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One more important point - even though your son only applied to one school, you still have the option of refusing to enroll if the financial aid package makes attendance impossible. Sometimes the financial aid office needs to understand that you literally cannot attend without additional support. Be prepared to demonstrate this with specific numbers if needed. Also, check if the school has a CSS Profile requirement in addition to FAFSA. Many private universities use both, and missing the CSS Profile could limit your institutional aid substantially.
Once you receive the aid package, compare it carefully to other schools' offers. Sometimes schools with higher sticker prices actually offer better aid packages, making them cheaper in reality. Also, don't forget to check for: 1. Merit scholarships (separate from need-based aid) 2. Department-specific scholarships in your daughter's major 3. Outside scholarships through local organizations 4. Tuition payment plans to spread costs If there have been significant changes to your financial situation since you filed the FAFSA (job loss, medical expenses, etc.), you can request a professional judgment review at the financial aid office.
After you get the aid package, you should schedule a meeting with a financial aid counselor at the school. They can explain exactly what's being offered and discuss options for covering any gap. Remember that the first package isn't always final - if you have competing offers from other schools, some institutions will adjust their packages to compete for top students.
last week when i was filling out mine i found out you can actually email documents directly to fafsa!! they dont make it obvious but if your upload isnt working call them and ask for the direct document email. they verified my identity and then gave me a secure email to send my docs to!! way easier than the stupid upload system
Update: Tried desktop mode on my phone like some of you suggested, and it ALMOST worked but then crashed when processing my W-2 image. Went to my local library today but their computers don't allow file uploads for security reasons (so frustrating). My cousin is letting me borrow her laptop tomorrow. Thanks everyone for the suggestions!
Good plan! One more tip: when you get on the laptop, after you log in, go to the "Check Status" section first before trying to continue your application. Sometimes the system needs to synchronize your progress between devices. If you see anything looking incorrect in your profile or saved information, call FSA before proceeding so you don't accidentally create duplicate applications (which can really delay your aid).
Update: I finally got through to FSA! I used that Claimyr service someone mentioned above and got connected to an agent in about 15 minutes. The agent confirmed there was a verification flag on our application that wasn't showing up in our portal. Apparently our income information had a small discrepancy with the IRS data. The agent was able to clear the flag since the difference was minimal, and said our SAI should calculate within 3-5 business days. I also reached out to my son's school financial aid office who said they'll put a note on his file about the FAFSA delay. Thank you all for your help!
I'm glad you got this resolved! For anyone else experiencing this issue, here's a quick summary of the solution path: 1. Contact your school's financial aid office to notify them of the delay 2. Use a service like Claimyr to reach FSA quickly or be prepared for long hold times 3. Ask the FSA agent specifically about "hidden verification flags" or "calculation errors" 4. Request that they manually review your application 5. Get a case number or reference number for the conversation 6. Follow up with your school again after the SAI is calculated The new FAFSA system is improving but still has these technical issues that require human intervention to solve. Always document your conversations and follow-ups.
Aisha Mahmood
wait so if im starting college this fall and will be filling out my first FAFSA, will this affect me too? im so confused about all this loan stuff
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Ethan Clark
•No, this won't affect you now. This issue only happens later when people consolidate already-existing federal loans. Just focus on completing your FAFSA accurately to qualify for grants first (free money), then subsidized loans (government pays interest while you're in school), and only take unsubsidized loans if absolutely necessary.
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Ethan Clark
One important thing to add - if you're concerned about the interest capitalization that happened during consolidation, you might want to make small extra payments (even $20-50/month) that go directly to principal once you start working toward PSLF. This can help reduce the overall size of your loan despite the capitalization. Also, keep an eye on the PSLF waiver programs. The Biden administration has been regularly extending and modifying these waivers to help more borrowers qualify, and there might be further adjustments that could benefit your situation.
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Nia Wilson
•That's a great tip about making small extra payments. I didn't realize I could do that while on PSLF. And yes, I'll definitely keep an eye on any new waiver programs or policy changes!
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