Will my ESD benefits get reduced or cut off with a 24hr/week job at $25/hr?
I just got offered a part-time position (24 hours per week) making about $25/hour. I'm currently receiving unemployment benefits and I'm worried about what will happen. Will ESD completely cut off my benefits because of this job, or will they just reduce the amount? How do they calculate the deduction? I know I need to report my hours and earnings when I file my weekly claim, but I'm unclear about how much this will affect my benefit amount. Anyone gone through this recently?
14 comments
Miguel Silva
ESD uses a formula called the "earnings deduction" to calculate how much your benefits get reduced. For every dollar you earn over $5, they deduct it from your weekly benefit amount. So if you're working 24hrs at $25/hr, that's $600/week. They'll subtract $5, so $595 would be deducted from your weekly benefit amount. If your weekly benefit amount is less than $595, you won't receive any benefits for that week. If it's more than $595, you'll get the difference.
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StarSailor}
•Thanks for explaining! My weekly benefit amount is only $415, so sounds like I'll be getting $0 from ESD once I start this job. At least I'll be making more overall with the job than I was on unemployment alone.
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Zainab Ismail
congrats on the job! just make sure u keep filing your weekly claims even if u get $0. that way if ur hours get cut or something happens with the job, u dont have to reapply for benefits
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StarSailor}
•Oh that's a really good point - I hadn't thought about that! So even if I'm getting $0, I should still do the weekly filing? How long can I keep doing that before my claim expires?
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Connor O'Neill
I went through this EXACT situation last year. Working part-time completely wiped out my benefits because of how they calculate it. BUT what nobody tells you is that working part-time actually EXTENDS your benefit year! So even though you might not get payments now, those benefits don't disappear - they're still there if you need them later when your job ends (assuming you're still in your benefit year). Just keep filing every week and accurately report your hours/earnings. I learned this the hard way when I stopped filing because I thought "why bother" and then had to reapply when my part-time gig ended.
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StarSailor}
•That's super helpful info! Definitely don't want to have to go through the whole application process again if this job doesn't work out.
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Yara Nassar
BE CAREFUL! Make sure you understand the job search requirements too! Even if you're working part-time, ESD still requires you to do 3 job search activities each week if you keep filing claims. It's stupid but that's how it works. I got in trouble because I thought since I was working I didn't need to do the job searches anymore!!!
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Miguel Silva
•This is an important point. You must continue to meet job search requirements to remain eligible, even if you're working part-time. However, you can request "standby" status if this part-time job will become full-time within 4 weeks. With standby, you don't have to look for other work.
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Keisha Robinson
my sister worked 20 hrs at $22 and still got partial unemployment but she had a higher wba to start with, like $650 i think
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StarSailor}
•Yeah, I think it really depends on what your weekly benefit amount is vs. how much you're earning at the part-time job. In my case, seems like I'll be over the threshold.
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GalaxyGuardian
If you need to talk to someone at ESD to get specific answers about your situation, I'd recommend using Claimyr (claimyr.com). I was in a similar situation and needed clarification on exactly how my part-time work would affect my benefits. Spent days trying to get through on the phone with no luck, then used Claimyr and got a callback from ESD within an hour. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 The agent was able to look at my specific claim and explain exactly how my earnings would affect my benefits and what I needed to do to remain eligible.
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Yara Nassar
•I tried calling ESD like 50 times about a similar issue last month and NEVER got through. Ended up just guessing what to do. Wish I'd known about this sooner.
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Paolo Ricci
Don't forget that you MUST report ALL earnings IN THE WEEK YOU EARN THEM, not when you get paid. If your pay period ends on a different day than ESD's week (Sunday), this gets confusing. I messed this up and had to repay benefits + penalty.
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StarSailor}
•Good reminder! The job pays bi-weekly but I'll make sure to report based on when I actually worked the hours, not when I receive the paycheck.
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