAP application since the HESC website can time out. And definitely keep any confirmation emails or award letters you get from the process! It sounds like we'll both be tackling these applications soon - good luck with yours this weekend!
0 coins
StellarSurfer
I just wanted to chime in as someone who works in a college financial aid office in NY - you've gotten some excellent advice here! One thing I'd add is that when your daughter applies for TAP, she'll also want to check the "Express TAP Application" option if it's available. This allows the system to auto-populate information from her FAFSA, which saves time and reduces errors. Also, after she submits her TAP application, she should receive a confirmation email with her application number - definitely save this! If any issues come up later, having that reference number makes it much easier for HESC to locate her file. The TAP award typically shows up in her student portal at whatever NY college she ends up attending, usually by late spring/early summer. Don't panic if it takes a few weeks to process - that's totally normal!
0 coins
Lily Young
•This is such valuable insider information from someone who actually works in financial aid! Thank you for mentioning the Express TAP Application option - I hadn't seen that mentioned anywhere else and it sounds like it could save us a lot of time and potential errors. I'll definitely make sure my daughter looks for that option when she applies. And I'm glad you mentioned that it's normal for TAP processing to take a few weeks - I was already starting to worry about timing even though we haven't applied yet! Having that confirmation number tip is also really helpful. It's so reassuring to get advice from someone who sees this process from the college side. Much appreciated!
0 coins
Butch Sledgehammer
This thread has been incredibly informative! As someone new to the NY financial aid system, I had no idea TAP even existed until reading this. Just to clarify for other newcomers like me - so TAP is completely separate from FAFSA but uses similar information, and it's specifically for NY residents attending NY schools? And the student applies (not the parent) but using the family's financial information? I'm trying to make sure I understand correctly before my daughter starts her applications. Also, is there a minimum GPA requirement for TAP eligibility, or is it purely income-based? Thanks to everyone who's shared their experiences - this community is amazing!
0 coins
Adrian Connor
•Yes, you've got it exactly right! TAP is NY-specific and separate from FAFSA, but uses similar financial info. The student applies using family financial data. Regarding GPA - there actually IS a minimum requirement that wasn't mentioned yet. Students need at least a 2.0 GPA to initially qualify for TAP, and there are "Satisfactory Academic Progress" requirements to maintain eligibility each year (higher GPA requirements as you progress through college). Also, TAP has a maximum income limit - I believe it's around $80,000 for a family of four, but it varies by family size. Worth checking the HESC website for the exact income charts since they update annually. Hope this helps clarify things for you and your daughter!
0 coins
Javier Mendoza
As a newcomer to this community and the whole financial aid process, I just want to say THANK YOU to everyone who has shared their experiences here! Reading through all these responses has been incredibly helpful. My family is also dealing with FAFSA and TAP for the first time, and honestly, I had no idea TAP even existed until I found this thread. It's really reassuring to know that other families have successfully navigated this process, even with the website issues and confusing deadlines. I'm bookmarking all the key tips mentioned here - having the student create their own HESC account, applying during off-peak hours, keeping NY state tax returns handy, and not waiting since it's first-come-first-served. The insider advice from the financial aid office worker was especially valuable! One question I haven't seen asked yet - for families who might be right at the income threshold for TAP eligibility, is it still worth applying even if you're not sure you'll qualify? Or does the application process give you a clear indication upfront about whether you're likely to be eligible based on your income?
0 coins
Lauren Zeb
•Great question about the income threshold! I'd definitely recommend applying even if you're unsure about eligibility. The TAP application doesn't charge a fee, so there's no downside to applying. Plus, income limits can be higher than you might expect - they vary based on family size and sometimes other factors like number of dependents in college. The application will actually calculate your eligibility as you go through it, so you'll get a sense pretty quickly if you're in the ballpark. Even if you don't qualify for the full TAP award, you might still be eligible for a partial award. And who knows, your family's financial situation might change during the academic year, making you eligible for adjustments. Better to have the application on file than to miss out on potential aid!
0 coins
Liam Duke
As someone who just went through this process with my daughter this past year, I want to emphasize something that really helped us - don't be afraid to call your daughter's prospective colleges' financial aid offices directly! While everyone here has given great advice about the TAP application process (and yes, definitely apply ASAP since it's first-come-first-served), the financial aid counselors at the actual schools can be incredibly helpful in explaining how FAFSA, TAP, and any school-specific aid work together. When we were confused about deadlines and which forms went where, the financial aid officer at my daughter's college walked us through exactly what she needed to submit and when. They also caught that she was eligible for a small college-specific grant we didn't even know existed! Each school handles the coordination between federal, state, and institutional aid a bit differently, so having that direct contact was invaluable. Also, just to add one more thing that saved us stress - once your daughter submits her TAP application, screenshot the confirmation page and save any confirmation emails immediately. The HESC website isn't always reliable for retrieving past information, so having your own records can be a lifesaver if you need to reference her application later.
