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Andre Dupont

FAFSA aid offers timing: Must we commit to school first to see financial aid packages?

Super confused about the timing of FAFSA aid offers vs. college acceptance! My daughter got accepted to 5 schools (yay!) but we need to compare financial aid packages before deciding which one makes the most sense for our budget. Do we have to commit to a school FIRST to get their detailed aid offer? Or will all schools that accepted her automatically send financial aid packages? Some schools' portals show estimated aid but nothing official yet. I'm worried we might have to accept admission somewhere before seeing the actual aid package, which seems backward? Anyone know the actual process? We can't make an informed decision without knowing what each school will truly cost us.

Zoe Papadakis

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You don't need to commit to a school to get their financial aid offer! The process usually works like this: 1. Submit FAFSA (which you've already done) 2. Receive acceptance letters from schools 3. Receive financial aid award letters from schools that accepted you 4. Compare offers and THEN commit to a school by their decision deadline (usually May 1) Each school that accepts your daughter should send a financial aid package automatically. If you haven't received aid packages yet, it's probably just timing - some schools are faster than others at processing aid. You can always call the financial aid offices directly to check on status.

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Andre Dupont

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Thank you so much! That's a relief. We've received 3 acceptance letters but only 1 has sent anything about financial aid so far. I was getting worried we needed to do something else to trigger the aid offers. I'll be patient a bit longer!

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ThunderBolt7

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fwiw my son got into 6 scools last yr and we got all the finaid pkgs without committing to any of them. some came right after acceptance, some took like 3 weeks later. they all had different amts too, like one gave him $32k scholarship and another only $15k for same FAFSA info lol

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Andre Dupont

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Wow, that's a huge difference between offers! Did you end up choosing based mostly on the financial aid amounts or other factors? I'm hoping we get all the packages soon so we can start comparing.

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ThunderBolt7

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ended up goin with his 2nd choice cuz they gave way better aid pkg. his 1st choice wouldve been like $18k more per yr which is crazy. make sure u look at EVERYTHING they offer not just the big schlarship # cuz some hide loans in there or work study that isnt real aid

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Jamal Edwards

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The FAFSA system is DESIGNED to be confusing! Schools deliberately hold back aid info to pressure families into committing without knowing what they're really signing up for. I had to commit to my daughter's school and lost the deposit when a better offer came in late. The whole system is rigged to benefit wealthy families who don't need to worry about comparing aid packages.

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Zoe Papadakis

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While I understand your frustration, schools are actually required by federal regulations to provide aid information before the commitment deadline if you've completed your FAFSA in time. If you're not receiving aid packages, it's more likely due to processing backlogs or incomplete information rather than intentional withholding. The May 1 commitment deadline exists specifically to give families time to compare offers.

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Mei Chen

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Just to add some practical advice - if you haven't received financial aid packages from all schools yet, don't wait passively. Be proactive and call each school's financial aid office directly. Make sure they have received all required documents and ask for a timeline. Some schools require additional forms beyond FAFSA (like CSS Profile or institutional forms). Also, check each school's student portal regularly as sometimes aid letters are posted there before physical mail arrives. If you're getting close to decision deadlines and still missing aid info, you can request an extension from the schools. Most are willing to work with you if you explain you're waiting on complete financial information to make an informed decision.

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Andre Dupont

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This is really helpful, thank you! I've been checking the portals but didn't think about calling directly. I'll do that tomorrow morning. One school did mention something about an additional form on their website, so I'll double-check we didn't miss anything.

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my daughter just went thru this last yr! dont worry u get ALL aid packages without commiting. BUT big tip: the first offers arent always final!!! my daughter got way more $ after we called and told them another school offered more. they increased her scholarship by $8000!!! always negotiate!!!!

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Andre Dupont

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Wait, you can negotiate financial aid packages?? I had no idea! Did you just call and ask, or did you need to provide proof of the other offer? I'm definitely going to try this once we have all the packages.

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yes!! just call financial aid office and say ur interested but another school offered more. sometimes they ask for copy of other letter sometimes not. be super nice and say its her top choice but $$ is issue. worked 3 out of 4 schools we tried!

