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Fernanda Marquez

What happens when my Washington ESD unemployment benefits run out - need help understanding options

My regular unemployment benefits are going to run out in about 3 weeks and I'm honestly panicking. I've been collecting for about 22 weeks now and Washington ESD says I'm approaching my maximum benefit amount. I'm still actively job searching but haven't found anything yet. What exactly happens when the benefits stop? Are there any extensions or other programs I can apply for? I keep hearing different things from people and I'm getting really confused about what my options are. Has anyone been through this recently?

Unfortunately when your regular UI benefits are exhausted, that's typically it unless there are federal extension programs active. Right now there aren't any automatic extensions like there were during COVID. You'll want to check if you qualify for any other Washington state programs or look into local assistance programs for basic needs while you continue job searching.

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So there's nothing else through Washington ESD at all? That's really scary, I was hoping there might be some kind of extended benefits program.

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There used to be Extended Benefits (EB) but those only kick in when unemployment rates hit certain triggers and Washington isn't there right now.

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You should definitely call Washington ESD to confirm your exact benefit year end date and see if you have any remaining balance. Sometimes people think they're out but there might be a few more weeks left. Also ask about requalifying for a new benefit year if you've worked enough since your original claim.

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I've tried calling but can never get through. The phone system just hangs up on me after being on hold forever.

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Have you tried using Claimyr? It's a service that helps you get through to Washington ESD agents. I used it last month when I couldn't reach anyone about my adjudication issue. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that before, is it legit? I'm desperate enough to try anything at this point.

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Been there and it sucks. When mine ran out last year I had to scramble to figure out other options. Check with DSHS for food assistance, housing help, and other emergency aid programs. Also look into WorkSource - they sometimes have training programs that come with small stipends.

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WorkSource training programs are actually pretty good if you can get into one. I did a healthcare certification program through them and it helped me land a job.

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That's a good idea, I should look into training options. Maybe I can learn new skills while I'm looking for work.

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wait so theres no more extended benefits at all? i thought there was always some kind of backup program when regular ui runs out. this is really messed up.

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Extended Benefits only trigger when the state unemployment rate meets specific federal criteria. Right now Washington's rate isn't high enough to activate EB.

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that makes no sense, there are still tons of people struggling to find work

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The system is designed assuming most people find work within 26 weeks. If you're still unemployed after that, you're supposed to exhaust all other resources before any extensions kick in. It's harsh but that's how it's set up.

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26 weeks isn't nearly enough time in this job market. Some industries are still really tough right now.

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Exactly! I've been applying everywhere but nothing's working out. The whole system feels broken.

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You might want to see if you worked enough hours since your original claim to qualify for a new benefit year. If you had any W-2 work during your unemployment period, even part-time, it could help you establish a new claim with a higher weekly amount.

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I did some gig work and part-time stuff, maybe that counts? How do I find out if I qualify for a new claim?

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You'd need to file a new initial claim and see if Washington ESD approves it based on your recent work history. The gig work might count depending on how it was reported.

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I'm in the same boat, mine run out next month and I'm terrified. Been looking for work for months with no luck. The idea of having zero income is keeping me up at night.

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It's so stressful! I don't know how I'm going to pay rent or buy groceries. This whole situation is a nightmare.

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Have you both looked into local food banks and community resources? It's not ideal but they can help bridge the gap while you're job searching.

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Ev Luca

The whole unemployment system is a joke. They make it impossible to get extensions and then wonder why people struggle. Other states have better programs but Washington just cuts you off.

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Actually Washington's regular UI program is more generous than many states - 26 weeks at up to $999/week. But you're right that without federal extensions, options are limited when benefits end.

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Ev Luca

Still not enough when the job market is this competitive. They should automatically extend benefits until unemployment drops significantly.

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Check if you owe any overpayments or have any issues on your account that might affect a new claim. Sometimes people have complications they don't know about that can mess up requalification.

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How would I check that? My online account doesn't show any problems but I'm worried there might be something hidden.

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That's another good reason to use something like Claimyr to actually talk to a Washington ESD agent. They can review your account and tell you about any issues or if you qualify for a new benefit year.

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Don't forget about the job search requirements either. Even if your benefits are ending, you still need to keep documenting your job search activities in case you do qualify for a new claim or if any programs become available.

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Good point, I've been keeping my job search log updated just in case. At least I'm doing something productive while panicking about money.

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Look into community colleges for quick certification programs too. Some have emergency financial aid for students and you might be able to get training while figuring out your next steps.

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This is smart advice. I went back to school when my benefits ran out a few years ago and it really helped me transition to a better career.

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I never thought about going back to school but maybe it's time to consider it. At least it would give me something to focus on besides the stress.

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You mentioned gig work earlier - make sure all of that was reported correctly to Washington ESD. If it wasn't properly documented, it might not count toward a new benefit year qualification.

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I reported everything I could remember but some of the apps don't send tax forms unless you make a certain amount. I'm worried I missed something.

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You can request wage records from Washington ESD to see what work history they have on file for you. That would show if anything is missing.

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The timing really matters too. If your benefit year hasn't technically ended yet, you might have more time than you think. Sometimes people confuse running out of money with the benefit year ending.

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I think my benefit year ends in about 6 weeks but my money runs out in 3 weeks. So confusing trying to keep track of all these different dates.

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That's exactly why you need to talk to Washington ESD directly to get the exact dates and understand your options. The online account doesn't always show the full picture.

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has anyone tried the claimyr thing mentioned earlier? im in a similar situation and cant get through to esd either. wondering if its worth trying

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I used it when I was stuck in adjudication for weeks. It actually worked - got me through to an agent the same day I tried it. Way better than sitting on hold for hours just to get disconnected.

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Same here, I was skeptical at first but it saved me so much time and frustration. When you're dealing with something this stressful you need real answers, not just guessing.

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Don't wait until the last minute to figure this out. Start applying for other assistance programs now while you still have some income coming in. The applications can take time to process.

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You're absolutely right, I need to be proactive about this instead of just worrying. I'll start looking into all the programs people have mentioned here.

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Keep in mind that if you do qualify for a new benefit year, there might be a waiting period or delays in processing. Don't assume it will be seamless even if you do have enough work history.

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Good point, I should prepare for gaps in coverage even in the best case scenario. This whole situation is so much more complicated than I expected.

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That's why having multiple backup plans is important. Don't put all your hopes on one solution.

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