FAFSA

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I'm honestly so confused by all of this. My daughter is also applying to colleges and some have Dec 1 deadlines, others Jan 15, and one Feb 1. Do I need to submit different FAFSAs at different times? And why does the form ask about parents' education if we don't qualify for need-based aid? The whole system seems designed to be complicated on purpose. I spent three hours on it yesterday and gave up.

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You only need to submit one FAFSA, but aim to meet the earliest priority deadline among all her schools. The questions about parents' education aren't about financial aid eligibility - they're used to identify first-generation college students for certain programs and demographic tracking. Even if you don't think you'll qualify for need-based aid, I still recommend completing the FAFSA as you might be surprised at what she qualifies for, especially with the new SAI calculation method.

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Thanks everyone for your helpful responses! We're definitely going to submit the FAFSA and CSS Profile before the December 1st deadline. I'm still learning all the ins and outs of this process - it's so much more complicated than when I went to college. Does anyone know how long after submission we should expect to receive the SAI calculation? And will that be sent to us or just to the schools?

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You should receive your Student Aid Index (SAI) calculation within 3-5 days after submission if you use the electronic signature option. It will be included in your Student Aid Report (SAR), which you can access through your studentaid.gov account. This SAI will also be sent to all the schools you listed on your FAFSA. Each school will then use that SAI to develop their individual financial aid packages based on their available funding and policies. Good luck with everything!

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This happens when there's a mismatch between what you reported and what the IRS data retrieval tool imported. The system locks up because it can't reconcile the difference. I recommend: 1. Try logging in very late at night or early morning (system maintenance usually happens around 2-4am EST, but right after is often a good window) 2. Use the FAFSA correction form (you can download a PDF version from studentaid.gov/resources) and fax it to the number on the form 3. As others mentioned, your daughter's school financial aid office can often make these corrections directly Also, be sure you're using the most updated browser - sometimes older browsers conflict with their security protocols.

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Thank you! I didn't know there was a PDF correction form option. Will definitely look for that. I tried logging in at 3:15am last night based on another comment here and still got the same error, so I might try the fax route while also talking to her school.

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You're welcome! One more tip: when faxing, include a cover sheet clearly stating the student's name, FAFSA ID, and the specific correction needed. Write "SYSTEM ERROR PREVENTING ONLINE CORRECTION" at the top in large letters. And send it multiple times if possible - their fax system can be just as unreliable as their website.

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UPDATE: Finally got this resolved! I ended up doing three things simultaneously: 1. Used Claimyr to get through to an actual human at Federal Student Aid (THANK YOU for that suggestion - it actually worked!) 2. Contacted my daughter's school financial aid office 3. Faxed in the correction form The FSA agent confirmed there was a system-wide glitch affecting income verification corrections for many applicants. They made a note on our account and manually pushed our correction through. The school also submitted an override from their side. For anyone else dealing with this: DOCUMENT EVERYTHING. Take screenshots, save confirmation numbers, get agent names. The agent told me this has been happening to thousands of people with the new system rollout.

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Thanks for updating us! Great job being persistent. This will definitely help other families facing the same issue.

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So glad you got it fixed!! This gives me hope for mine!

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I had a similar issue and realized my student had to specifically select "Add a Parent/Contributor" in her FAFSA. Check if your student properly generated the invitation link for you - they expire after 14 days. Have them log in and check the "Action Required" section on their dashboard.

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¡Gracias! Voy a decirle a mi hijo que revise eso ahora mismo. No sabía que las invitaciones expiran tan rápido.

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THIS IS WHY THE SYSTEM IS BROKEN!!! Why should parents have to jump through all these hoops and strategize about loans just to send their kids to college? The whole FAFSA parent contribution expectation is ridiculous. I make decent money but have 3 kids and the "expected family contribution" they calculate is LAUGHABLE. No normal family has that kind of extra cash sitting around!

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i know right?? and now with the new FAFSA and SAI formula my expected contribution went up even though our finances are exactly the same as last year 🙄

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The new SAI (Student Aid Index) calculation is definitely affecting many families differently than the old EFC. For families with multiple children in college, the impact can be especially significant, as the 'sibling discount' is calculated differently now.

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To summarize the key points everyone has made: 1. Parent PLUS interest rates are fixed for the academic year regardless of credit score (pass/fail only) 2. You WILL save interest by borrowing only what you need for fall now 3. You'll pay the origination fee on each loan amount 4. If your credit improves significantly, you might qualify for better private loan rates for spring 5. Check with your school's financial aid office about their procedures for splitting the loan between semesters Given all this, your strategy does have merit, even if not for the exact reasons you initially thought.

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Thank you so much for this clear summary! Despite not getting a better federal rate with improved credit, it seems like there are still some advantages to splitting the loans. I'll talk to the financial aid office and weigh all these factors before deciding.

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This is a common issue with the new FAFSA system. Here's what I recommend: 1. First, confirm the email is correct in the system 2. Have your ex create an FSA ID if he doesn't already have one 3. Have your daughter go to her FAFSA dashboard and check if there are any alerts about parent information being incomplete 4. Try the manual connection method someone mentioned above If all else fails, your ex can call Federal Student Aid directly at 1-800-433-3243. They can manually link him to your daughter's application. Just be prepared for a potentially long wait time. The good news is that this won't necessarily delay her financial aid package as long as everything gets completed before the school's priority deadline.

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Thank you! This is super helpful. I'm going to try all these steps in order. Good to know it won't necessarily delay her aid package - that was my biggest worry. The priority deadline for her top choice school is March 1st, so we still have a little time.

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Any update? Were you able to get this resolved?

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Yes! Turns out it was two issues combined. First, my daughter had entered his email with a typo (.con instead of .com). But even after fixing that, we still had problems. We finally had him create his FSA ID and manually link to her application. Worked immediately! Thanks everyone for your help!

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