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If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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Thank you everyone for the helpful advice! I just checked and my state's priority deadline is March 1, 2025, and my top choice school has a February 15 priority deadline for financial aid! I'm definitely not waiting - going to get started on this with my parents this weekend. Really appreciate all the help!
Great plan! Remember to create your FSA ID first if you haven't already - both you and one parent need one, and it can take 1-3 days to be fully verified. Good luck!
can someone explain what SAI is? my cousin said something about SAI replacing EFC but idk what either of those are lol
SAI (Student Aid Index) replaced the old EFC (Expected Family Contribution) when FAFSA was overhauled. It's a number calculated from your FAFSA information that schools use to determine how much financial aid you're eligible for. Lower SAI = more need-based aid eligibility. It works similarly to the old EFC but with some calculation changes that generally benefit lower and middle-income students.
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To answer your follow-up question about income-contingent repayment for Parent PLUS loans: you would need to consolidate your PLUS loans into a Direct Consolidation Loan first. Then you could apply for Income-Contingent Repayment (ICR), which is the only income-driven plan available for Parent PLUS loans. Under ICR, your payment would be the lesser of: 1. 20% of your discretionary income (adjusted gross income minus 100% of poverty guideline) 2. What you would pay on a 12-year fixed payment plan, adjusted according to income Since your income varies, they would use your most recent tax return to calculate the initial payment, and you can request recalculation if your income changes significantly.
Thank you for this detailed explanation! I didn't realize consolidation was required first. One last question - does consolidating reset the loan terms or affect the interest rate in any way?
When you consolidate Parent PLUS loans, the new interest rate will be the weighted average of your original loans' rates, rounded up to the nearest 1/8th of a percent. So it's typically very close to what you were already paying. The term length can change based on the repayment plan you select, ranging from 10-30 years depending on loan balance and plan type. Consolidation does reset any progress toward forgiveness programs, but since Parent PLUS loans have limited forgiveness options anyway, this is less of a concern. One benefit: consolidation can give you access to ICR, which caps payments at 20% of discretionary income and offers forgiveness after 25 years of payments.
This has been incredibly helpful. I think I'll use the loan simulator first to explore options, and then possibly look into consolidation before repayment begins. Thanks everyone for all the advice!
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Just to follow up on the twins question - while the SAI calculation is the same for both students, remember that each daughter needs her own separate FAFSA application. Make sure you're completing individual applications for each twin, even though much of the information will be identical. The system will recognize they're from the same household when calculating financial need.
Yes, I did create separate applications for each of them! I'm going to log in tonight and update both applications with our combined assets. Fingers crossed it doesn't completely destroy their chances for financial aid.
One important point to remember: while you must report all assets from both you and your husband, the FAFSA does exclude certain assets from consideration. Retirement accounts (401k, IRA, etc.), the value of your primary residence, and small family businesses are not reported. Make sure you're not over-reporting by including these protected assets.
omg i totally included my 401k last year!! no wonder our efc was so high lol. gotta fix that for next year
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UPDATE: IT WORKED!!! I followed @practical_solution's advice - waited 24 hours, used incognito mode, and clicked submit again. The system showed a weird error message at first, but then refreshed to Stage 2! My son's status now shows "FAFSA Form Submitted" with today's date. No need to re-sign or re-enter anything. THANK YOU to everyone who responded with suggestions. For anyone else having this issue - definitely try the 24-hour reset method before starting over.
omg im trying this right now!!! fingers crossed it works for me too!!!
So glad to hear it worked for you! One more tip for future reference - take screenshots of your confirmation page and save the confirmation number. The new system has been known to occasionally revert statuses, and having proof of submission can save you headaches later.
That's excellent advice! Just took screenshots of everything including the confirmation number. Thanks again for your help - you saved us from starting all over.
Felix Grigori
One thing I noticed from your original post - you mentioned that the FAFSA is showing as 'incomplete'. Where exactly are you seeing this status? If it's on your daughter's account, that's actually helpful because it confirms the system knows a parent signature is missing. On your daughter's end, there should be a section that specifically says something like "Parent Signature Required" or "Action Required: Parent Signature". When she clicks that, she should have the option to send you an email invitation to sign. Check all email addresses associated with your FSA ID for this invitation. Alternatively, try this specific path when logged in with your parent FSA ID: 1. Go to studentaid.gov and log in with YOUR FSA ID 2. Select "Apply for Aid" from the top menu 3. Select "Complete the FAFSA Form" 4. Look for "Sign a FAFSA Form" 5. Enter your daughter's information If none of this works, it might be a technical glitch that needs to be resolved by calling Federal Student Aid directly.
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Kevin Bell
•The "incomplete" status is showing on her account when she logs in. We'll try your steps tonight when she gets home from work. I really appreciate everyone's help with this!
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Max Reyes
update please! did u get it fixed? my brother is about to start his fafsa and i want to know what to tell him to avoid this problem
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Kevin Bell
•Good news! We figured it out last night. The issue was that my daughter needed to specifically click on "Parent Information" in her FAFSA review section, which then gave her the option to send me an email invitation to sign. The email went to my spam folder initially, but once I found it, I was able to click the link and sign with my FSA ID. The whole application is now showing as submitted! Tell your brother to make sure he completes that specific step to invite the parent to sign.
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