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Liam McGuire

When does unemployment pay - Washington ESD payment schedule and timing?

I just got approved for unemployment benefits through Washington ESD after waiting 3 weeks for adjudication. My claim shows active now but I have no idea when I'll actually receive money. I filed my first weekly claim on Sunday but my account still shows $0 paid. Does anyone know the typical payment schedule? I'm really stressed about rent being due next week and need to know if I should expect payment this week or next.

Washington ESD typically processes payments within 2-3 business days after you file your weekly claim. Since you filed Sunday, you should see payment by Wednesday or Thursday if everything is clear. Check your account Tuesday evening to see if the payment status changed from 'pending' to 'paid'.

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Thanks! I'll keep checking. Do they deposit overnight or during business hours?

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Usually overnight between Tuesday and Wednesday for Sunday claims. Sometimes Thursday if there's a holiday.

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payment schedule depends on when you file your weekly claim. if you file sunday-tuesday, payment comes wednesday-friday. if you file later in the week it might not process until the following week

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This is mostly right but Washington ESD recommends filing Sunday-Tuesday for fastest processing. Filing Wednesday or later can delay payment by several days.

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Good to know I filed on the right day then. Still nerve-wracking waiting for that first payment.

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I had the same anxiety when I first got approved! The waiting is the worst part. I actually found a service called Claimyr that helped me get through to Washington ESD when I had payment issues later. They have agents who can check your payment status over the phone - might be worth looking into if you need to verify anything. Check out claimyr.com, they even have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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That's interesting - I've been trying to call Washington ESD for days but can never get through. How does Claimyr work exactly?

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They basically handle the calling for you and connect you with Washington ESD agents. Way better than sitting on hold for hours or getting disconnected.

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Never heard of this but might be useful. The Washington ESD phone system is absolutely terrible.

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Here's the official Washington ESD payment timeline: Weekly claims filed Sunday get processed Monday-Tuesday, payments issued Tuesday-Wednesday, funds available Wednesday-Friday depending on your bank. First payments sometimes take an extra day for verification.

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This is super helpful! So worst case I should see money by Friday?

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For a first payment, yes. Subsequent payments are usually more predictable and faster.

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ugh the waiting is so stressful!! I remember when I got approved it took FOREVER for the first payment even though I filed everything correctly. hang in there

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Thanks for the encouragement. Did your first payment come when expected or was it delayed?

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it was delayed by like 2 days from what I expected but after that it was always on time

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One thing to watch for - make sure your direct deposit info is correct in your Washington ESD account. Wrong bank info can delay payments by a week or more while they sort it out.

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Good point! I double-checked that when I set up my account. Used the same account I've had for years.

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smart move. i've seen people mess this up and have to wait weeks for paper checks

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Washington ESD payment timing is usually reliable once you get in the rhythm. The first payment is always the scariest because you don't know what to expect. After that you'll know exactly when to expect money each week.

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That's reassuring. I just need to get through this first payment anxiety!

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totally normal to be anxious about the first one. after a few weeks it becomes routine

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Also remember you need to keep filing weekly claims even if you haven't received your first payment yet. Missing a weekly claim can cause gaps in payments later.

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Yes, I've been keeping track of that. Filing every Sunday even though I haven't been paid yet.

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Perfect - that's exactly what you should be doing. The payments will catch up once processing starts.

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UPDATE: I used Claimyr again yesterday to check on a different issue and the agent confirmed that first payments typically take 3-5 business days from when you file your first weekly claim. So your timeline sounds right on track.

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That's really helpful confirmation! Might look into Claimyr myself if I run into issues.

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I'm curious about this service too. Calling Washington ESD is impossible most days.

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just remember they don't pay for the waiting week so your first payment will be for the second week you file. that confused me at first

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Wait, what's the waiting week? I thought I'd be paid for every week I file.

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There's a one-week waiting period for new claims. You file for it but don't get paid for that first week. It's standard for all Washington ESD claims.

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Oh no, that means I'll be waiting even longer for money! Why didn't anyone tell me this?

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The waiting week is explained in the handbook they give you when you apply, but it's easy to miss. Don't worry - you'll still get regular payments after that first unpaid week.

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I guess I need to read that handbook more carefully. This is all so confusing.

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we've all been there! the unemployment system is confusing even when you read everything

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hang in there! once you get your first payment and understand the schedule it gets much easier. the hardest part is not knowing what to expect

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Thanks everyone for all the info. At least now I know what timeline to expect.

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For future reference, Washington ESD posts their payment processing schedule on their website. Generally: Sunday claims → Wednesday payments, Monday claims → Thursday payments, Tuesday claims → Friday payments. Later in the week gets pushed to the following week.

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I'll bookmark that page. Good to have the official schedule.

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That schedule is pretty reliable in my experience. Only gets messed up by holidays.

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Another thing - make sure you're checking the right place in your account. Payment status shows under 'Claims and Payments' not on the main dashboard.

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Good tip! I was just looking at the main page balance. I'll check the detailed section.

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If you do end up needing to call Washington ESD about payment issues, definitely consider Claimyr. I've used them multiple times and it's so much better than trying to get through on your own. The video demo really shows how simple it is.

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I might need this - I've been trying to reach them for a week about a payment issue.

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Yeah, that's exactly the kind of situation where Claimyr really helps. Way less frustrating than the regular phone system.

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Final advice: be patient with that first payment. Once it comes through and you see the pattern, weekly payments become very predictable. Washington ESD is actually pretty reliable with payments once you're in the system.

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Thanks for all the help everyone! I'll try to be patient and keep checking my account.

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this thread was super helpful for me too - starting my claim next week

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just to add - if your payment doesn't show up when expected, don't panic immediately. sometimes banks take an extra day to process, especially smaller banks or credit unions

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Good to know! I bank with a small local credit union so that might apply to me.

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update us when you get your first payment! always curious how long it actually takes for people

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Will do! Hopefully by Friday I'll have good news to share.

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This whole thread is making me feel better about my situation too. Filed my first claim last week and have been worried about the timing.

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The anxiety is totally normal. Once you get that first payment confirmation, it gets much easier.

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UPDATE: Just checked my account and my payment status changed to 'Paid'! Looks like it'll be in my account tomorrow. Thanks everyone for the timeline info - it was exactly as predicted.

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Excellent! See, the system works pretty reliably once you know what to expect.

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yay! so happy for you. that first payment is such a relief

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awesome news! now you know the pattern for future weeks

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