0 coins
Brooklyn Knight
•This is such excellent advice about contacting the financial aid offices directly! I never thought about reaching out to the colleges themselves for help navigating all these different aid programs. It makes perfect sense that they would know exactly how everything works together since they deal with this every day. And thanks for the tip about screenshotting the confirmation page - I can see how that would be really important if the HESC website has reliability issues. I'm definitely going to have my daughter contact the financial aid offices at her target schools once we get the TAP application submitted. It sounds like they might catch additional opportunities we wouldn't even know to look for. Really appreciate you sharing what worked for your family!
0 coins
Liam McGuire
Welcome to the community, Justin! You've already gotten fantastic advice here, but I wanted to add one more perspective as someone who just finished helping my nephew through this exact process. The most important thing to remember is that you're not alone in feeling overwhelmed - the financial aid system really is complex, especially for first-time families. One thing that helped us was creating a simple checklist to track everything: FAFSA (✓ done), TAP application (next step), any school-specific forms, deadlines, etc. Having it all written down in one place made it feel much more manageable. Also, since you mentioned feeling like you're "drowning in acronyms," I'd suggest checking if your daughter's high school guidance counselor offers any financial aid workshops or one-on-one sessions. Ours was incredibly helpful in explaining not just the NY-specific programs like TAP and ETA, but also helping us understand the timeline for when awards get processed and distributed. You're being proactive by asking these questions now, which puts you ahead of many families. Your daughter is lucky to have a parent who's working so hard to navigate this process for her!
0 coins
Ethan Clark
•Thank you so much, Liam! The checklist idea is brilliant - I'm definitely going to make one tonight to keep track of all these different applications and deadlines. You're absolutely right that having everything written down in one place would make this feel way more manageable. I've been trying to keep it all straight in my head and it's just too much! I hadn't thought about reaching out to my daughter's guidance counselor either, but that makes perfect sense. They probably deal with families going through this exact same process every year and would know all the NY-specific programs. I'm going to call the school tomorrow to see if they offer any financial aid sessions. It's so reassuring to hear from parents who have successfully gotten through this process. When you're in the middle of it for the first time, it really does feel overwhelming, but everyone here has made me feel like we can handle this. Thanks for the encouragement - it means a lot!
0 coins
Javier Torres
Hi Justin! As someone who just went through this whole process with my daughter last year, I completely understand the acronym overwhelm - it's like learning a whole new language! You've gotten excellent advice here about TAP, but I wanted to add one quick tip that saved us a lot of stress: when your daughter creates her HESC account for the TAP application, have her bookmark the login page and write down her username/password immediately. The HESC website can be finicky about password resets, and if she needs to check her application status later or access her award letter, you don't want to get locked out of the account. We learned this the hard way when my daughter forgot her login info right before we needed to provide TAP documentation to her college! Also, don't stress too much about the timeline - even though TAP is first-come-first-served, there's still plenty of funding available this early in the cycle. You're being wonderfully proactive by getting this sorted out now. Your daughter is going to do great, and you've got this!
0 coins
Liam Fitzgerald
•That's such a practical tip about bookmarking and writing down the login info! I can totally see how getting locked out of the HESC account would be incredibly stressful, especially when you need to access important documents. I'm definitely going to have my daughter write down all her login details in multiple places once she creates her account. It's really comforting to hear that we're still early enough in the cycle that funding should be available - I was starting to panic that we'd already missed some crucial window by not knowing about TAP earlier. Thank you for the reassurance and for sharing what you learned from your experience. This community has been such a lifesaver for navigating all of this!
0 coins
Keith Davidson
I'm also completely new to this whole financial aid process and just want to say how incredibly helpful this thread has been! My daughter and I are in almost the exact same situation as you, Justin - we completed the FAFSA a couple weeks ago but had no idea about TAP until today. Reading through everyone's experiences has made this feel so much less scary. From what I'm gathering, the key steps are: 1) Have my daughter create her own account on hesc.ny.gov (not me as the parent), 2) Use the same name format as her FAFSA to avoid processing delays, 3) Apply during off-peak hours to avoid website crashes, 4) Have our NY state tax return ready, and 5) Don't wait since it's awarded first-come-first-served. One question I haven't seen addressed - if we run into technical issues with the HESC website during the application process, is there a tech support number we can call, or do we just have to keep trying? I'm already nervous about the website timing out mid-application based on what others have shared! Thank you to everyone who has shared their experiences and tips. This community is amazing for first-time families like ours!
0 coins