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I'm still waiting for my SAI score after submission. Been 2 weeks already. How long did yours take to show up? The waiting is driving me CRAZY.
Mine took almost 10 days! I was checking the studentaid.gov portal like 5 times a day 😂 But once I got the SAI, everything else moved pretty quickly. Hang in there!
The processing time for SAI calculation has been averaging 7-14 days for the 2025-2026 FAFSA cycle, though it can extend to 3+ weeks during peak submission periods (December-February). If you're approaching the 3-week mark without receiving your SAI, I'd recommend contacting Federal Student Aid directly. Processing delays can sometimes indicate there's an issue with your application that needs attention.
THE NEW FAFSA IS LITERAL TORTURE. I had to submit FOUR TIMES because it kept giving me errors about my parent's W-2 information not matching IRS records or something?? Even though we put in EXACTLY what was on the tax forms. The whole system is designed to make us fail I swear.
The direct data exchange with the IRS (which is part of the FAFSA Simplification Act changes) has definitely caused confusion. The most common reason for these mismatches is entering information manually that doesn't precisely match the IRS records - even small differences in employer names or slight variations in numbers can trigger these errors. Using the direct transfer tool whenever possible helps avoid these issues. If you've already tried that and still encounter problems, it might be worth requesting your tax transcript directly from the IRS to see exactly what's in their system.
If you don't pass the credit check for a PLUS loan, you have two options: 1. Get an endorser (similar to a co-signer) 2. Appeal by documenting extenuating circumstances for credit issues If those don't work, there's actually a benefit: your daughter would become eligible for additional unsubsidized direct loans (up to $4,000-$5,000 more per year) since you were denied the PLUS loan. And yes, regarding the loan fee - if you need $10,000 for costs, you'd request about $10,440 to cover the fee that's deducted.
That's really helpful information! I didn't realize she could get additional unsubsidized loans if I'm denied. That might actually be better in some ways since the debt would be in her name rather than mine. Do you know if the interest rates on those additional unsubsidized loans would be lower than the PLUS loan rate?
yeah the parent plus loan intrest rate is way higher then the regular student loans. my daughters direct loans are like 5% something and my plus loans are over 8%. wish i knew that before :
btw has anyone gotten their SAI score yet? mine seems super high compared to the old EFC from last year...
UPDATE: I finally got this resolved! I used Claimyr to reach an FSA agent (thanks for that suggestion), and they confirmed my corrected FAFSA was fully processed. They gave me a case number and told me which transaction number the school should be looking for (#03 in my case). I called my school's financial aid office, gave them this info, and they were able to manually pull my corrected FAFSA within a few hours. They said lots of students are having this issue. For anyone else dealing with this - don't wait for the systems to fix themselves, be proactive and contact both FSA and your school directly!
So glad you got it resolved! Thanks for coming back to update us. This is really helpful information for others who might run into the same problem.
I swear the Department of Education is run by CLOWNS. How do you launch a completely redesigned FAFSA system in JANUARY without basic correction functionality until MARCH?! Students are losing scholarships and housing placements because of these delays! My daughter might have to live off-campus now because on-campus housing priority required financial aid verification by March 1st. Completely UNACCEPTABLE!
thats terrible! call housing office and explain
Most university housing offices are making accommodations for these FAFSA delays. Have your daughter contact housing directly and explain the situation - many are extending priority housing deadlines specifically because of the nationwide FAFSA issues.
UPDATE: I just talked to my daughter's financial aid office and they've been amazing! They're fully aware of the correction delay and are extending their deadline to May 1st. They also said they can process her application with the incorrect SSN for now and update it once we make the correction. Just sharing in case anyone else is in a similar situation - definitely contact your school directly!
Mei Liu
my nephew was in this exact situation!!! he applied for like 20 private scholarships specifically for seniors and ended up getting enough to cover most of what fafsa wouldnt. try looking at fastweb and also check with your sons specific department at school - sometimes they have emergency funds for students about to graduate.
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Aisha Rahman
•I didn't even think about department-specific funds! My son is in Engineering - I'll have him talk to his department advisor tomorrow. And I'll definitely check out fastweb tonight. Thank you!!
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CyberSamurai
One thing no one has mentioned is that your son should immediately schedule an appointment with both financial aid AND the Dean of Students office. The Dean often has discretionary emergency funds specifically designed for students at risk of not completing their degree due to financial hardship. Since this is his senior year, they have a vested interest in seeing him graduate (it affects their completion rate statistics). Have him prepare a brief one-page summary of his academic achievements, campus involvement, and career plans to bring to these meetings. This approach, combined with your formal appeal, maximizes your chances for additional assistance.
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Aisha Rahman
•This is brilliant advice! I just texted my son to have him set up that appointment with the Dean's office. He's maintained a 3.6 GPA throughout and has been involved with the robotics club - hopefully that helps make his case. Thank you so much for this suggestion!
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