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Thank you everyone for the helpful advice! I just checked and my state's priority deadline is March 1, 2025, and my top choice school has a February 15 priority deadline for financial aid! I'm definitely not waiting - going to get started on this with my parents this weekend. Really appreciate all the help!
can someone explain what SAI is? my cousin said something about SAI replacing EFC but idk what either of those are lol
SAI (Student Aid Index) replaced the old EFC (Expected Family Contribution) when FAFSA was overhauled. It's a number calculated from your FAFSA information that schools use to determine how much financial aid you're eligible for. Lower SAI = more need-based aid eligibility. It works similarly to the old EFC but with some calculation changes that generally benefit lower and middle-income students.
My twins are graduating in 2025 too. Their college counselor told us to attend a FAFSA workshop in September (school is hosting one) because the new version has so many changes. Maybe check if your daughter's school offers something similar? Also wondering about the 10 school limit - what happens if your kid is applying to more than 10 schools?
If your child is applying to more than 10 schools, you can add more colleges later by: 1. Logging back into FAFSA.gov after your initial submission 2. Choose "Make FAFSA Corrections" 3. Delete some of the original schools and add new ones 4. Submit the corrected form The schools you removed will still have received your information. Alternatively, you can also contact the financial aid office at additional schools and provide them with your FAFSA confirmation number to ensure they access your information.
Thank you all SO much! This has been incredibly helpful. I'm going to check if my daughter's school offers a FAFSA workshop like someone mentioned. I'll definitely set up our FSA IDs this summer so we're prepared when the FAFSA opens in December. I'm relieved to know we can list schools before she applies - that was really confusing me. Sounds like the best approach is to get the FAFSA done early in December. Now I need to research which schools require the CSS Profile too!
You're welcome! One more tip: make sure you and your spouse both have separate email addresses and phone numbers for your FSA IDs. Many problems in the new system happened when parents tried to use the same contact information. Also, write down your FSA ID information somewhere secure - you'll need it every year you have a child in college.
Just to follow up on the twins question - while the SAI calculation is the same for both students, remember that each daughter needs her own separate FAFSA application. Make sure you're completing individual applications for each twin, even though much of the information will be identical. The system will recognize they're from the same household when calculating financial need.
One important point to remember: while you must report all assets from both you and your husband, the FAFSA does exclude certain assets from consideration. Retirement accounts (401k, IRA, etc.), the value of your primary residence, and small family businesses are not reported. Make sure you're not over-reporting by including these protected assets.
One thing I noticed from your original post - you mentioned that the FAFSA is showing as 'incomplete'. Where exactly are you seeing this status? If it's on your daughter's account, that's actually helpful because it confirms the system knows a parent signature is missing. On your daughter's end, there should be a section that specifically says something like "Parent Signature Required" or "Action Required: Parent Signature". When she clicks that, she should have the option to send you an email invitation to sign. Check all email addresses associated with your FSA ID for this invitation. Alternatively, try this specific path when logged in with your parent FSA ID: 1. Go to studentaid.gov and log in with YOUR FSA ID 2. Select "Apply for Aid" from the top menu 3. Select "Complete the FAFSA Form" 4. Look for "Sign a FAFSA Form" 5. Enter your daughter's information If none of this works, it might be a technical glitch that needs to be resolved by calling Federal Student Aid directly.
update please! did u get it fixed? my brother is about to start his fafsa and i want to know what to tell him to avoid this problem
Good news! We figured it out last night. The issue was that my daughter needed to specifically click on "Parent Information" in her FAFSA review section, which then gave her the option to send me an email invitation to sign. The email went to my spam folder initially, but once I found it, I was able to click the link and sign with my FSA ID. The whole application is now showing as submitted! Tell your brother to make sure he completes that specific step to invite the parent to sign.
Misterclamation Skyblue
Not sure if this helps but my son's college financial aid office told us that some email servers are blocking the FAFSA emails because they think they're phishing attempts. They suggested we add studentaid.gov and noreply.fafsa.gov to our email's safe sender list BEFORE resending the invitations. Worked for us after that!
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Ev Luca
•That's really helpful - I just added both to my safe sender list. His father is doing the same. We'll try the resend after that. Thanks!
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Avery Davis
Any update? Did you get the invitation emails yet?
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Ev Luca
•SUCCESS!!! We did get the invitations finally. What worked was a combination of things: my son removed us completely, we both added studentaid.gov to our safe sender lists, and then he re-added us with slightly different capitalization in our email addresses. Not sure which of those things fixed it, but we got the emails within minutes after that. Now working on completing our sections. Thanks everyone for the help!
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