THIS IS WHY I TELL EVERYONE TO AVOID STUDENT LOANS!!! The whole system is RIGGED against borrowers!!! I had $45k in loans and they somehow ballooned to $68k even though I never missed a payment! These companies are PREDATORY and the government LETS THEM GET AWAY WITH IT!!!!

Quick update based on other responses: Since you confirmed these are federal student loans (not private), you have additional protections. Contact the FSA Ombudsman Group specifically - they're designed to resolve disputes between borrowers and loan servicers. Their contact info is: https://studentaid.gov/feedback-ombudsman/disputes/prepare Also, federal student loan servicers are required by their contracts with the Department of Education to maintain accurate credit reporting. This gives you additional leverage beyond just the FCRA protections.

I made it through to a FAFSA agent yesterday using Claimyr and asked specifically about this issue - they said it's happening to a lot of people. The agent told me they can fix the SSN/birthday over the phone but you'll need: 1. The FSA ID of the student 2. The incorrect FSA ID of the parent (your husband) 3. Documentation proving the correct information The agent also confirmed the financial corrections often DO process correctly even when the confirmation page shows different fields. They suggested asking the agent to review all the financial data during the same call to confirm everything is correct.

Just an update for anyone finding this thread later - I had the same issue in January and finally got it resolved. The key is getting a case number when you call FSA. Don't hang up without getting one! Then if you get disconnected or need to call back, you can reference that case number and won't have to start over explaining everything. Also, the "under review" status is actually good in this situation - it means a human is looking at it rather than just the automated system.

To clarify some confusion in this thread: 1. You submit one FAFSA application per family, not per student. Your twins will be listed on the same form. 2. For the 2025-2026 FAFSA, you'll use 2023 tax information (they always use tax info from two years prior). 3. Each student will receive their own individual SAI (Student Aid Index) score based on your family information and the specific schools they're attending. 4. For the transfer student, both schools need to be listed on the current year's FAFSA if she might attend either one, and definitely both schools need to be on next year's FAFSA. 5. Priority deadlines vary by school, so check each institution's financial aid website for their specific deadlines.

Correct! That's one of the benefits of the FAFSA using prior-prior year tax information. You can complete the 2025-2026 FAFSA right now using your already-filed 2023 tax information. No need to wait for your 2024 taxes. This is why it's best to file as early as possible - many state and institutional grants are first-come, first-served until funding runs out. The federal Pell Grant doesn't run out, but other aid types might if you wait too long. Also make sure both your FSA ID and your students' FSA IDs are current and that you can access them before starting the renewal process.

After dealing with this for days, I called my son's college financial aid office directly. They said they're hearing about this issue from LOTS of families. Their suggestion was to have the student remove the parent as a contributor temporarily, then add them back and generate a fresh invitation link. Apparently this resets something in the system. Worth trying if you're still stuck!

when my mom had this problem we fixed it by having her create a completely new FSA ID. for some reason the old one she used last year kept triggering the error page. kinda annoying to make a new account but at least it worked!

I experienced the Navient to MOHELA transfer about 8 months ago. Here's what you should know: 1. This won't affect your FAFSA or your daughter's financial aid eligibility at all. Federal loan information is tracked by your SSN in the National Student Loan Data System (NSLDS), not by servicer. 2. By law, your loan terms cannot change during a servicer transfer. Same interest rate, same payment plan, same forgiveness progress. 3. What DOES often happen: - You'll need to set up a new online account with MOHELA - You'll need to re-establish autopay (this doesn't transfer automatically) - Your due date might shift slightly - You'll get new payment instructions 4. If you notice ANY changes to your payment amount, immediately contact MOHELA and reference the "servicing continuity" requirements from the Department of Education. The transition was relatively smooth for me, but it does require some proactive monitoring on your part.

my cousin had this happen and he said mohela actually LOWERED his payment by like $12/month so maybe youll get lucky lol. but yeah you gotta redo all your account stuff and autopay and everything its super annoying