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Honestly the whole FAFSA system is so confusing and nobody explains anything properly. My daughter had her FAFSA "processed" but then one school randomly selected her for verification and we had to submit like 20 more documents and it delayed her aid by 2 months. The whole system is designed to make you give up.
So true! When my son got selected for verification last year, I spent THREE WEEKS trying to get through to someone at Federal Student Aid. The phone lines were constantly busy and when I finally got through, I was on hold for 2+ hours! I finally found this service called Claimyr (claimyr.com) that got me connected to an actual human at FSA in under 15 minutes. They have a video demo showing how it works: https://youtu.be/TbC8dZQWYNQ Saved me so much frustration and we got the verification issues resolved that same day. Just a tip in case you run into verification problems later.
Thank you all for the helpful advice! I've had my son check each school's portal and two of them actually do need additional information - one needs the CSS Profile and another has a school-specific form. We wouldn't have known to check without your suggestions! We'll keep an eye out for any verification requests too. I appreciate everyone's help navigating this confusing process.
Glad we could help! That's exactly why it's so important to check each school individually. Good luck to your son with his financial aid packages!
Just to clarify something important: When you submit documents for the Professional Judgment review, make sure you're clear that this is about BOTH: 1. Correcting the fraudulent application 2. Adjusting for your current income situation Sometimes schools handle these as separate processes, and you don't want your income adjustment request to get lost while they're dealing with the fraud correction. Consider requesting a meeting with a senior financial aid counselor rather than just working with whoever answers the phone.
That's excellent advice - I definitely need to be clear that there are two separate issues here. I'll specifically ask for a senior counselor or someone who has experience with both fraud cases and professional judgment reviews. Thank you!
wait did u try to login to studentaid.gov to see what information the fraudster put in ur fafsa?? u should check that to see what schools they sent it to and everything!!!
Yes! I was able to access the fraudulent application and that's how I knew it wasn't just a mistake - they listed schools I've never applied to and income information that wasn't mine. So bizarre and scary. I've since updated all of that with my correct information, but I'm still working on the special circumstance adjustment.
With your family income at $34,000 for a household of 4, you are EXACTLY who the Pell Grant was created to help. You'll almost certainly qualify for the maximum amount. I've been working with FAFSA applications for years, and I've noticed that when people think they should qualify but don't, it's usually because of one of these mistakes: 1) They accidentally reported retirement assets as regular assets (retirement accounts should be excluded) 2) They entered income information incorrectly (like putting a decimal point in the wrong place) 3) They didn't use the IRS Data Retrieval Tool, resulting in mismatched information 4) They missed the state or school deadlines for additional aid 5) They didn't follow up on verification requests The FAFSA itself doesn't have an income cutoff - everyone should apply. Individual schools may have different thresholds for their institutional aid, but federal programs like Pell Grants have consistent formulas nationwide.
When you first login to the FAFSA website its really confusing!!1! Make sure you go to studentaid.gov not any other website bc there are scam sites that charge $$ to fill out the FAFSA when its supposed to be FREE (hence the F in FAFSA lol
Update: My application FINALLY finished processing today (took 26 days total) and I was able to make corrections! The correction tab automatically appeared on my dashboard and I fixed my income information. Now it says the corrections are processing and will take about 1-2 weeks. Thanks everyone for your help!
I went thru this back in january when i was doing fasfa for my kids. the first kid was easy but for the second one i had to wait forever to fix some stuff about our house value. just a tip but save PDF copies of everything before AND after corrections so you have proof if something gets messed up later. happened to my neighbor and she had no proof of what she submitted originally
That's really smart advice about saving PDFs. I'm doing that right now with my corrections page. Thanks!
Brooklyn Knight
The financial aid system is DESIGNED to be confusing and predatory. My daughter had a similar situation and we accepted the aid package only to realize later we'd unknowingly signed up for the highest interest Parent PLUS loans when she qualified for much better options. These schools prey on confusion and fear with these fake "deadlines" to maximize their revenue. It should be criminal how they operate.
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Miles Hammonds
•I understand your frustration, but I want to clarify that Parent PLUS loans require a separate application and credit check - they can't be unknowingly included in an acceptance of a financial aid package. You must specifically apply for them. And the interest rates are standardized by the federal government, not set by individual schools. While the system is definitely complex, it sounds like there might have been some miscommunication in your specific case.
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Brooklyn Knight
•Maybe at YOUR school, but that's not how it worked for us! The "acceptance" page had everything bundled together and the fine print was deliberately misleading. And they absolutely pushed the most expensive options first!
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Abigail Spencer
One thing nobody has mentioned - you can actually NEGOTIATE your financial aid package! After you accept this one, gather information about better offers from other schools, documentation of any special circumstances, and examples of your daughter's academic achievements. Then request a financial aid appeal meeting. Many schools have additional institutional funds they can offer, especially for students with strong academics. Don't just take their first offer as final!
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Anita George
•I had no idea we could negotiate! That's really helpful. We did get a slightly better offer from another school - can I use that in the negotiation even though we already committed to this school for other reasons?
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Abigail Spencer
•Absolutely! Other school offers are your strongest negotiating tool. Just be respectful in how you present it - frame it as "We're committed to your school, but the cost difference is significant. Is there any way you can help us bridge this gap?" Have the other offer letter ready to share. Many schools have special scholarship funds they can tap into for students they really want to enroll.
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