When to apply for TAP with FAFSA - is this just for New York students?
I'm trying to get all my financial aid ducks in a row for next year, and I keep hearing about something called TAP (Tuition Assistance Program). Is this something everyone can apply for or is it just a New York State thing? And if it is for NY students, how/when do we apply for it? Does it connect to my FAFSA application somehow or is it completely separate? Sorry if this is a dumb question, I'm the first in my family to go to college and I'm trying to figure all this out on my own.
19 comments


Fatima Al-Rashid
TAP is definitely just a New York State program! It stands for Tuition Assistance Program and it's specifically for NY residents attending approved schools in NY. You apply for it right after completing your FAFSA - there's actually a direct link at the end of the FAFSA that takes you to the NYS Higher Education Services Corporation (HESC) website to complete your TAP application. You need to have your FAFSA confirmation number ready when you apply for TAP. For 2025-2026, you should apply as soon as you complete your FAFSA. The application usually opens around October 1st. The maximum TAP award for full-time students is currently around $5,750, depending on your family's income.
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Jamal Brown
•Thank you! So I need to finish my FAFSA first, then there's a link at the end? I'm worried I missed it because I already submitted my FAFSA last week but don't remember seeing anything about TAP.
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Giovanni Rossi
tap is just 4 ny i go to college in buffalo and its the best thing ever. free $$$ basicly if ur family dont make alot. i almost missed it 2 my first yr but my finncial aid office showed me how to apply after fafsa
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Aaliyah Jackson
As others have mentioned, TAP is indeed only for New York State residents. If you've already completed your FAFSA and didn't complete the TAP application, don't worry! You can still apply separately by going to the HESC website (https://www.tap.hesc.ny.gov). You'll need your FAFSA information to complete the TAP application. The deadline for TAP is typically June 30th of the academic year, but I strongly recommend applying as early as possible since some funds are first-come, first-served. Important eligibility requirements for TAP: - NY State resident - US citizen or eligible non-citizen - Enrolled in an approved program at NY school - Taking at least 12 credits per semester (for full-time award) - Meeting income requirements (generally under $80,000 for dependent students) - Maintaining satisfactory academic progress One thing many students don't realize is that you must list at least one NY school on your FAFSA for the TAP link to appear at the end of your FAFSA submission.
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Jamal Brown
•That's super helpful! I did list two NY schools on my FAFSA but I must have missed the link somehow. I'll go to the website directly. Do I need any special documentation beyond what I used for my FAFSA?
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KylieRose
I had the EXACT same problem last year!!!!! I filled out my FAFSA and somehow totally missed the TAP application link. When I finally realized months later, I panicked because I thought I missed out on thousands of dollars! The financial aid office at my school (SUNY Albany) told me I could still apply and I ended up getting my full TAP award. Almost had a heart attack for nothing lol. Just go to the HESC website ASAP and you should be fine!!!
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Miguel Hernández
Hey there, just to add some more info - if you're not from New York, most states have their own grant programs similar to TAP. You should look up what's available in your state! Some examples: - California: Cal Grant - Illinois: MAP Grant - Pennsylvania: PHEAA Grant - Texas: TEXAS Grant The application processes vary by state. Some use info directly from your FAFSA, others require separate applications. It's definitely worth checking out your state's higher education agency website.
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Jamal Brown
•That's good to know! I am in NY though, so TAP is what I need to figure out. I'm going to check out that HESC website right now.
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Sasha Ivanov
When I applied for TAP last year I kept getting error codes on the HESC website. Their system is TRASH. I spent 3 weeks trying to call them and could never get through. Kept saying "high call volume" then disconnecting me. So frustrating!!!!
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Liam Murphy
•I had the same problem trying to reach them! I actually found this service called Claimyr that helped me get through to a real person at the HESC office. They basically hold your place in line and call you when they have an agent on the phone. Saved me hours of frustration. You can check out how it works at claimyr.com - they have a video demo at https://youtu.be/TbC8dZQWYNQ that shows exactly how it works. Totally worth it since I needed to fix an issue with my TAP application that was holding up my whole financial aid package.
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Aaliyah Jackson
To answer your original question about documentation - the TAP application primarily uses the information from your FAFSA, so you typically don't need additional documentation to apply. However, if you're selected for verification, you might need to submit additional documents to HESC like: - NY State tax returns - Proof of NY residency - Documentation of dependency status (if applicable) One important thing to note: if you're a dependent student, both you AND at least one parent must be NY State residents for you to be eligible for TAP. If you're independent, just you need to be a NY resident.
