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UPDATE: I got through to someone at FSA using that Claimyr service another commenter suggested. It worked surprisingly well - I got a call back in about 20 minutes instead of waiting on hold forever. They found our application in their system! Apparently it was flagged for a verification issue unrelated to the signature problem. The agent reset something on their end and said it should reappear in our account within 24 hours. I'll update again tomorrow to let everyone know if it worked. Thanks for the help, everyone!
FINAL UPDATE: Our application is back! It showed up this morning with a status of "Processing" and all our information intact. The agent was right - they hadn't lost our data after all. Such a relief not having to start over. For anyone else having this problem, definitely try contacting FSA directly before assuming you need to start over. And that Claimyr service was definitely worth it to avoid the hold times.
My daughter's took exactly 19 days. But then her CSS Profile (which some private schools require) took another week after that. Make sure you check if any of your schools need the CSS Profile too - that's a separate application through College Board with its own timeline!
UPDATE: Just got my SAI this morning - took exactly 17 days! Looks like the average processing time from everyone's responses is around 2-3 weeks, though it can vary widely. For those still waiting, hang in there and definitely contact your schools about any upcoming deadlines. Most of mine were super understanding about the delays. Thank you all for your helpful responses! This community has been so supportive during this stressful process.
17 days isn't bad considering how messed up the system is! Did you get the SAI you were expecting or was it way off? Mine was COMPLETELY different from the estimate I got using the Federal Student Aid calculator...
One more important thing to note - make sure you understand the potential tax implications of any discharge. While closed school and TPD discharges aren't currently taxable federally (through 2025), some states may still consider it taxable income. This varies by state, so check your local rules or consult with a tax professional before proceeding.
That's a really good point - I hadn't even thought about the tax implications. I'm in California - do you know if they follow the federal non-taxable status for loan discharges?
California generally conforms to federal tax treatment for student loan discharges, so you should be fine. But always document everything and keep records of your discharge for at least 7 years in case it comes up in a future audit. The most important thing right now is getting the discharge approved.
my friend said the DOE website has special instructions 4 when ur school closed bcuz of fraud. there's like a special fraud team or something? dont know much about it but maybe look into that 2
OMG the exact same thing happened to us last month!!! So frustrating! It turned out that even though we both signed, my daughter's FSA ID wasn't properly linked to her Social Security number in the system. We had to call and stay on hold for almost 2 hours, but they finally fixed it. The problem is that the system sometimes shows "in review" status even though it's actually waiting for something else to be fixed. Keep trying the phone line at odd hours - we got through at 8:05am on a Tuesday.
UPDATE: I finally figured it out! After trying literally everything suggested here, I discovered the issue was actually with our browser settings. I switched from Chrome to Firefox, cleared all cookies, and suddenly a pop-up appeared with the signature prompt when I logged in. For anyone facing this issue - try different browsers and disable any ad blockers or cookie blockers you might have. The signature page was there the whole time but was being blocked by my browser settings. My daughter's FAFSA now shows fully processed instead of in review. Thanks everyone for your help!
Glad you figured it out! Their website is so poorly designed it's ridiculous. Thanks for sharing the solution!
Hugo Kass
do ur best to stay calm, we were so stressed bout this but it all worked out fine. just stay on top of followin up with the school every few days
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Simon White
•Thanks for the encouragement. It's so stressful when it's your kid's future on the line! I'll definitely be following up regularly.
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Brian Downey
Wait did anyone else have to provide their parent's birth certificates too?? My school asked for BOTH my proof of citizenship AND my parents' proof even though I'm the only one applying for aid. Seemed excessive.
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Nasira Ibanez
•That's unusual. Parent citizenship documentation is typically only required if the parents themselves are also applying for federal aid (like Parent PLUS loans) and have citizenship verification issues. If you're the only one applying and you're dependent, they should only need your documentation. Might be worth clarifying why they need your parents' information as well.
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