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When I was doing my FAFSA I got confused about the same thing! But then my friend told me that this year you sign first then enter all the tax stuff after. Apparently on the old FAFSA you did it the other way around. Just go with it, it'll make sense once you get through that part.
Just to add some context - this change was part of the FAFSA Simplification Act that's been rolling out in phases. The signature-first approach actually helps prevent identity theft since you're verifying who you are before entering all your sensitive financial data. The Department of Education didn't communicate this change very well though. After you sign, you'll still enter all your tax info from your 1040 and W-2, plus any untaxed income and assets.
So wait, does this mean they'll be pulling our tax info directly from the IRS after we sign? Or do we still have to enter everything manually?
For the 2025-2026 FAFSA, you'll still need to enter some information manually, but the Data Retrieval Tool will import key information directly from the IRS after you authorize it. This happens after the initial identity verification signature. The system will guide you through which parts are manual entry versus automated import.
For anyone in this situation in the future: I learned from an aid advisor that the reason this happens is because the new FAFSA system needs to run the student's information through the income verification process with IRS data before they open up the parent contribution section. The delay is built into the system design. Just an explanation for why it works this way - doesn't make it less frustrating!
In my experience, the deadline refers to when the student submits - not when all signatures are complete. My son's college explicitly told us this. The parent signature can come a few days later without affecting your place in line for financial aid. The school cares about when you initiated the FAFSA, not when every last step was completed.
is the MPN the same as entrance counseling? my daughter has to do both and im so confused by all these requirements lol
No, they're different but both required for federal student loans. The MPN is the legal document that promises repayment of the loan. Entrance counseling is an educational module that explains loan terms, repayment options, etc. Students need to complete both before loans can be disbursed, but neither commits them to accepting a specific loan amount.
Update: I finally got through to the financial aid office! They said the appeal is still under review but should be completed by next Wednesday. They also confirmed that signing the MPN doesn't commit us to anything, and we can still request an extension on the deposit deadline if needed. Thanks everyone for your help and advice!
My daughter's FAFSA sat for months then suddenly started moving too. I think they're processing them in batches or something. Her school actually extended the deposit deadline from May 1 to May 15 because so many students were still waiting on financial aid packages. Might be worth asking your schools if they're offering any extensions.
Did you have any special circumstances on your application? My son's application got stuck in processing because we had a recent divorce situation and had to submit extra verification documents. The system never notified us - we only found out when we called the school directly.
We do have a somewhat complicated situation - my parents are separated (not legally divorced) and one parent's business had a significant loss in 2022. I wonder if that could be causing extra review? I didn't get any notification about verification though.
That could definitely be triggering additional review! The new FAFSA is supposed to handle these situations better, but in practice, it seems to just cause more delays. I'd specifically mention these circumstances when you contact each school's financial aid office. They might need additional documentation that the system hasn't properly requested.
Nina Chan
have u tried doordash or uber eats?? thats how i make ends meet. the pay isnt amazing but u can work whenever u want between classes. also check if ur school has any paid research positions - they usually pay better than regular campus jobs
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Haley Bennett
•I've been doing some DoorDash on weekends but my car is pretty old and unreliable. I hadn't thought about research positions though - that's a great idea! I'll check with my department tomorrow to see if they have any openings.
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Douglas Foster
After reading through this thread, I'd recommend this action plan: 1. First, visit your financial aid office ASAP to inquire about emergency grants/loans and request a Professional Judgment Review based on your changed circumstances 2. Use the Claimyr service mentioned above to speak directly with FSA about additional federal loan options 3. Check with your academic department about paid research or teaching assistant positions 4. Only after exhausting these options, look into Ascent or Funding U for their no-cosigner loan options Private loans should truly be your last resort. The difference in interest rates and repayment terms between federal and private loans can mean tens of thousands of dollars over the life of the loan.
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Haley Bennett
•Thank you for laying out this step-by-step plan! I'm going to follow this exact order starting tomorrow morning. I feel much more hopeful now that I have a concrete plan instead of just panicking. I'll update here once I find out what options my school's financial aid office can offer.
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