FAFSA

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One thing nobody mentioned - even though your pharmacy student doesn't need parent info for FAFSA, watch out for the Health Professions Student Loan if her pharmacy school offers it. That one DOES require parent info even for graduate students. My daughter's pharmacy program financial aid office didn't tell her this until after the deadline had passed! So frustrating.

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This is an excellent point! Health Professions Student Loans (HPSL) are an exception to the independent student rule. They're federal loans specifically for health profession students (including pharmacy) with exceptional financial need, and they do require parent information regardless of the student's age or independent status. They offer better terms than standard federal loans, so it's worth asking the pharmacy school's financial aid office about them specifically.

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Thank you all for the helpful information! I'll let my daughter know she doesn't need our information for the standard FAFSA, but will have her check with her pharmacy program about CSS Profile and Health Professions Student Loans. I'm also going to look into that Claimyr service in case we run into problems. This forum has been so helpful!

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I'm confused about how everyone's submitting FAFSA so early. Aren't we supposed to wait until we have our taxes done for the year? I'm still waiting to file mine. Am I behind the curve here?

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For the 2024-2025 academic year, FAFSA is using tax information from 2022 (the "prior-prior year"), not 2023 taxes. This change was made a few years ago to make it easier for families to complete the FAFSA earlier. For the 2025-2026 academic year, you'll use 2023 tax information. So you're not behind for next year's FAFSA, but if you're trying to get aid for this coming fall, you should submit ASAP as many schools have priority deadlines in February/March.

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Ohhh that makes so much more sense! Thank you for clearing that up. I was totally confused and thought I was way behind.

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Adding to the helpful advice here - while adding W&M won't impact your daughter's existing FAFSA submissions, it's worth noting that W&M calculates their Student Aid Index (SAI, formerly EFC) using both the FAFSA and the CSS Profile. If you haven't submitted the CSS Profile to W&M yet, you should do that immediately, as their institutional aid calculations rely heavily on it. Also, after adding W&M to the FAFSA, I'd recommend emailing their financial aid office directly to confirm they received her information. Include her full name and student ID in the email. This creates a paper trail and helps ensure nothing falls through the cracks during their busy season.

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Oh shoot - I completely forgot about the CSS Profile! Thanks for the reminder. We'll need to submit that right away too. And great tip about emailing the financial aid office directly - I wouldn't have thought to do that.

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Happy to help! And one last tip: W&M sometimes has supplemental financial aid forms on their own portal that aren't part of FAFSA or CSS Profile. Once you've submitted both, check her applicant portal for any additional requirements.

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Financial aid counselor here - just to clarify some timeline expectations for the 2025-2026 FAFSA cycle: - "Processed" status means your application was received and initial checks were completed - SAI (Student Aid Index) calculation typically takes 3-10 business days after "processed" status appears - Schools don't receive your information until the SAI is calculated - If your application is selected for verification (about 35% are), the SAI will be delayed until that process is complete If you're approaching the 10 business day mark, I'd recommend contacting Federal Student Aid directly. Also make sure to check both the student and parent portals, as sometimes the information appears in one but not the other due to access permission differences.

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WHY doesn't the website just SAY THIS?? Would save everyone so much stress!! The whole point of the new system was supposed to be making things clearer!!!

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UPDATE: Thank you everyone for your helpful advice! I had my daughter log into her student account and the SAI was actually there! It wasn't showing in my parent portal for some reason. For anyone else with this issue - definitely check both accounts. I appreciate all your help!

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That's great news! This seems to be a common issue with the parent/student portal syncing. Glad you found your SAI and can move forward with the college financial planning process!

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UPDATE FOR EVERYONE: The Department of Education just announced yesterday that they're aware of this notification glitch and are working on a fix. According to their statement, applications that appear complete when you log in ARE actually complete in their system, and the notifications can be ignored. They expect to resolve the issue within 2 weeks. In the meantime, they recommend checking your actual application status by logging in rather than relying on the automated notifications.

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Thank you so much for this update! That's a huge relief. I did try clicking through each section again like someone suggested above, and I made sure to hit the final submit button. Fingers crossed the notifications stop soon - they're giving me serious anxiety!

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UPDATE: Problem solved! After manually going through every section again and hitting the final submit button (which I had missed before), the system finally acknowledged everything as complete. The notifications stopped after about 24 hours, and we received our SAI calculation this morning. For anyone else experiencing this - make sure you hit that final submit button after the IRS data retrieval, even if all sections show complete with green checkmarks!

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Thanks for updating! Just went back and found that final submit button too. This whole system is so poorly designed smh

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Great news! This confirms what we've been seeing with many families. The key is that final submission after tax data retrieval. Glad your daughter has her SAI now for college decisions!

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try printing out the confirmation email your husband got. my sons college financial aid office said they're accepting those as proof if the system is glitching. better safe than sorry

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Smart idea! I just told my husband to save a PDF of the confirmation email too. Thanks for the tip!

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Just wanted to follow up - did your husband's contributor information show up on the dashboard yet? The system updates sometimes happen in batches overnight, so many people see changes the next morning.

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Yes! It finally appeared this morning! About 52 hours after he submitted it. No action needed on our part, it just showed up. Now my son's application shows "Ready to Process" status. What a relief! Thanks everyone for your help and letting me know this was normal.

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