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I'm dealing with this same issue right now - created my account 5 days ago and still no verification email. It's honestly really frustrating because I was hoping to get my FAFSA submitted early this year to avoid any last-minute stress. Reading through everyone's experiences here is both reassuring and concerning at the same time. It sounds like the new system changes have really created a bottleneck, but at least it seems like most people eventually get through. I'm going to try to be patient for a few more days before reaching out to FSA directly. Thanks for posting this question - it's helpful to know I'm not the only one experiencing these delays!
I'm in exactly the same boat! Day 6 here and constantly refreshing my email. It's really helpful seeing everyone's timelines - sounds like 7-10 days is becoming the new normal even though they still say 3 days on the website. I was also hoping to submit early to avoid stress but I guess we're all in the same situation with these system delays. At least we know it's not just us and that people are eventually getting through! Hopefully we'll both get our verification emails in the next couple days.
I'm currently on day 12 waiting for my verification email and honestly starting to panic a bit! Reading through everyone's experiences here is both comforting and terrifying - it sounds like most people get theirs within 7-10 days but some are waiting weeks. I've triple-checked my spam folder, confirmed my email address is correct, and I'm definitely not making a second account after reading about the fraud review nightmare. Has anyone who waited this long eventually gotten through, or should I start trying to contact FSA? The phone system sounds like a disaster but I'm worried something went wrong with my application.
Hey! I know 12 days feels like forever, especially when most people are getting theirs around 7-10 days. At this point I'd definitely recommend contacting FSA since you're past that typical window. Someone earlier mentioned using Claimyr.com to avoid the phone wait times - might be worth trying that approach. Also double check that your email provider isn't blocking emails from studentaid.gov (some email services are overly aggressive with government emails). Don't panic though - it sounds like the system is just really overwhelmed this year with all the changes. You're definitely not alone in experiencing these long delays!
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Just checking back - has your daughter's application status changed back to "processed" yet? It typically takes 3-5 business days, but with the system issues this year, some are taking longer.
Yes! It finally changed back to "processed" yesterday, with the exact same SAI as before (46786). Thank goodness! Now I can stop checking the website every 2 hours 😅
That's such a relief to hear it went back to processed with the same SAI! I'm dealing with something similar right now - accidentally triggered a resubmission on my son's FAFSA two days ago and have been stressed about it ever since. Your experience gives me hope that it will sort itself out. The new FAFSA system really needs better warnings about what actions will cause a resubmission!
I totally agree about needing better warnings! The system should definitely have a pop-up or something that says "Warning: clicking this will resubmit your FAFSA" before you accidentally trigger it. It's so stressful when you're already dealing with college deadlines and financial aid stress. Hopefully yours processes quickly too - sounds like most people are seeing it resolve within a week!
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I'm so glad I found this thread! I was literally about to call my school's financial aid office in a panic because I thought something went wrong with my application. I've been filing the FAFSA for 3 years now for my grad program and always relied on seeing that loan eligibility confirmation at the end. It's honestly pretty poor user experience design to remove information that students have come to expect and rely on, especially without any clear communication about the change. Thanks everyone for confirming this is just a display issue and not an actual eligibility problem!
I completely agree about the poor user experience! As someone who's new to navigating FAFSA for graduate school, it's really confusing when they change things without any explanation. I was actually considering calling the financial aid office too before finding this thread. It seems like they could have at least put a note on the confirmation page saying something like "loan eligibility information will be provided by your school" instead of just removing it entirely. Thanks to everyone who shared their experiences - it's saved me a lot of worry and probably a frustrating phone call!
Just adding my voice to confirm this is happening to everyone! I submitted my FAFSA for 2025-2026 two weeks ago and had the exact same experience - no loan eligibility amount shown on the confirmation screen, which definitely freaked me out initially. I'm a second-year PhD student and have been relying on those Direct Unsubsidized loans, so seeing nothing about loans was alarming. After reading this thread and calling my university's financial aid office, they confirmed it's just a system display change and my $20,500 annual loan eligibility is still intact. Really wish the Department of Education had communicated this change better - would have saved a lot of students unnecessary stress! For anyone still worried, definitely reach out to your school's financial aid office for peace of mind.
Thanks for sharing your experience Jamal! It's really reassuring to hear from so many people who went through the same thing. I'm actually planning to submit my FAFSA this week and now I won't panic when I don't see the loan amounts. It's honestly ridiculous that the Department of Education didn't send out any kind of heads up about this change - like an email or notice on the website would have prevented so much confusion. I bet financial aid offices across the country have been flooded with calls about this exact issue!
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Don't give up hope! I went through this exact situation with my son two years ago. SAI of 8500, no Pell Grant, but he ended up with a great aid package. Here's what worked for us: 1) Applied to multiple schools (in-state publics were most generous), 2) Immediately contacted financial aid offices after getting packages to explain our SNAP/free lunch situation, 3) Most importantly - filled out every single scholarship application we could find, both through schools and external organizations. My son ended up with enough aid to cover most of his costs. The SAI is just the starting point, not the end of your story!
This is exactly what I needed to hear! Your success story gives me so much hope. I'm definitely going to have my daughter apply to multiple in-state schools and we'll be aggressive about scholarship applications. Did you find any particular scholarship search websites that were especially helpful? And when you contacted the financial aid offices, did you call or email them?
I'm in a similar boat with my daughter! We got an SAI of 7800 and no Pell Grant either, even though we're on SNAP and WIC. It's so confusing how these different programs don't align. Reading through all these responses is really helpful though - sounds like there's still hope for decent aid packages from individual schools. I'm definitely going to look into state grants and plan to appeal to schools with documentation of our benefits. Thanks everyone for sharing your experiences, this thread is a goldmine of information!
I'm so glad this thread is helping! It's frustrating how these systems don't work together better. Your SAI of 7800 is actually a bit lower than mine, so you might have even better chances at some schools. I'm taking notes on everyone's advice too - especially the part about contacting financial aid offices directly and documenting our benefits for appeals. We're all in this together! Good luck to your daughter!
Tristan Carpenter
As someone who just went through this process last year, I want to emphasize something important that hasn't been mentioned yet - make sure you understand the difference between the Parent PLUS loan application and the Master Promissory Note (MPN). The application is what you're doing now for this academic year, but if this is your first Parent PLUS loan ever, you'll also need to complete an MPN which is a separate document that covers future borrowing. The MPN is good for up to 10 years, so you won't need to redo it each year, just the annual application. Also, double-check that your son has completed his FAFSA first - Parent PLUS loans can't be processed until the student's FAFSA is on file. The whole process becomes much smoother in subsequent years once you know what to expect!
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Diego Chavez
•This is incredibly helpful information! I didn't realize there were two separate documents - the application and the Master Promissory Note. That explains why the financial aid office mentioned some additional paperwork that would be needed. It's reassuring to know that once the MPN is done, it's good for 10 years. And yes, my son completed his FAFSA back in January, so we should be all set on that front. Thanks for breaking down the process so clearly - it really helps to hear from someone who just went through this recently!
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Charlotte Jones
One thing I learned the hard way is to also check if your son's school offers payment plans! Some colleges let you spread out the semester costs over monthly payments with little to no interest, which can reduce how much you need to borrow through Parent PLUS loans. My daughter's school offers a 10-month payment plan that starts in the summer, and it's been a lifesaver for our budget. You might be able to lower that $22,500 amount if you can handle some of the costs through a payment plan instead. Worth asking the bursar's office about!
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