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Amara Okonkwo

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One thing to keep in mind is the current FAFSA processing delays this year. I work in college counseling and have seen many financial aid packages coming MUCH later than usual because of all the FAFSA implementation problems. Schools can't generate official aid offers until they receive your FAFSA data from Federal Student Aid, and there's a significant backlog. If you're getting anxious, I'd highly recommend using Claimyr (claimyr.com) to get through to someone at Federal Student Aid to verify your FAFSA was properly processed and transmitted to your schools. They help you bypass the ridiculous hold times - you can see how it works in this video: https://youtu.be/TbC8dZQWYNQ Many families I work with have used it to confirm their FAFSA status, which gave them information to share with their schools' financial aid offices.

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Andre Dupont

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Thank you for that suggestion! I've tried calling FSA twice and gave up after 45+ minutes on hold each time. I'll check out that service. The FAFSA site says our application is processed, but it would be good to confirm it was actually sent to all our schools.

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i got my aid offers from all 4 collges BEFORE i had to commit, but each one came at diffrent times. the latest one came just 2 weeks before deadline and i was stressing so bad! make sure to check if schools need extra forms bsides FAFSA. i missed one for NYU and almost didnt get any aid bc of it!!

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Andre Dupont

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Thank you everyone for the helpful responses! I feel much better knowing we don't have to commit first. I'm going to: 1. Call each financial aid office to check if they need anything else from us 2. Follow up with FSA to make sure our FAFSA was processed and sent to all schools 3. Be patient for a bit longer since it sounds like delays are normal 4. Try negotiating once we have all offers This community is amazing - you've saved me so much stress!

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Zoe Papadakis

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Great plan! One more tip - keep a spreadsheet comparing all offers once you receive them. Break down each offer by grants/scholarships (free money), loans (must be repaid), and work-study. Calculate the true out-of-pocket cost for each school. Sometimes the school with the largest "total aid package" isn't actually the most affordable when you look at the details. Good luck with your daughter's college decision!

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Amina Toure

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As someone who just went through this process with my son, I can confirm you definitely don't need to commit before seeing financial aid packages! We received all aid offers before the May 1 deadline, though some came much later than others. One thing I'd add to the great advice here - don't forget to factor in travel costs and living expenses when comparing offers. A school that seems more expensive might actually be cheaper if it's closer to home or in a lower cost-of-living area. Also, look carefully at the renewable requirements for any merit scholarships - some require maintaining a 3.5 GPA or higher, which can be risky depending on your daughter's intended major. The negotiation tip is gold! We successfully appealed two offers and got additional aid. Just be polite and professional when you call. Good luck - this is such an exciting (and stressful) time!

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This is such great additional advice! I hadn't even thought about travel costs and living expenses - that could definitely change which school is actually most affordable. And thank you for the heads up about GPA requirements for scholarships. My daughter is planning to major in engineering, which I've heard can be pretty challenging grade-wise, so I'll definitely look closely at those renewal terms. It's reassuring to hear from someone who just went through this successfully!

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Sophia Bennett

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I'm a first-time parent going through this process too, and this thread has been incredibly helpful! Just wanted to add that if you're dealing with any schools that have early decision deadlines or rolling admissions, the timing might be different. My daughter applied to one school with rolling admissions and got her aid package within 3 weeks of acceptance, while her regular decision schools are still processing. Also, if your family's financial situation has changed since you filed FAFSA (job loss, medical expenses, etc.), don't hesitate to reach out to financial aid offices about special circumstances appeals. They can sometimes adjust your aid package based on updated information. The whole process is definitely more flexible than it initially seems!

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Emma Johnson

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Thank you for sharing your experience! That's a really good point about rolling admissions - I hadn't considered that the timing might be different for different types of applications. None of my daughter's schools had rolling admissions, but it's helpful to know for future reference or to share with other parents. The special circumstances appeal is also something I'll keep in mind. Fortunately our financial situation hasn't changed, but it's good to know that option exists if something unexpected happens. This whole thread has really opened my eyes to how much flexibility there is in the process once you know what to ask for!

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