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one other thing nobody mentioned - check if theres different deadlines for the fafsa for certificate programs vs regular degrees. i almost missed out on aid once cuz the certificate program had an earlier priority deadline than what i was used to for my regular classes.
I work at a community college financial aid office (not a CSU), but I can tell you that this year has been exceptionally slow for all schools processing financial aid. The 2024-2025 FAFSA had major changes, and many schools are running behind their normal timelines. A few things to know: 1. The SAI (Student Aid Index) replaced the old EFC this year 2. System-generated corrections often trigger verification requirements 3. Each individual school must review your FAFSA before creating an aid package 4. Schools are processing applications in chronological order based on when they were COMPLETED (not just submitted) I strongly recommend checking each school's student portal for verification requirements. With the May 2nd completion date, I'd expect packages to start arriving in mid-June at the earliest.
UPDATE: You all were right! I checked my daughter's student portal for Northridge and there was a verification request from May 17th sitting there that we never knew about! They needed copies of our 2022 tax transcripts and her birth certificate. Just uploaded everything. Thanks everyone for your help!
Great! Verification requests are extremely common this year with the new FAFSA system. Now that you've submitted those documents, expect it to take 2-3 weeks for processing, then another week or so for the aid package to be generated. You're on the right track now!
classic CSU move, not telling anyone about important deadlines 🙄 glad you figured it out tho
anybody notice how the FAFSA is SUPPOSEDLY easier now but somehow gives LESS aid than before?? my nephew got $3400 LESS this year with the "simplified" fafsa and their financial situation is EXACTLY THE SAME!!
The new FAFSA formula (now using SAI instead of EFC) does calculate family contribution differently. Some middle-income families are seeing less aid, while others are seeing more. It depends on your specific financial details like number of dependents in college, types of income and assets, etc. Your nephew should definitely appeal if there was such a significant change without corresponding changes in financial circumstances.
Update: I want to thank everyone for their advice. I called both financial aid offices this morning and learned that my twins ARE eligible for additional unsubsidized loans because of our Parent PLUS denial. That will cover about $8,000 of our gap. I've also scheduled appointments to discuss institutional payment plans and possible additional grants based on our medical bill situation. My sister has agreed to look into being an endorser for a smaller Parent PLUS loan to cover the remaining amount. I'm still stressed but feeling like we have a path forward now.
Thank you everyone for all the suggestions! I've made a list of everything to discuss with the financial aid office. I'm also going to look into private loans with my husband as cosigner and see if there are any emergency funds or special scholarships I might qualify for. Will try calling FSA directly too using that Claimyr service - worth a shot at this point. I'll update once I figure something out in case it helps others in my situation.
My wife had this EXACT problem when we got married!!! She ended up getting a small private loan ($5,000) through Sallie Mae with me as cosigner for her summer classes, and then once her SSN came in (took almost 4 months!) she could do FAFSA for the fall semester. Interest rate was higher than federal loans but we didn't have much choice. Check with Discover and Sallie Mae, they both have options for this situation.
Thank you for sharing your experience! It's really helpful to hear from someone who's been through this exact situation. 4 months is a long wait - hoping mine comes sooner, but at least the private loan option worked out for you guys in the meantime. I'll look into Sallie Mae and Discover today.
Haley Stokes
my cousin got a negative sai too but then got selected for verification and had to send in like a million documents and it took FOREVER to process. just warning u it might not be over yet lol
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Asher Levin
•Cash income can definitely complicate verification. If your mother doesn't receive W-2s for her house cleaning work, she should have reported this income on Schedule C as self-employment income on her taxes. During verification, you might need to provide a signed statement explaining her work situation and income. Some schools accept income verification letters from employers or even detailed personal records of cash payments if official documentation isn't available.
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Lia Quinn
•She did report it on her taxes but I'm not sure if she kept good records of all the payments. This is stressing me out! Will this affect my eligibility for aid?
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Serene Snow
Anyone else notice how the FAFSA website keeps changing? My counselor said something about a "soft launch" for the new system and said we might need to recheck our submissions through January. I'd monitor your account regularly just to be safe.
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Marina Hendrix
•Your counselor is correct. The Department of Education has announced that the 2025-2026 FAFSA is undergoing a phased implementation with ongoing updates. While the core functionality is working, they're still refining certain elements of the system. I recommend checking your StudentAid.gov account weekly and ensuring your contact information is current so you receive any important notifications.
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