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I'm so confused and frustrated right now! I spent all weekend helping my daughter fill out her FAFSA for the 2025-2026 year, and we finally got through all the tax info and income questions. She was able to create her FSA ID and sign her portion, but I never got a prompt or section to sign as the parent/contributor. The application is showing as 'incomplete' but doesn't tell me where to go to add my signature! I've logged in with my own FSA ID (created it last year), checked all my email folders including spam, and there's nothing about how to sign. Is there a separate parent section I'm missing? The deadline for her top-choice school's priority deadline is in 3 weeks and I'm panicking!
I'm going to be a freshman in fall 2025 and I'm totally confused about FAFSA timing. What's the absolute latest deadline to submit the FAFSA application? I know the form opened in December, but my parents are saying we should wait until they file their 2024 tax returns in April. But I'm worried about missing out on aid if we wait too long! Would it be better to apply now using 2023 tax info or wait until after they file in April? So stressed about making the wrong choice and losing financial aid opportunities!
Thank you everyone for the helpful advice! I just checked and my state's priority deadline is March 1, 2025, and my top choice school has a February 15 priority deadline for financial aid! I'm definitely not waiting - going to get started on this with my parents this weekend. Really appreciate all the help!
can someone explain what SAI is? my cousin said something about SAI replacing EFC but idk what either of those are lol
SAI (Student Aid Index) replaced the old EFC (Expected Family Contribution) when FAFSA was overhauled. It's a number calculated from your FAFSA information that schools use to determine how much financial aid you're eligible for. Lower SAI = more need-based aid eligibility. It works similarly to the old EFC but with some calculation changes that generally benefit lower and middle-income students.
I'm at my wits' end trying to complete my son's 2025-26 FAFSA form. For THREE MONTHS we've been receiving weekly reminders to sign the application. My son signed his part immediately, but when I try to sign as parent, the system keeps rejecting my Social Security Number saying it's "not correct" - even though it's definitely the right number! The website won't let me update my SSN, and I've used the chat feature at least 8 times. Every rep just tells me I need to call the FSA phone number, but when I call, I either get disconnected or sit on hold until the system automatically ends the call after 2 hours. Is there some secret backdoor to fix this? My son's school priority deadline is coming up in 3 weeks and I'm seriously stressed about him losing aid opportunities because of this technical glitch.
Update: I tried the Claimyr service that someone suggested, and I FINALLY got through to a real person at FSA! The agent confirmed there was a mismatch between my SSN in their system and what the Social Security Administration had on file (even though I was entering it correctly). They did the "verification override" mentioned above and manually updated my account. My signature went through this morning and our FAFSA is now complete! Thank you all for the help - I would have never figured this out from the automated emails they kept sending.
my brothers having the same issue but with his own ssn not matching. he tried making a new fsa id and that didnt work either. this whole simplified fafsa is a joke its way more complicated than before
For students (not parents) with SSN mismatches, there's actually a different process. He should contact his school's financial aid office and ask about a "Special Circumstances FAFSA Review" - this is different from the parent signature override. The school can initiate this process and it usually resolves within 10 business days.
Hey everyone, I'm stressing about something that might be silly but I want to make sure. My husband and I created our FSA IDs last week, and our son just made his account yesterday. The FAFSA website is acting weird now when we try to list ourselves as his parents/contributors - keeps giving us a "verification pending" message. Did we mess up by creating our accounts first? Should we have waited for him to make his account before we made ours? This is our first time dealing with FAFSA and I'm worried we've already screwed something up that might delay his financial aid. Has anyone dealt with this before?
Just wanted to add - while you're waiting for verification, make sure your son has gathered all the other information he'll need for the application. For the 2025-2026 FAFSA, you'll need 2023 tax information (which is different from previous years where you used prior-prior year tax info). Also make sure you have records of any untaxed income and current asset information (bank accounts, investments, etc.) ready to go. The new FAFSA pulls some tax info directly from the IRS, but you'll still need to answer questions about assets manually.
Thank you! We've got the 2023 tax returns ready. Do we need to report his small checking account (~$900) or is there some minimum threshold? And what about his 529 plan that his grandparents set up?
Yes, you should report his checking account as a student asset. There's no minimum threshold, though student assets are assessed at a higher rate than parent assets when calculating the Student Aid Index (SAI). For the 529 plan, if it's owned by the grandparents, it's no longer reported on FAFSA (this changed with the new simplified FAFSA). If you or your husband are listed as the account owner, then you'd report it as a parent asset. Parent-owned 529 plans have much less impact on aid eligibility than student-owned assets.
UPDATE: Our verification just went through! It took exactly 3 days. Now we're able to complete the parent contribution section without any issues. Thanks everyone for your help and reassurance!
I'm filling out the FAFSA for my twin daughters and have a question about reporting assets. I'm divorced and remarried (their stepdad and I have been together for 3 years). When I got to the section asking about cash, checking and savings accounts, I wasn't sure if I'm supposed to report just MY assets or both mine AND my husband's combined? I entered everything under my name, but then at the end of the application, it asked for his name and information. He hasn't received any email to complete anything like I did though. Did I miss something? Am I supposed to be including his financial info in MY sections or does he report separately? Don't want my daughters to miss out on aid because I messed up the asset reporting!
Just to follow up on the twins question - while the SAI calculation is the same for both students, remember that each daughter needs her own separate FAFSA application. Make sure you're completing individual applications for each twin, even though much of the information will be identical. The system will recognize they're from the same household when calculating financial need.
One important point to remember: while you must report all assets from both you and your husband, the FAFSA does exclude certain assets from consideration. Retirement accounts (401k, IRA, etc.), the value of your primary residence, and small family businesses are not reported. Make sure you're not over-reporting by including these protected assets.
Felix Grigori
One thing I noticed from your original post - you mentioned that the FAFSA is showing as 'incomplete'. Where exactly are you seeing this status? If it's on your daughter's account, that's actually helpful because it confirms the system knows a parent signature is missing. On your daughter's end, there should be a section that specifically says something like "Parent Signature Required" or "Action Required: Parent Signature". When she clicks that, she should have the option to send you an email invitation to sign. Check all email addresses associated with your FSA ID for this invitation. Alternatively, try this specific path when logged in with your parent FSA ID: 1. Go to studentaid.gov and log in with YOUR FSA ID 2. Select "Apply for Aid" from the top menu 3. Select "Complete the FAFSA Form" 4. Look for "Sign a FAFSA Form" 5. Enter your daughter's information If none of this works, it might be a technical glitch that needs to be resolved by calling Federal Student Aid directly.
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Kevin Bell
AuthorThe "incomplete" status is showing on her account when she logs in. We'll try your steps tonight when she gets home from work. I really appreciate everyone's help with this!
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Max Reyes
update please! did u get it fixed? my brother is about to start his fafsa and i want to know what to tell him to avoid this problem
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Kevin Bell
AuthorGood news! We figured it out last night. The issue was that my daughter needed to specifically click on "Parent Information" in her FAFSA review section, which then gave her the option to send me an email invitation to sign. The email went to my spam folder initially, but once I found it, I was able to click the link and sign with my FSA ID. The whole application is now showing as submitted! Tell your brother to make sure he completes that specific step to invite the parent to sign.
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