< Back to Washington Unemployment

Brooklyn Knight

What is the percentage of unemployment benefits Washington ESD pays out?

I'm trying to figure out what percentage of my wages Washington ESD will pay if I get approved for unemployment. I made about $52,000 last year working full time at a tech company before getting laid off last month. I've heard different numbers from people - some say 50%, others say it's based on your highest quarter or something? Can anyone explain how Washington ESD calculates the actual percentage of your income you get? I filed my claim two weeks ago and it's still in adjudication so I'm trying to plan my budget.

It's not really a straight percentage like that. Washington ESD uses your highest earning quarter from your base period (usually the first 4 of the last 5 completed quarters) and divides by 26 to get your weekly benefit amount. The maximum weekly benefit for 2025 is $1,015.

0 coins

So if my highest quarter was like $15,000, I'd get around $576 per week? That seems low compared to what I was making.

0 coins

That's about right. UI benefits aren't meant to replace your full income, just help while you're job searching. You also get the extra $25 per week if you have dependents.

0 coins

washington esd is so confusing with all these calculations, i never understood it either when i was on unemployment last year

0 coins

Tell me about it! I spent hours trying to figure out my benefit amount before I even got approved. The whole system seems designed to confuse people.

0 coins

If you're having trouble getting through to Washington ESD to check on your claim or get clarification on your benefit amount, I had success using Claimyr (claimyr.com). They helped me get connected to an actual agent when I was stuck in adjudication for weeks. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

0 coins

Is that one of those services that charges you? I'm already strapped for cash waiting for my claim to process.

0 coins

They focus on getting you through to agents quickly rather than waiting on hold for hours. For me it was worth it to finally talk to someone who could explain my benefit calculation and check my claim status.

0 coins

The percentage thing is misleading because it depends on how much you made in different quarters. I made $65K last year but my highest quarter was only $17,500 because my income was spread pretty evenly. So my weekly benefit was around $673, which is maybe 55% of what I was making weekly when working.

0 coins

That's actually helpful to know. I think my income was pretty steady too so probably similar situation.

0 coins

wait so if you made more money in one quarter you get more unemployment? that doesnt seem fair

0 coins

Yeah it's based on your highest quarter earnings. Someone who made the same annual income but had seasonal work might get more weekly benefits.

0 coins

This whole system is BROKEN. I've been calling Washington ESD for three weeks trying to get someone to explain my benefit calculation and can't get through to a human. The automated system just gives you the runaround and the callback option never works.

0 coins

Same here! I've tried calling at 8am sharp when they open and still get busy signals or get disconnected after waiting 2 hours.

0 coins

That's exactly why I mentioned Claimyr earlier - they bypass all that phone tree nonsense and get you directly to agents. Saved me so much frustration.

0 coins

For most people it works out to roughly 45-60% of what you were making, depending on your pay structure. The formula is: (highest quarter wages ÷ 26) = weekly benefit amount, up to the maximum of $1,015 per week in Washington.

0 coins

That's a clearer way to think about it, thanks. I'll probably end up around 50% of my regular income then.

0 coins

Don't forget you still have to pay taxes on unemployment benefits too, so factor that in when budgeting.

0 coins

i think i'm getting like 40% of what i made before but thats because i had a lot of overtime in my base period that inflated my quarterly wages

0 coins

Overtime can definitely skew the calculation. Did you elect to have taxes taken out of your UI payments?

0 coins

yeah i have them take out 10% for federal taxes, learned that lesson the hard way a few years ago

0 coins

The percentage varies a lot. I've seen people get anywhere from 35% to 65% of their working income depending on their situation. Washington ESD's benefit calculator on their website can give you an estimate if you know your quarterly wages.

0 coins

I tried their calculator but it asked for specific quarterly amounts that I don't have memorized. Guess I need to dig up my pay stubs.

0 coins

You can also log into SecureAccess Washington and check your wage history there, it should show your quarterly earnings.

0 coins

Just went through this whole process myself. Made $48K last year, highest quarter was $14,200, getting $546 per week. That works out to about 59% of my average weekly earnings. Not great but better than nothing while I job hunt.

0 coins

How long did it take for your claim to get approved? Mine's been in adjudication for two weeks now.

0 coins

About 3 weeks total. Had to provide additional employment verification documents. The waiting is the worst part.

0 coins

washington esd really needs to simplify this whole process, took me forever to understand how they calculate benefits and even longer to actually get approved

0 coins

Agreed! The whole system feels like it was designed in the 1990s and never updated.

0 coins

If you're still stuck in adjudication and need to talk to someone about your benefit calculation, I had good luck with that Claimyr service someone mentioned earlier. Got through to an agent in about 10 minutes instead of the usual 2+ hour wait times.

0 coins

I might have to try that if I don't hear back soon. This waiting is killing me financially.

0 coins

Let us know how it goes if you try it! Always looking for ways to actually reach Washington ESD when needed.

0 coins

The percentage thing is confusing because it's not based on your annual salary like most people think. It's specifically your highest earning quarter divided by 26 weeks. So someone making $60K with uneven quarterly earnings might get very different benefits than someone making $60K with steady pay.

0 coins

That makes sense why people get such different percentages then. Thanks for clarifying that!

0 coins

been on unemployment twice in the past five years and both times it was around 50% of my regular income, seems pretty consistent for most people i know

0 coins

Same experience here. It's not enough to maintain your lifestyle but keeps you afloat while job searching.

0 coins

Don't forget that Washington ESD also requires you to do job search activities to keep getting benefits. Make sure you're logging those in WorkSource or whatever system they're using now.

0 coins

Good point! I've been applying to jobs but haven't been tracking it officially yet.

0 coins

You need to log at least 3 job search activities per week to stay eligible. Don't skip that part or they'll stop your benefits.

0 coins

The real answer is it depends on your specific wage history, but for most people it ends up being 45-60% of what you were making. Just don't expect it to fully replace your income - it's meant to be temporary assistance while you find new work.

0 coins

Thanks everyone for all the helpful info! This thread has been way more useful than the Washington ESD website.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today