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Jamal Brown
•Thank you again! I've lived in NY my whole life and so have my parents, so that part shouldn't be an issue. I'm going to apply today. Really appreciate all the help!
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Fatima Al-Rashid
One more tip about TAP that people often miss - if you ever drop below 12 credits during a semester, you might have to pay back your TAP award. The system is much stricter than federal aid. Also, there's a lifetime limit of 8 semesters of TAP for most undergraduate students (some special programs get 10 semesters). Just something to keep in mind as you plan your college career!
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Keisha Brown
Just wanted to add something that might help other first-gen college students like yourself - don't feel bad about not knowing about TAP! The whole financial aid system can be overwhelming when you're figuring it out alone. One thing that really helped me was reaching out to the financial aid office at the schools I was considering. Most of them have staff specifically trained to help students navigate state aid programs like TAP. They can walk you through the process and make sure you don't miss any deadlines or opportunities. Also, since you mentioned you're the first in your family to go to college, you might want to look into other NY-specific programs like the Excelsior Scholarship if you meet the income requirements. It can cover tuition at SUNY and CUNY schools for families making under $125,000. You're doing great by asking questions and being proactive about this stuff! Keep advocating for yourself - it's a skill that will serve you well throughout college.
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Sophia Carson
•This is such great advice! I really appreciate you mentioning the Excelsior Scholarship - I hadn't heard of that one either. My family's income should qualify so I'll definitely look into that too. It's reassuring to hear from someone who understands what it's like being first-gen. Sometimes I feel like everyone else just automatically knows about all these programs and I'm scrambling to catch up. I'll definitely reach out to the financial aid offices at my schools. Thank you for the encouragement!
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Amina Toure
Hey Jamal! Don't apologize for asking questions - this stuff is confusing even for people whose parents went to college! I'm a junior at SUNY Purchase and went through the same learning curve you're dealing with now. Just to confirm what others have said - TAP is 100% a New York only program. The good news is it's actually pretty straightforward once you know the steps. Since you already submitted your FAFSA, you can go directly to tap.hesc.ny.gov to apply. You'll need your FAFSA confirmation number and some basic info about yourself and your family. One thing I wish someone had told me earlier - TAP awards are based on both your family's income AND the cost of attendance at your specific school. So if you're choosing between schools, it's worth checking how much TAP you'd get at each one. SUNY/CUNY schools typically give you the full award, but private schools might give you less even if the tuition is higher. Also, pro tip: create an account on the HESC website even if you don't apply right away. Their system goes down sometimes during busy periods, and having an account already set up can save you headaches later. You've got until June 30th but definitely don't wait that long! Good luck with everything! You're asking all the right questions.
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Josef Tearle
•Thank you so much Amina! This is exactly the kind of detailed info I needed. I had no idea that TAP awards could vary between schools - that's definitely something I'll factor in when making my final decision. I'm looking at a mix of SUNY schools and some private ones, so I'll check the TAP amounts for each. The tip about creating the HESC account ahead of time is really smart too. I'm going to do that today along with starting my TAP application. It's so helpful to hear from someone who's actually been through this process recently. Thanks for taking the time to break it all down!
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AaliyahAli
Hey Jamal! I'm also a first-gen college student from NY and went through this exact same confusion last year. Everyone's given you great advice about TAP - just wanted to add that when you do apply on the HESC website, make sure you have your Social Security number, driver's license number, and your parents' tax info handy. The application saves your progress, so you don't have to complete it all at once if you need to gather documents. One thing that caught me off guard - TAP has academic requirements too, not just financial ones. You need to maintain a certain GPA and complete a minimum number of credits each semester to keep getting the award. The requirements get stricter as you progress through college (they expect higher GPAs in your junior and senior years). Also, since you mentioned you're the first in your family to go to college, definitely look into your school's Educational Opportunity Program (EOP) if you're going to a SUNY school, or SEEK if you're going to CUNY. These programs provide additional financial aid, academic support, and counseling specifically for first-gen and low-income students. They often have their own application deadlines, so don't wait too long to explore these options! You're doing all the right things by asking questions and being proactive. The financial aid process is overwhelming for everyone - you're not behind, you're just learning!
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Jessica Nolan
•This is so helpful! I didn't know about the academic requirements for TAP - that's really important to know upfront. I'll definitely make sure I understand what GPA I need to maintain. And thank you for mentioning EOP/SEEK - I hadn't heard of those programs either but they sound like exactly what I need as a first-gen student. I'm planning to apply to several SUNY schools so I'll look into EOP for sure. It's amazing how many programs are out there that I just didn't know existed. I really appreciate everyone in this thread taking the time to share their experiences - it's making me feel a lot less overwhelmed about the whole process!
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