< Back to FAFSA

Natalie Chen

Is it possible to get preliminary financial aid packages from colleges before FAFSA results?

My daughter was accepted to 5 different colleges for Fall 2025 (yay!) but we're completely stuck on making a decision because we don't have ANY financial aid packages yet. The FAFSA is still processing (submitted in January) and I'm worried that by the time we get official offers, we'll be too close to the May 1st deadline to properly compare options. Has anyone successfully gotten a preliminary financial aid estimate from schools? Is this even possible? Should I call the financial aid offices directly and ask them to give us some ballpark figures based on our income/assets? What specific info should I provide to get the most accurate estimate? We really need to narrow down options soon because we have campus visits planned for April and don't want to waste time/money visiting a school we ultimately can't afford.

most schools wont give u official packages without FAFSA but u can ask for an estimate. just call financial aid office and say ur trying to narrow down choices. they might use last yrs info to give u rough #s. worth a shot

0 coins

Natalie Chen

•

Thanks! Have you done this before? Did you find the estimates were close to what your final package ended up being?

0 coins

Financial aid counselor here. Yes, you can absolutely ask for preliminary packages! This is called an "early estimate" or "preliminary review" at many institutions. Here's what you should do: 1. Call each school's financial aid office directly 2. Explain that your FAFSA is still processing but you need to make decision soon 3. Ask if they offer preliminary reviews based on your financial information 4. Be prepared to provide key details (family size, income, assets, etc.) Many selective colleges will do this, especially if they really want your daughter. Some will even use last year's FAFSA data to create an estimate. The preliminary package won't be official, but it can give you a reasonable ballpark. I recommend creating a spreadsheet to compare offers as they come in. Look at the gift aid (grants/scholarships) vs. loans ratio in each package.

0 coins

Natalie Chen

•

This is incredibly helpful, thank you! I'll start calling tomorrow. One more question - should I mention specific aspects of our financial situation that might not be captured in the FAFSA? We had some medical expenses this year that weren't covered by insurance.

0 coins

Nick Kravitz

•

We did this last year with my son!!! Called 3 schools and got COMPLETELY different responses: School 1: Super helpful! Gave us a full breakdown with estimated Pell Grant and institutional scholarships. School 2: Refused to give ANY numbers without official FAFSA. School 3: Gave us a VAGUE range that wasn't helpful AT ALL. So just be prepared for different responses. The most expensive school actually ended up giving us the best package in the end!

0 coins

Natalie Chen

•

That's really interesting! Did you find the estimates from School 1 were close to the final numbers?

0 coins

Nick Kravitz

•

Yep! Their estimate was within about $1,500 of the final package. The financial aid counselor even told us they ALWAYS estimate a bit LOWER than what they typically offer just to be safe!!

0 coins

Hannah White

•

This is definitely something you can do. I'd recommend approaching it by asking for a "net price estimate based on preliminary financial information." Be ready with your tax returns from last year, as many schools can use that data to create a fairly accurate projection of what your final aid package might look like. Additionally, have you checked if any of these schools have Net Price Calculators on their websites? Federal law requires all colleges to provide these tools, and while they're not perfect, they can give you a general idea of what to expect. I'd run those calculations first, then approach the financial aid offices with those numbers as a starting point for discussion.

0 coins

Michael Green

•

net price calculators are GARBAGE! we did those for 4 schools last yr and the actual offers were WAY different. like $10k-$15k different! dont trust em

0 coins

Hannah White

•

That's not always true. The accuracy varies significantly by institution. Some schools invest considerable resources in keeping their calculators calibrated to current aid formulas. However, I do agree they should be used as just one data point, not the definitive answer.

0 coins

Mateo Silva

•

I went through this exact situation with my son last year, and it was SO frustrating. We couldn't get through to anyone at Federal Student Aid to check on our FAFSA status, kept getting disconnected after waiting on hold forever. Someone on here recommended Claimyr.com which basically connects you with an agent without the wait. They have a video showing how it works here: https://youtu.be/TbC8dZQWYNQ Not only did we get our FAFSA processed faster after talking to an agent, but we were able to get preliminary aid packages from all the schools once our SAI score was calculated. Most schools were willing to work with us once we had that number, even though everything wasn't 100% finalized yet.

0 coins

OMG the wait times with FSA are INSANE right now!!! I tried calling 5 times last week and never got through. I'll check out that service - thanks for sharing!

0 coins

Natalie Chen

•

That's actually really helpful - we've been trying to check on our FAFSA status too with no luck. I'll look into this. So most schools were willing to give preliminary packages once you had just the SAI score, even without the full processed FAFSA?

0 coins

COLLEGES DON'T CARE ABOUT YOUR FINANCIAL STRUGGLES!!! They just want to extract maximum $$$ from families. We tried getting preliminary packages last year and they all LOWBALLED us then suddenly had "more institutional funds available" after we committed. It's a TRAP to get you to commit to more expensive options!!!

0 coins

While I understand your frustration, this isn't universally true. Most colleges have standardized methodologies for awarding aid. The reason packages often change is because initial estimates are based on incomplete information, while final packages use verified FAFSA data. Some schools do hold back institutional funds for special circumstances appeals, but that's not the same as deliberately misleading families.

0 coins

WHATEVER. My daughter's "top choice" magically found an extra $8,000 in grants AFTER the deposit deadline when we told them we were going elsewhere. You can't tell me that's not manipulative!!!

0 coins

Cameron Black

•

just wondering im in similar situation but were doing the css profile too for some schools. does anyone know if the preliminary estimates include css profile info or just fafsa? thx

0 coins

Hannah White

•

Great question. Schools that require the CSS Profile typically will want that data for even preliminary estimates, as it collects more detailed financial information than FAFSA. If you've completed the CSS Profile already, they can use that information while waiting for your FAFSA to process. If you haven't completed it yet, I would prioritize doing so if you want accurate preliminary estimates from those institutions.

0 coins

Natalie Chen

•

Update: I called three schools today based on the advice here. Two were really helpful! They asked for our AGI from last year's taxes, number of people in household, and number in college. One school gave us a rough estimate range, and the other actually walked through specific amounts for different types of aid they'd likely offer. The third school refused to give any numbers without the processed FAFSA. Now I need to call the other two tomorrow. I also tried the Net Price Calculators as suggested, but the information they asked for was pretty basic and I'm not sure how accurate the results will be. At least it's a starting point though!

0 coins

nice! which school gave u the most detailed estimate? curious if its one of the ones my kid applied to

0 coins

Natalie Chen

•

It was a small private liberal arts college in the Northeast. They even said they'd email us the preliminary breakdown! I was really impressed with how helpful they were.

0 coins

FAFSA AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,095 users helped today