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Just to clarify for everyone - the 2025-2026 FAFSA uses the new "contributors" system, which is different from previous years. Student creates FAFSA, then adds parents as contributors, then parents get email invites to fill out their sections. BUT each contributor still needs their own FSA ID created beforehand. The FSA ID creation and contributor invitation are TWO SEPARATE PROCESSES.
Exactly right. This is the most common point of confusion with the new FAFSA system. Creating your FSA ID is step one, but that alone doesn't connect you to your student's application. The connection happens through the contributor invitation process after the student begins their FAFSA application.
I wish they'd make this clearer on the FAFSA website! We were so confused too. I created my FSA ID right after my son did (about 2 months ago), and it worked fine. Just make sure when creating the FSA ID, the parent uses their OWN email and phone number - not the student's. That was another mistake we almost made.
I work in a financial aid office, and I can tell you that this issue is extremely common this year. The Department of Education's new FAFSA system is experiencing significant delays with the IRS Data Retrieval Tool. Most students AREN'T receiving follow-up emails confirming successful transfers. Here's what you should do: 1. Log in to your FAFSA and check if your tax information appears populated (you'll see actual numbers in the tax fields) 2. If your SAI (Student Aid Index) calculation has been completed, that's a good sign your tax info was received 3. Contact your school's financial aid office - they can often see on their end if your tax data was successfully imported If after 4 weeks you still see no progress, then you should definitely contact Federal Student Aid directly. The standard processing time has increased from the usual 3-5 days to 2-4 weeks for many applicants this cycle.
I just got off the phone with Federal Student Aid about this same issue! Apparently there's a HUGE backlog with the IRS Data Retrieval Tool. The agent told me they've had over 3 million transfer requests since January and they're struggling to process them all. She said if it's been more than 3 weeks, we should manually enter our tax info rather than waiting for the transfer to complete. I'm so frustrated with this whole system!!!
That's really helpful information, thank you! Did they say if manually entering the tax information would cause any issues or delays with processing? I'm wondering if I should just do that instead of waiting longer.
They said manually entering shouldn't cause any additional delays, but you have to be SUPER careful to enter everything exactly as it appears on your tax forms. If there are any discrepancies it could trigger verification which adds MORE delays. But at this point it might be worth the risk rather than waiting indefinitely for the transfer to happen!
my roomate had this happen and it took like 4 days i think? but that was in november when not as many people were submitting. depends on how busy the dept of education is i guess
Just a follow-up suggestion: While you're waiting for processing, document everything. Take screenshots of your correction submission confirmation, save any emails about the correction, and note the date and time you submitted the fix. This documentation can be crucial if you need to appeal any decisions related to priority deadlines. Most schools have appeal processes for situations exactly like yours where students made good-faith efforts to meet deadlines but encountered system issues.
Has anyone figured out if there's a way to calculate the SAI yourself beforehand? With the old EFC, there were calculators online that could give you a rough estimate. I haven't been able to find anything reliable for the new system, and our family is trying to figure out if certain schools are even worth applying to cost-wise.
There are a few SAI calculators being developed, but they're not as accurate as the old EFC calculators yet. The College Board has one available with their CSS Profile information, and some financial aid consultants have spreadsheet versions. The challenge is that the new formula has different contribution percentages and treatment of assets compared to the old system. However, if you want a rough estimate, the key factors are: 1. Parents' adjusted gross income (AGI) 2. Student's adjusted gross income 3. Parents' assets (excluding primary home and retirement accounts) 4. Student's assets 5. Family size and number in college For most families, the SAI will be somewhat lower than what your EFC would have been under the old system, especially if you have multiple students in college simultaneously.
my daughters counsler told us we shouldnt stress about the SAI score anyway bc it isnt the final word. each college has there own formula for how much aid they give u so dont freak out if the SAI seems high
Emma Swift
Has anyone else noticed that the processed SAI number is COMPLETELY different from what all those online calculators estimated?? Mine was off by like $8000 which is making me think I did something wrong too!!! I'm going crazy trying to figure out why my number is so much higher than expected and what that means for my Pell Grant eligibility!
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Jayden Hill
•The online calculators were primarily based on the old EFC formula, not the new SAI calculation method. The 2024-2025 FAFSA introduced significant formula changes that most online tools haven't fully updated for. Some key differences include how retirement contributions are counted, how multiple student households are calculated, and how business income is assessed. This is why many people are seeing very different numbers than expected. If you're concerned about a significant discrepancy, you might want to contact your school's financial aid office for clarification.
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Tyler Lefleur
UPDATE: I found it! Thanks for all the help everyone. I followed the steps about going through the "You" menu and "View and manage my applications" and was able to review everything. Good news is that all my schools are listed correctly and my parent contributor information looks right. My SAI is actually lower than I expected which I guess is good for aid purposes? I feel much better now knowing everything was submitted correctly. Now just waiting on my school... the waiting game continues.
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Madeline Blaze
•Great news! Yes, a lower SAI generally means more aid eligibility, so that's definitely good. Glad you were able to find everything and confirm it's all correct. The waiting for school processing is definitely the hardest part, but you've done everything right on your end.
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