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Returning to the original question: for the "stuck in Review" issue, it will eventually complete processing, but if you need to make changes quickly (especially if your college deadlines are approaching), I recommend contacting Federal Student Aid directly. After the Review period ends, you'll have an opportunity to make corrections by clicking "Make FAFSA Corrections" after logging in. This allows you to update any information before your schools process your application. Just remember that any corrections will require signatures again from both you and your son.
btw if you do need to fix stuff after it processes remember your son will need to sign AGAIN after you make the changes. my daughter didnt realize she had to sign again after i fixed some tax info and we lost another week waiting 🙄
One important thing to remember is that the Parent Plus loan isn't directly tied to the SAI calculation or the initial financial aid package. Once your son receives any financial aid offer from a school, you can apply for the Parent Plus loan separately to cover remaining costs up to the cost of attendance. Even if there are delays with the initial aid package, you'll typically have time to complete the Parent Plus application before payment is due. The Parent Plus application process is separate from the FAFSA and usually takes just 3-5 business days for credit approval.
I submitted my FAFSA on January 22nd and just received my SAI yesterday. The entire financial aid process seems much slower this year with the new system. Once we got the SAI, I immediately called my daughter's top choice school and they confirmed they had received the information. One suggestion - check your spam folder regularly. My SAI notification went to spam, and I only found it when I manually checked. Also make sure your contact information is up to date on studentaid.gov.
I'm actually a tax preparer and I see this issue frequently with my clients. If you received any retirement distributions or had capital gains in 2023, the FAFSA system sometimes counts these incorrectly. Another common problem is if you received any stimulus payments or tax credits that artificially inflated your AGI figure. One important thing to know: your daughter's school can actually process what's called a "Professional Judgment" adjustment while you're getting the FAFSA corrected. This allows them to adjust her aid package based on the correct information even before the official correction comes through. Not all schools advertise this option, but it's worth specifically requesting.
I did have a capital gain from selling some stocks last year to help pay for my daughter's first-year expenses! That must be what's causing this. Thank you for mentioning the Professional Judgment adjustment - I'll specifically ask about that tomorrow.
Glad I could help! When you request the Professional Judgment review, be sure to bring documentation showing the capital gain was a one-time event specifically for educational expenses. This strengthens your case significantly and most schools will be more willing to make the adjustment when they see it was education-related.
After you get this immediate issue resolved, I'd recommend checking your FSA ID settings and opting into email notifications for any future FAFSA changes or issues. Many people miss important notices because they only check the portal occasionally. For the 2025-2026 FAFSA, they've rolled out new notification options that will alert you to potential discrepancies much earlier in the process.
One additional point about the new FAFSA system: Make sure you list any child support you receive (if applicable) in the "Untaxed Income" section. This helps establish your financial responsibility for the children not claimed on your taxes. Also, if your divorce decree specifies who pays for college, have that document ready as some schools will want to see it during their professional judgment review process.
Carmen Diaz
Quick update based on information just released yesterday: The Department of Education announced they will be enabling the school list editing feature sooner than mid-April. No exact date yet, but they're aiming for early March. This is in response to the high volume of similar complaints. In the meantime, still contact your new schools as they may have workarounds in place.
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Ethan Wilson
•That's encouraging news! Where did you see this announcement? I'd like to follow their updates more closely since everything keeps changing.
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Carmen Diaz
•It was in their Federal Student Aid Partner Connect newsletter that goes to financial aid administrators. The public version should be posted on the FSA updates section of studentaid.gov, though sometimes there's a delay between the partner and public communications.
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NeonNova
After reading through all this I decided to try contacting one of my daughter's schools directly like others suggested. Just got off the phone with them and they were super helpful! They said this is happening to LOTS of people and they have a form we can fill out to verify our intent to apply for aid even though the FAFSA hasn't officially been sent to them yet. They said as long as we get that form in by their deadline, they'll hold our financial aid package until the FAFSA system allows the update in March/April. Might be worth asking if your new schools have something similar!
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Ethan Wilson
•This is amazing information! I'm going to call all three schools tomorrow. Thank you so much for sharing what worked for you!
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