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Kristian Bishop

When can you apply for unemployment benefits in Washington state?

I'm trying to figure out the right timing for filing my unemployment claim with Washington ESD. My last day of work is coming up next Friday and I want to make sure I don't miss any deadlines or mess up the process. Should I wait until after my final day or can I apply beforehand? Also wondering about the weekly claims - when do those start? Don't want to leave money on the table by filing too late or get in trouble for filing too early.

You should file your initial claim the week you become unemployed or have your hours reduced. Don't wait! Washington ESD processes claims based on when you file, and there's usually a one-week waiting period anyway. The sooner you get it in, the sooner your claim can be processed.

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Thanks! So I can file right after my last day of work? Do I need to wait for my final paycheck or anything like that?

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You can file immediately after your last day. Your final paycheck timing doesn't affect when you can file, but you'll need to report any wages you receive during your weekly claims.

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I made the mistake of waiting two weeks after I lost my job thinking I needed some kind of documentation first. Big mistake - those are two weeks of benefits I can never get back since Washington ESD doesn't pay retroactively.

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Oh no! That's exactly what I was worried about. Good thing I asked here first.

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same thing happened to my brother, he thought he had to wait for his termination letter or something

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The key thing to remember is that your benefit year starts the Sunday of the week you file your initial claim. So if you file on a Wednesday, your benefit year actually started the previous Sunday. This is important for calculating your weekly benefit amount and duration.

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Wait, so it doesn't matter what day of the week you file? I thought you had to file on specific days.

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You can file your initial claim any day, but weekly claims have to be filed during your designated week. Washington ESD will assign you a week when you complete your initial application.

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This is really helpful - I had no idea about the Sunday thing. Does that mean I should try to file early in the week?

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Just went through this process myself last month. If you're having trouble getting through to Washington ESD to ask questions about timing, I found this service called Claimyr that helps you actually reach a real person at the unemployment office. You can check them out at claimyr.com - they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me from sitting on hold for hours.

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How much does something like that cost? I'm already stressed about money.

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It's worth checking out their site for details, but honestly the time savings alone made it worthwhile for me. I was spending entire days trying to get through.

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Bookmarking this - I have a feeling I'm going to need to talk to someone at Washington ESD at some point during this process.

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Don't forget you also need to register with WorkSourceWA when you file. It's part of the job search requirements now.

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Is that something I do at the same time as filing my claim or separately?

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You can do it when you file your initial claim - there's a section that walks you through the WorkSourceWA registration. Don't skip it or your claim could get delayed.

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ugh the whole system is so confusing. why can't they just make it simple - you lose your job, you apply, you get money. instead there's all these rules about timing and waiting periods and job searches

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I feel you! But honestly once you get through the initial filing it's not too bad. The weekly claims are pretty straightforward.

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The rules exist for good reasons - prevents fraud and makes sure benefits go to people who actually need them. But yeah, could be explained better.

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One thing to watch out for - if you're getting any severance pay or vacation payout, that might affect when your benefits actually start. Washington ESD has specific rules about how that works.

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I am getting two weeks of severance. Does that mean I shouldn't file until after that period?

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No, still file right away! But you'll need to report the severance when you do your weekly claims. Washington ESD will determine how it affects your benefits - usually it just delays them rather than reducing the total amount.

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This is exactly what happened to me. Filed immediately but didn't receive benefits for 3 weeks due to severance. Still glad I filed early though.

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Also remember you need to be able and available for work. If you're planning a vacation right after losing your job, that could complicate things.

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Good point. I was thinking about taking a week off to decompress but maybe I should wait.

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You can take time off, but you can't claim benefits for weeks when you're not available for work. So plan accordingly.

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The washington esd website has a whole section about when to apply but honestly it's buried in so much other info. Basically: apply immediately, don't wait, and be prepared for the one week waiting period.

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Yeah I tried reading their website but got overwhelmed. This thread has been way more helpful.

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Their website is terrible. Half the links don't work and the other half just lead to more confusing pages.

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I've been on unemployment three times in the past five years (thanks, economy) and my advice is always file ASAP. Even if there are complications with your claim, getting it started early means you're already in the system when issues get resolved.

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That makes sense. Better to have it processing than not even started. Did you ever have claims that took a long time to get approved?

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Oh yeah, one time it took six weeks because they needed to verify my work history. But because I filed early, I eventually got all those back payments once it was approved.

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Six weeks?! How did you survive that long without income?

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For what it's worth, I used Claimyr when my claim got stuck in adjudication and couldn't get anyone on the phone at Washington ESD. Really helped speed things up when I could actually talk to someone who could look at my account.

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Good to know there are options if I run into problems. Hopefully my claim will be straightforward.

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What's adjudication? Is that something that happens to every claim?

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Not every claim, but if there are questions about your eligibility or work history, they put it in adjudication for review. Can take weeks sometimes.

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Quick reminder that your weekly claims need to be filed every week even if you're in a waiting period or your claim is under review. Miss those and you could lose benefits permanently.

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So I file the initial claim, then I have to file something every single week after that?

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Exactly. Weekly claims are how you certify that you're still unemployed and eligible. Washington ESD will give you specific dates when you can file each week.

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And don't be late! They have strict deadlines for weekly claims.

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I'm in HR and deal with this all the time when we have layoffs. Best practice is to tell employees to file their claim the Monday after their last day of work. Gives them the weekend to gather any documents they might need.

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What documents do I need to have ready? I keep seeing conflicting info about this.

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Your Social Security number, work history for the past 18 months (employers, dates, wages), and bank info if you want direct deposit. Washington ESD can verify most employment info electronically now.

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That's way less paperwork than I expected. I was gathering pay stubs going back two years!

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One more thing - if you've worked in other states recently, you might need to file in a different state depending on where you earned the most wages. Washington has reciprocity agreements with most states though.

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I've only worked in Washington for the past three years so I should be good there.

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Yeah, if all your work history is in Washington, definitely file with Washington ESD. Makes everything simpler.

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Bottom line: file as soon as you're unemployed or have reduced hours. The system is designed to help people who act quickly. Waiting just hurts you financially.

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Got it. Filing first thing Monday morning after my last day. Thanks everyone for all the advice!

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Good luck! The process seems scary at first but it's really not that bad once you get started.

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