FAFSA

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One more important point - while the Common App and FAFSA can have different parent information, make sure your FAFSA and CSS Profile (if required) are consistent with each other in terms of which parent is considered custodial. Those two forms are both specifically for financial aid, so inconsistencies there could trigger verification flags.

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That's good to know! I'll double check everything to make sure FAFSA and CSS are aligned if I need to submit both.

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Just wanted to add that you should also double-check which parent you actually lived with most in the past 12 months for FAFSA purposes! It's not always obvious - like if you split time 50/50 between divorced parents, you'd use the parent who provided more financial support. The "custodial parent" for FAFSA isn't necessarily the same as legal custody arrangements. I had a friend who almost got this wrong because she assumed it meant the parent with legal custody, but FAFSA has its own specific definition.

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Any updates? Were you able to get it working? I'm curious which solution ended up fixing it for you.

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Yes! Finally figured it out. Turns out my son hadn't actually fully completed his section like he thought - there was one page about school selection he had skipped. Once he finished that part, the contributor section immediately became available when I logged in. Classic case of teenager not reading instructions fully! 🤦‍♀️ Thanks everyone for your help!

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So glad you got it figured out! This is actually a really common issue - I've seen this happen with so many families where the student thinks they're "done" but there's still a section or two incomplete. The FAFSA system is really picky about having everything 100% finished before it releases the contributor access. Your experience will definitely help other parents who run into the same problem. Thanks for updating us with the solution!

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This is such a relief to read! I'm actually dealing with a similar issue right now with my daughter's FAFSA - the contributor invite has been sitting there for days and I was starting to panic. I'm going to have her double-check that she really completed everything on her end before I stress out any more. It's so easy for students to miss those little details when they're rushing through it. Thanks for sharing what worked - this gives me hope I can get it sorted out without having to call the help line!

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Just wanted to follow up - were you able to resolve this issue? For anyone else finding this thread with the same problem, I recently learned that the 401 errors can also happen if you have multiple saved applications in your account. Try going to "My FAFSA" section and delete any incomplete or duplicate applications before submitting your final one.

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Yes! I finally got it to work! It ended up being two issues: 1) I used that Claimyr service someone recommended to reach an actual FSA agent who told me my dad's manually entered AGI was off by $45 compared to what the IRS had (seriously, that small of a difference caused this whole problem!), and 2) I had to reset my password like another poster suggested. After fixing both things, my application went through successfully yesterday. Thanks everyone for your help! The agent also mentioned they're aware of the 401 errors and working on making better error messages for next year that actually tell you what's wrong.

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So glad to hear you got it resolved! That $45 AGI difference causing such a major headache is absolutely ridiculous - the FAFSA system really needs better error handling. Your experience is going to help so many other students who run into this same issue. For anyone else reading this thread, here's a quick summary of what worked for Jamal: 1. Use Claimyr service to actually reach a human agent without waiting on hold for hours 2. Double-check that manually entered tax info matches IRS records EXACTLY (even small differences can cause 401 errors) 3. Try resetting your FSA ID password even if you think it's correct 4. Clear browser cache completely and use incognito mode 5. Check for multiple saved applications in your account Thanks for updating us with the solution - this thread is going to be a lifesaver for future students dealing with the same problem!

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After you submit with estimates, here's what happens next: within about 3-5 days you'll get your initial SAI calculation. Mark your calendar for 30 days later to follow up if you haven't received your final tax information by then. When you update with final numbers, it takes about 3-7 days for the new SAI to calculate. Meanwhile, contact the financial aid offices at your schools and let them know your situation. Many schools have a special form for self-employed families that gives you a bit more time without losing priority status.

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This is super helpful! I'll definitely reach out to my schools tomorrow to see if they have those special forms. I feel like I have an actual plan now instead of just panicking.

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I'm in a similar boat but with one additional complication - my mom's small business had a really bad year in 2023 but did much better in 2024. Should I use the 2023 numbers that show lower income (which might help with aid) or try to estimate based on 2024 which is more accurate for our current situation? I don't want to get in trouble for understating our income, but I also don't want to hurt my aid chances by overstating it. Has anyone dealt with significant year-to-year income changes with self-employed parents?

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That's such a tough situation! I would honestly go with the 2024 numbers that reflect your current situation, even if they're higher. Here's why - if you use the artificially low 2023 numbers and then your family's actual income shows up higher on this year's taxes, it could trigger verification and create way more headaches. Plus, financial aid offices can sometimes do professional judgment reviews if there are special circumstances that affect your family's ability to pay. You could potentially explain the income fluctuation in the "additional information" section or contact the aid office directly. Better to be accurate upfront than deal with corrections later, especially since missing deadlines is worse than having slightly higher income reported.

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I went through this exact nightmare scenario last month with my twins. After multiple calls to FSA, I discovered that using the same parent information for multiple students is causing system conflicts. The temporary solution is to use different parent FSA IDs for each application, even if it means creating artificial email addresses. What worked for us was: 1. I used my FSA ID for my daughter's application 2. My husband used his FSA ID for our son's application 3. We entered identical financial information on both 4. After submission, we called FSA to ensure both applications were properly linked for accurate SAI calculation It's definitely not intuitive, but it does work. Don't give up - the financial aid is worth fighting for!

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Thank you so much for sharing your experience! It's so helpful knowing others have navigated this successfully. I'm going to try exactly what you suggested. Did you have any issues with the SAI calculations coming out differently for your twins despite using the same financial information?

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Initially yes! Despite identical financial information, the system calculated slightly different SAI numbers. That's why the call to FSA after submission was critical - they were able to flag the applications as being from the same household and manually ensure the SAI calculations matched. Definitely don't skip that step!

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This thread has been incredibly helpful! I'm dealing with the exact same issue with my two kids and was ready to give up. It's frustrating that the FAFSA system wasn't designed with multiple-student families in mind, but at least there are workarounds. For anyone else struggling with this, it sounds like the consensus is: use separate parent FSA IDs (different emails) for each student's application, enter identical financial information, then call FSA after submission to ensure proper linking. Has anyone had success with the verification process after using this workaround? I'm worried about potential complications when schools request documents if the parent information appears different across applications.

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Great summary of the thread! Regarding verification, I went through this process earlier this year and had no issues. The schools were able to see that both applications came from the same household once FSA properly linked them in their system. Just make sure you keep copies of all the documents you submit for each student - some schools may ask for the same tax documents twice (once for each application), but it's straightforward. The key is that follow-up call to FSA after both applications are submitted to confirm they're properly linked!

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